Schedule 2

SECOND SCHEDULEthe Banking Act, 1970. (Act ........ of 1970)(Section 22 (2) (b)).CLASSIFICATION OF LOANS AND ADVANCES AND INTEREST RATES IN SINGAPOREOF.....................................................................................................AS AT CLOSE OF BUSINESS ON.......................Part I Loans and Advances Rate of Interest % p.a. Minimum Maximum Average 1. Singapore Government ................................... ............................. ............................. .............................

2. Other Singapore Public Authorities and Utilities ................................... ............................. ............................. .............................Sub-Total AGRICULTURE —3. Rubber ................................... ............................. ............................. .............................

4. Other agriculture ................................... ............................. ............................. .............................

5. Fisheries ................................... ............................. ............................. .............................

6. Forestry ................................... ............................. ............................. .............................Sub-Total MINING AND QUARRYING —7. Stone quarrying ................................... ............................. ............................. .............................

8. Other mining and quarrying ................................... ............................. ............................. .............................Sub-Total MANUFACTURING —9. Rubber processing, grading and packing ................................... ............................. ............................. .............................

10. Rubber products (including rubber footwear) ................................... ............................. ............................. .............................

11. Food, beverages and tobacco ................................... ............................. ............................. .............................

12. Textiles and clothing ................................... ............................. ............................. .............................

13. Footwear (not elsewhere specified) ................................... ............................. ............................. .............................

14. Manufacture of furniture and fixtures ................................... ............................. ............................. .............................

15. Other manufacture of wood and cork (including sawmilling) ................................... ............................. ............................. .............................

16. Printing, publishing, etc. ................................... ............................. ............................. .............................

17. Soaps, vegetables and animal oils and fats ................................... ............................. ............................. .............................

18. Chemicals, chemical products (including petroleum products and coal) ................................... ............................. ............................. .............................

19. Basic metals, metal products and machinery (including repairs) ................................... ............................. ............................. .............................

20. Non-metallic mineral products, including building materials (e.g. clay, cement asbestos, plaster, etc.) ................................... ............................. ............................. .............................

21. Transport equipment (including repairs) ................................... ............................. ............................. .............................

22. Other manufacturing ................................... ............................. ............................. .............................Sub-Total CONSTRUCTION —123. Building and construction1 Refers to contractors, building and engineering firms. ................................... ............................. ............................. .............................Sub-Total GENERAL COMMERCE —24. Import, export and wholesale trade ................................... ............................. ............................. .............................

25. Retail trade ................................... ............................. ............................. .............................Sub-Total PROFESSIONAL AND PRIVATE INDIVIDUAL —26. (a) for business purposes ................................... ............................. ............................. .............................(b) for private purposes ................................... ............................. ............................. .............................Sub-Total MISCELLANEOUS —27. Transport, storage and communication ................................... ............................. ............................. .............................

28. Hotels, restaurants and boarding houses ................................... ............................. ............................. .............................(a) Hotel construction ................................... ............................. ............................. .............................(b) Others ................................... ............................. ............................. .............................

29. Building and co-operative societies ................................... ............................. ............................. .............................

30. Building developers and real estate agents ................................... ............................. ............................. .............................

31. Financial institutions (excluding banks) ................................... ............................. ............................. .............................(a) Finance companies ................................... ............................. ............................. .............................(b) Insurance companies ................................... ............................. ............................. .............................(c) Others ................................... ............................. ............................. .............................

32. Religious and charitable institutions ................................... ............................. ............................. .............................

33. Entertainment and recreation ................................... ............................. ............................. .............................

34. All others ................................... ............................. ............................. .............................Sub-Total Total .......................................................................................................... Manager.Date:............................................................................. ........................................................................................................... Accountant.Name of Bank............................................................................................................................. As at...........................................................Part II Amounts of Loans and Advances $ No. of CustomersUp to but not exceeding $5,000 ............................. .............................Exceeding $5,000 but not exceeding $10,000 ............................. .............................Exceeding $10,000 but not exceeding $50,000 ............................. .............................Exceeding $50,000 but not exceeding $100,000 ............................. .............................Exceeding $100,000 but not exceeding $500,000 ............................. .............................Exceeding $500,000 but not exceeding $1,000,000 ............................. .............................Exceeding $1,000,000 but not exceeding $5,000,000 ............................. .............................Exceeding $5,000,000 ............................. .............................Total Part IIITotal Loans and Advances (a) Granted $ (b) Utilised $ (b)/(a)%(i) Singapore Government and other Singapore Public authorities and utilities ................................... ................................... ...................................(ii) Agriculture ................................... ................................... ...................................(iii) Mining and Quarrying ................................... ................................... ...................................(iv) Manufacturing ................................... ................................... ...................................(v) Construction ................................... ................................... ...................................(vi) General Commerce ................................... ................................... ...................................(vii) Professional and Private Individuals ................................... ................................... ...................................(viii) Miscellaneous ................................... ................................... ...................................Total