Singapore legislation

Regulation 2

of Banking (Fees) Notification

Regulation 2

Definitions

Amended byS 841/2019 wef 28/01/2020S 164/2019 wef 01/04/2019S 841/2019 wef 28/01/2020S 841/2019 wef 28/01/2020S 454/2021 wef 01/07/2021S 454/2021 wef 01/07/2021S 841/2019 wef 28/01/2020S 841/2019 wef 28/01/2020S 454/2021 wef 01/07/2021S 164/2019 wef 01/04/2019S 454/2021 wef 01/07/2021

In this Notification, unless the context otherwise requires —“cross-border money transfer service” and “money-changing service” have the meanings given by section 2(1) of the Payment Services Act 2019 (Act 2 of 2019);“full banking licence” means a licence to transact banking business, other than a wholesale banking licence;“limited purpose branch” —

(a)

in relation to a bank in Singapore that has been granted a full banking licence, means a branch of the bank in Singapore at which the services provided are limited to the following services:

(i)

accepting cash or cheques for payment into accounts already maintained with the bank;

(ii)

in the case of applications for new accounts for which initial deposits are made by way of cheques, verifying identities of the applicants;

(iii)

accepting cash or cheques as payment for bills for credit cards or other credit facilities;

(iv)

providing automated teller machines, internet banking kiosks or other self-service facilities;

(v)

providing general assistance to customers in respect of the services referred to in sub-paragraphs (i) to (iv) and applications for electronic banking services; (vi)providing a money-changing service;

(vii)

providing both of the following services:

(A)

cross-border money transfer service;

(B)

maintenance of one or more accounts for any customer in respect of cross‑border money transfer service;

(viii)

paying to any person in Singapore funds that are remitted in favour of the person from outside Singapore; (ix)any other service as the Authority may approve; or

(b)

in relation to a bank in Singapore that has been granted a wholesale banking licence, means a branch of the bank in Singapore at which the services provided are limited to the following services:

(i)

providing a money-changing service;

(ii)

providing both of the following services:

(A)

cross-border money transfer service;

(B)

maintenance of one or more accounts for any customer in respect of cross-border money transfer service;

(iii)

paying to any person in Singapore funds that are remitted in favour of the person from outside Singapore; (iv)any other service as the Authority may approve;[Deleted by S 841/2019 wef 28/01/2020][Deleted by S 164/2019 wef 01/04/2019][Deleted by S 841/2019 wef 28/01/2020]“wholesale banking licence” means a licence to transact banking business, the conditions of which require the holder of that licence to comply with such guidelines as may be issued by the Authority in relation to the operation of wholesale banks; and includes a “restricted banking licence” granted by the Authority before 29th June 2001.

Definition

“cross-border money transfer service” and “money-changing service” have the meanings given by section 2(1) of the Payment Services Act 2019 (Act 2 of 2019);

Amended byS 841/2019 wef 28/01/2020

Definition

“full banking licence” means a licence to transact banking business, other than a wholesale banking licence;

Amended byS 164/2019 wef 01/04/2019

Definition

“limited purpose branch” —

(a)

in relation to a bank in Singapore that has been granted a full banking licence, means a branch of the bank in Singapore at which the services provided are limited to the following services:

(i)

accepting cash or cheques for payment into accounts already maintained with the bank;

(ii)

in the case of applications for new accounts for which initial deposits are made by way of cheques, verifying identities of the applicants;

(iii)

accepting cash or cheques as payment for bills for credit cards or other credit facilities;

(iv)

providing automated teller machines, internet banking kiosks or other self-service facilities;

(v)

providing general assistance to customers in respect of the services referred to in sub-paragraphs (i) to (iv) and applications for electronic banking services; (vi)providing a money-changing service;

(vii)

providing both of the following services:

(A)

cross-border money transfer service;

(B)

maintenance of one or more accounts for any customer in respect of cross‑border money transfer service;

(viii)

paying to any person in Singapore funds that are remitted in favour of the person from outside Singapore; (ix)any other service as the Authority may approve; or

(b)

in relation to a bank in Singapore that has been granted a wholesale banking licence, means a branch of the bank in Singapore at which the services provided are limited to the following services:

(i)

providing a money-changing service;

(ii)

providing both of the following services:

(A)

cross-border money transfer service;

(B)

maintenance of one or more accounts for any customer in respect of cross-border money transfer service;

(iii)

paying to any person in Singapore funds that are remitted in favour of the person from outside Singapore; (iv)any other service as the Authority may approve;

Amended byS 841/2019 wef 28/01/2020S 841/2019 wef 28/01/2020S 454/2021 wef 01/07/2021S 454/2021 wef 01/07/2021S 841/2019 wef 28/01/2020S 841/2019 wef 28/01/2020S 454/2021 wef 01/07/2021S 164/2019 wef 01/04/2019S 454/2021 wef 01/07/2021

Definition

“wholesale banking licence” means a licence to transact banking business, the conditions of which require the holder of that licence to comply with such guidelines as may be issued by the Authority in relation to the operation of wholesale banks; and includes a “restricted banking licence” granted by the Authority before 29th June 2001.