Singapore legislation

Regulation 3

of Payment Services (Singapore Dollar Cheque Clearing System and Inter-bank GIRO System) Regulations 2019

Regulation 3

Participants to open settlement account

Subregulation 1

Every participant (A) must —

(a)

open a settlement account with a settlement institution; or

(b)

appoint another participant (B) that has opened a settlement account with a settlement institution (called in these Regulations a settlement agent),to settle all payment obligations due from A to any other participant (including B) arising out of any clearing in each day.

Subregulation 2

A participant who appoints a settlement agent must, before allowing the settlement agent to settle any payment obligations mentioned in paragraph (1), give to the operator a written notice —

(a)

that the participant has appointed the settlement agent; and

(b)

that is accompanied by a written confirmation from the settlement agent of its appointment.

Subregulation 3

A participant who intends to terminate the appointment of its settlement agent must give to the operator a written notice of the intended termination at least 7 days before the date of termination of that appointment.

Subregulation 4

The operator must give to the Authority a written notice of —

(a)

the appointment of a settlement agent by a participant under paragraph (1)(b); or

(b)

any intended termination of appointment of a settlement agent by a participant under paragraph (3),as soon as practicable after the operator is so notified by the participant concerned.

Subregulation 5

A participant who fails to comply with any requirement in paragraph (2) or (3) shall be guilty of an offence and shall be liable on conviction to a fine not exceeding $50,000.

Subregulation 6

In a prosecution for an offence under paragraph (5), it is not necessary for the prosecution to prove that the defendant intended to commit the offence.

Subregulation 7

The offence under paragraph (5) is a strict liability offence.