Singapore legislation
Section 19
Section 19
False or incorrect health declaration, means declaration or claim application
(1)
A person commits an offence if the person —
makes a health declaration, means declaration or claim application under the Scheme which is false or misleading in a material particular, knowing that the declaration or application is false or misleading in a material particular;
omits any matter or thing without which the health declaration, means declaration or claim application (as the case may be) is misleading in a material particular, knowing that the omission makes the declaration or application misleading; or
provides any information which is false or misleading in a material particular, knowing that the information provided —
is false or misleading in a material particular; and
will be included in a health declaration, means declaration or claim application made under the Scheme.
(2)
A person shall be liable on conviction of an offence under subsection (1) —
in any case where the person is an individual, to a penalty equal to the relevant amount; or
in any other case, to a penalty equal to 5 times the relevant amount.
(3)
A person who commits an offence under subsection (1), with the intention of causing any premium to be undercharged or any benefit or claim to be overpaid under the Scheme, shall be guilty of an offence under this subsection and shall be liable on conviction of the offence under this subsection —
in any case where the person is an individual —
to a fine not exceeding $5,000 or to imprisonment for a term not exceeding 12 months or to both; and
in addition, to a penalty equal to 2 times the relevant amount; or
in any other case —
to a fine not exceeding $10,000; and
in addition, to a penalty equal to 4 times the relevant amount.
(4)
In this section, “relevant amount” means the amount by which any premium has been undercharged, or the amount of any benefit or claim that has been overpaid, as a result of the offence, or that would have been so undercharged or overpaid if the false or misleading declaration or application (as the case may be) had been accepted as correct.