Clause 22

in subsection (1), after “a loan information report”, insert “in relation to the person”;

in subsection (1), replace paragraph (a) with —“(a)that is prepared using one or more of the following:

borrower information provided by at least one licensee;

any information in a credit report in relation to the person;

any information relating to the person or a loan granted to the person, that is processed by the designated credit bureau in the course of preparing, providing or maintaining a credit report in relation to the person; and”; and

after subsection (3), insert —“(3A) Despite subsections (1) and (3) and section 75(2), where the designated credit bureau is required to provide a loan information report to a person (P) under subsection (1), the designated credit bureau or any of its officers or employees may disclose the loan information report to any other person, if the designated credit bureau has P’s written consent for the disclosure.”.