Singapore legislation
Clause 30
Clause 30
Offences relating to provision of insurance
(1)
A person other than a person mentioned in subsection (2) who offers, or enters into a contract, to provide insurance in respect of the liability of any employer to pay compensation under this Act shall be guilty of an offence and shall be liable —
on the first conviction — to a fine not exceeding $80,000 for each insurance policy to which the conviction under this subsection applies; and
on a second or subsequent conviction — to a fine not exceeding $160,000 for each insurance policy to which the conviction under this subsection applies.
(2)
Only the following persons may offer or enter into a contract (as the case may be) to provide the insurance mentioned in subsection (1):
a designated insurer who is not suspended under section 31(8)(b) or 34(1)(a);
an insurance intermediary in respect of the insurance which is provided or to be provided by a designated insurer mentioned in paragraph (a).
(3)
A person (whether or not a designated insurer) who offers, or enters into a contract, to provide any insurance in respect of the liability of any employer to pay compensation under this Act, which is not an approved policy, shall be guilty of an offence and shall be liable —
on the first conviction — to a fine not exceeding $80,000 for each insurance policy offered or provided in contravention of this subsection; and
on a second or subsequent conviction — to a fine not exceeding $160,000 for each insurance policy offered or provided in contravention of this subsection.
(4)
It is not a defence to a charge for an offence under subsection (1) or (3) that the person did not know that the contract of insurance offered or entered into —
was in respect of the liability of any employer to pay compensation under this Act; or (b)was not an approved policy.
(5)
To avoid doubt, this section does not prohibit the making of an offer or contract to provide —
healthcare insurance, accident insurance or other insurance which does not insure or purport to insure the employer’s liabilities under this Act; or
any insurance that insures only liability in excess of the employer’s liability to pay compensation under this Act.
(6)
In this section, unless the context otherwise requires, a reference to offering to provide insurance in respect of any liability under this Act includes a reference to —
holding out as providing such insurance, whether to specific persons or to the public or any section of the public; and
making an offer to, or inviting an offer from, specific persons or the public or any section of the public to provide such insurance.