Singapore legislation

Section 34

of Medi Shield Life Scheme Act 2015

Section 34

Regulations

(1)

The Minister may make regulations for carrying out the purposes and provisions of this Act.

(2)

Without limiting subsection (1), such regulations may —

(a)

despite section 3(3), provide for the circumstances in which a person ceases to be an insured person or may be reinstated as an insured person, including —

(i)

refunds and payments to be made to adjust for such changes; and (ii)interest paid into that person’s medisave account to be deducted and paid to the general moneys of the Central Provident Fund;

(b)

prescribe different rates of premiums for different classes of insured persons, including imposing premium loading for insured persons who do not satisfy the Board that they have no pre‑existing medical conditions;

(c)

prescribe the benefits payable under the Scheme (which may differ for different classes of insured persons) and make provision for claims for such benefits, including —

(i)

the circumstances in which an insured person is entitled to claim such benefits, including limiting benefits to any approved medical treatment or services which are assessed by the Council or a committee appointed under section 8(4) to be appropriate in the circumstances of any particular case;

(ii)

the form and manner of submitting claims under the Scheme, including provision for direct submission of such claims by approved medical institutions; and

(iii)

providing for any payments which an insured person is liable to make under this Act to be deducted from the benefits payable to that person;

(d)

prescribe the circumstances for imposing and the manner of computing premiums, interest (including compound interest) under section 11(1)(a) and penalties imposed under section 17, and the order in which payments are applied to such premiums, interest and penalties;

(e)

prescribe the circumstances in which premiums, interest under section 11(1)(a) and penalties imposed under section 17 are payable by a person (other than an insured person) and may be deducted from that person’s medisave account under section 4(2)(b);

(f)

provide for any payment under this Act to be deducted from the medisave account of the person liable to make that payment;

(g)

provide for the refund of any premium, interest under section 11(1)(a), penalty under section 17 or other payment made under this Act (called in this paragraph the refunded payment), including —

(i)

the rate, manner or circumstances for the refund to be made;

(ii)

for any payments which the insured person is liable to make under this Act to be deducted from the amount to be refunded; and

(iii)

if the refunded payment was deducted from an account of a CPF member in the Central Provident Fund, the refund, to that or any other account of that CPF member in the Central Provident Fund, of the whole or such part of the interest which would have been payable if the refunded payment had not been so deducted;

(h)

prescribe the fees and charges for the purposes of this Act;

(i)

provide in respect of any offence under the regulations —

(i)

in a case where the offender is an individual, for a penalty not exceeding a fine of $5,000 or imprisonment for a term not exceeding 12 months or both for each offence; or

(ii)

in any other case, for a penalty not exceeding a fine of $10,000 for each offence;

(j)

provide, in any case where a CPF member or the CPF member’s dependant is insured under a medical insurance scheme or other insurance scheme approved by the Minister, for —

(i)

the withdrawal of money from the CPF member’s medisave account for the payment of any premium payable by the CPF member or the dependant in respect of the medical insurance scheme or other insurance scheme;

(ii)

the refund of any premium paid by the CPF member or the dependant in respect of the medical insurance scheme or other insurance scheme, the circumstances under which any such refund is to be made, and the determination of the manner in which any such refund will be made (including the person who will make any such determination);

(iii)

the payment of any rebate given in respect of the medical insurance scheme or other insurance scheme, the circumstances under which any such payment will be made, and the determination of the manner in which any such payment will be made (including the person who will make any such determination);

(iv)

the insurer to pay administrative fees to the Board for any material change or error in relation to any withdrawal, refund or payment by the Board arising from incorrect information provided by the insurer or from such other circumstances as may be prescribed; and

(v)

transitional provisions for a medical insurance scheme or other insurance scheme approved by the Minister for the purposes of this paragraph, if regulations made under section 77(1)(k) of the CPF Act applying to that medical insurance scheme or other insurance scheme are revoked;

(k)

provide —

(i)

the manner of service of any document permitted or required to be served on any person under this Act (not being the service of a document in any proceedings in court); and

(ii)

that any such document sent by registered post to a person at his or her residential address (as provided to the Board in accordance with section 31) or at a correspondence address provided by the person in accordance with the relevant regulations is taken to be duly served;

(l)

exempt any person or class of persons from the Scheme or any provision of this Act, or modify the application of this Act in relation to any person insured under the Scheme by virtue of section 35(1) or any other class of persons;

(m)

prescribe the circumstances for the termination of insurance cover under the Scheme in relation to any person or class of persons insured under the Scheme by virtue of section 35(1);

(n)

make transitional and saving provisions for the MediShield Fund and MediShield Scheme, including for the payment of benefits, the recovery of premiums payable and the refund of payments made under that Scheme on or after 1 November 2015;

(o)

make financial provisions in relation to the Fund and the Scheme, including the audit of the Fund and the Scheme and the submission of reports on the administration and enforcement of the Fund or the Scheme; and

(p)

prescribe anything that is required or permitted to be prescribed under this Act.

(3)

The regulations made under this Act may make different provisions for different classes of persons.

(4)

All regulations made under this Act are to be presented to Parliament as soon as possible after publication in the Gazette.