Singapore legislation

Regulation 6A

of Banking (Credit Card and Charge Card) Regulations 2013

Regulation 6A

Determination of total net personal assets

Amended byS 261/2017 wef 01/06/2017

In determining the value of an individual’s total net personal assets for the purposes of these Regulations, the value of the individual’s primary residence —

(a)

is to be calculated by deducting from the estimated fair market value of the residence any outstanding amounts in respect of any credit facility that is secured by the residence; and

(b)

is taken to be the lower of the following:

(i)

the value calculated under paragraph (a);

(ii)

$1 million.