Clause 11

in the definition of “borrower information”, in paragraph (b), after “section 66”, insert “or 66A”;

after the definition of “borrower information”, insert —“ “business report” means a report prepared by the designated credit bureau under section 74A(1);”;

in the definition of “credit report”, in paragraph (a)(iii), delete “and” at the end;

in the definition of “credit report”, in paragraph (b), insert “and” at the end;

in the definition of “credit report”, after paragraph (b), insert —“(c)enabling a licensee to assess whether a loan may be granted to a borrower or to a class or description of borrowers to which a borrower belongs;”;

in the definition of “data”, after paragraph (b), insert —“(ba)any information in a business report;”;

in the definition of “data”, in paragraph (d), replace “or loan information report” with “, business report or loan information report”;

in the definition of “loan information report”, delete “using borrower information provided by at least one licensee”; and

after the definition of “public agency”, insert —“ “public record” means any document, record or information filed or lodged with, or contained in any register kept or maintained by, a public agency, where any person may, whether or not on payment of a fee —

inspect the register, document or record; or

obtain —

a copy of or an extract from the document, record or information; or

an extract from the register;”.