Clause 13

delete subsection (2);

replace subsection (4) with —“(4) Before submitting any information mentioned in subsection (1) to the designated credit bureau under subsection (3), the licensee must —

verify the information and applicant’s identity against either or a combination of the following:

genuine, complete and up‑to‑date documents provided by the applicant;

the same or supporting information relating to the applicant from any public record; and

inform the applicant in writing —

that the information is to be submitted to the designated credit bureau for the purpose of producing a credit report in relation to the applicant; and

that any of that information submitted to the designated credit bureau may be disclosed by the designated credit bureau to —

the Registrar; and

any public agency, if the Registrar is satisfied that the information is necessary for policy formulation or review by the public agency.”; and

in subsection (8), delete “(2),”.