Singapore legislation

Section 26

of Hire-Purchase Act 1969

Section 26

Restrictions on owner’s rights to require insurance

Amended by11/20137/201211/201338/20047/201211/2013

(1)

An owner shall not require a hirer to insure any such risk with any particular licensed insurer.

Amended by11/2013

(2)

An owner shall not refuse to enter into a regulated agreement with a person who effects insurance of the goods for the period of the agreement against such risks and subject to such reasonable terms, conditions and exceptions as are required by the owner in the names of the owner and the hirer with a licensed insurer if the owner has no other grounds upon which the owner could reasonably refuse to enter into the agreement.

Amended by7/201211/2013

(3)

An owner shall not require a hirer to obtain insurance against risks or subject to terms, conditions and exceptions that the owner would not require if he arranged the insurance.

(4)

Where any goods comprised in a regulated agreement are insured in the joint names of the owner and the hirer against any risk with a particular licensed insurer, there shall be an implied condition in the agreement that the hirer shall not, during the period of the agreement, insure those goods against any risk with another licensed insurer without first informing the owner.

Amended by38/20047/201211/2013