I remember during the debate on public housing a few days ago, I was quite struck by it. We were discussing about waiting times for HDB flats, eligibility ages, about housing in prime locations, about EIP concerns. Of course, there are areas to improve and there are concerns that we need to assuage. But I am also reminded by my many residents who come to me to tell me that they are going off, some of them getting married, forming new families, they email me, they message me. As we are talking about the different things to improve on, many of our foreign visitors, as you talk to them, are remarkably impressed about our public housing policies: 80 % of Singaporeans live in public housing; 73% – like many of my residents, they are not high-income Singaporeans, they are middle-, lower-middle Singaporeans – 73% of them service their loans with CPF, with no cash outlay. For low-income families, I have a number of rental blocks as well, we have, in total, about 4,500 families in the last five years who have gained home ownership. And another 2,200 who have booked their new flats.