Singapore legislation
Section 81
Section 81
Disclosure of borrower information and data to public agencies
(1)
A public agency may make a request to the Registrar for information relating to any borrower or class or description of borrowers, or any loan or class or description of loans, for the purpose of policy formulation or review.
(2)
Upon the receipt of a request under subsection (1), the Registrar may —
direct any licensee under section 72 to submit any borrower information of the licensee to the Registrar, and disclose all or any of the borrower information to the public agency;
direct the designated credit bureau under section 80 to provide any data in the possession or under the control of the designated credit bureau to the Registrar, and disclose all or any of the data to the public agency; or
direct the designated credit bureau, by written notice, to disclose to the public agency any data in the possession or under the control of the designated credit bureau in such form as the Registrar may direct.
(3)
The direction under subsection (2)(c) may be made subject to any condition that the Registrar may specify in the notice.
(4)
The Registrar must not disclose any borrower information or data under subsection (2)(a) or (b), or direct the disclosure of any data under subsection (2)(c), unless the Registrar —
is satisfied that the borrower information or data is necessary for policy formulation or review by the public agency; and
is satisfied that the public agency is not able to obtain the borrower information or data under any other written law.
(5)
Despite anything in subsection (4), the Registrar must not disclose under subsection (2)(a) or (b) any personal data, or direct the disclosure under subsection (2)(c) of any personal data, unless the Registrar is satisfied that the policy formulation or review to be conducted by the public agency cannot reasonably be accomplished without the personal data being provided.
(6)
In this section, “personal data” means data about an individual who can be identified from that data.[30ZC