Clause 20

The Board may impose premium loading as a term and condition under section 31(2A) if —

the person’s assessed risk exceeds the threshold determined by the Board; and

the Board is satisfied that any other criteria determined by the Board, which may affect the person’s health, are met.(2) If the Board is satisfied that a member’s assessed risk has been reduced, the Board may reduce or waive the premium loading payable by the member.(3) Where the member applies to adjust his or her existing insurance cover under the Scheme, the Board may allow the adjustment with an increase in the amount of premium loading payable by the member if the member’s assessed risk has increased.(4) Sections 32 (except for subsection (1)), 33 and 37 apply to a member’s premium loading as if references to premiums include the amount of the member’s premium loading.”.