Singapore legislation

Section 27

of Medi Shield Life Scheme Act 2015

Section 27

Health information

(1)

Where the Minister certifies, under the Minister’s hand, that an authorised person requires confidential information about a person (called in this section a person concerned) which is in the possession of a medical institution or a medical practitioner who attended to the person concerned in that medical institution, in order to —

(a)

assess whether premium loading under the Scheme applies to the person concerned on account of a pre‑existing medical condition; or

(b)

assess a claim for benefits under the Scheme by the person concerned,the authorised person may request that medical institution or medical practitioner to provide so much of the confidential information to the authorised person as the authorised person needs for that purpose.

(2)

Where any confidential information about a person concerned has been obtained under subsection (1), an authorised person may —

(a)

access or use, or disclose to another authorised person, such confidential information for the purposes certified by the Minister under subsection (1); or

(b)

disclose such confidential information to any person for the administration or enforcement of the Scheme, or to an insurer to administer or operate an insurance scheme referred to in section 77(1)(k) of the CPF Act or section 34(2)(j) in relation to the person concerned but only if the information is disclosed —

(i)

with the approval of the Minister; and

(ii)

in the form of a report stating whether that person concerned has any pre‑existing medical condition (without identifying the pre‑existing medical condition) and the amount of premium loading applicable to the premium payable by that person.

(3)

If a person concerned opts out, in the manner determined by the Minister, from the provision of information about the person concerned for the purposes of subsection (1)(a), an authorised person must not, from the time the authorised person is notified that the person concerned has opted out, except with the consent of the person concerned —

(a)

request a medical institution or a medical practitioner to provide the information under subsection (1)(a); or

(b)

access or use any information obtained under subsection (1)(a).

(4)

A person who has not attained 21 years of age (called in this subsection the minor) may opt out from the provision of information about the minor for the purposes of subsection (1)(a) only if —

(a)

the minor has attained 16 years of age; and

(b)

any other person who is liable to pay the minor’s premium under section 4(1)(c)(ii) does not object to the opting out by the minor.

Section 27 — Medi Shield Life Scheme Act 2015 | laws.sg