Singapore legislation

Regulation 17

of Singapore Armed Forces (SAVER Plan) Regulations

Regulation 17

Withdrawals and vesting of contributions

Amended byS 168/2007 wef 01/01/2007S 438/2025 wef 01/07/2025S 168/2007 wef 01/01/2007S 438/2025 wef 01/07/2025S 438/2025 wef 01/07/2025S 1038/2022 wef 01/01/2023S 438/2025 wef 01/07/2025S 168/2007 wef 01/01/2007S 438/2025 wef 01/07/2025S 168/2007 wef 01/01/2007S 738/2020 wef 01/09/2020S 438/2025 wef 01/07/2025S 438/2025 wef 01/07/2025S 168/2007 wef 01/01/2007S 738/2020 wef 01/09/2020S 848/2025 wef 31/12/2021S 438/2025 wef 01/07/2025S 438/2025 wef 01/07/2025S 438/2025 wef 01/07/2025S 848/2025 wef 01/01/2026S 848/2025 wef 01/01/2026

Subregulation 1

Amended byS 168/2007 wef 01/01/2007S 438/2025 wef 01/07/2025

Except where otherwise provided in these Regulations, where a Category A member retires or is required to retire from the Singapore Armed Forces on any of the grounds specified in regulation 12(a) to (i) or he resigns from the Singapore Armed Forces, the following sums shall vest in the member and may be awarded in respect of that member:

(a)

such portion of moneys standing to the member’s credit in his Savings Account as is prescribed in the Second Schedule in relation to the member’s length of reckonable service at the date of his retirement or resignation, as the case may be; and

(b)

such portion of the moneys in the member’s Retirement Account as is prescribed in the Second Schedule in relation to the member’s age at the date of his retirement or resignation, as the case may be.

Subregulation 1A

Amended byS 168/2007 wef 01/01/2007S 438/2025 wef 01/07/2025

Where a Category A member retires or is required to retire from the Singapore Armed Forces on either of the grounds specified in regulation 12(j), there shall vest in the member and may be awarded to him, at the option of the member ––

(a)

all moneys standing to his credit in his Savings Account and Retirement Account at the date of his retirement; or

(b)

one month’s last drawn salary, excluding any bonus or allowance, for each year of his reckonable service and a proportionate sum thereof for any complete month, capped at 25 years,subject to such conditions as the Armed Forces Council may, by General Order, impose.

Subregulation 2

Amended byS 438/2025 wef 01/07/2025

Notwithstanding paragraph (1), where a Category A member retires from the Singapore Armed Forces —

(a)

on the ground specified in regulation 12(c) or (e), the sum vested in the member under paragraph (1) may be reduced to the extent determined by the Armed Forces Council; or

(b)

on the ground specified in regulation 12(d), (f), (h) or (i), the sum vested in the member under paragraph (1) may be increased to the extent and paid in such manner as determined by the Armed Forces Council.

Subregulation 3

Amended byS 1038/2022 wef 01/01/2023S 438/2025 wef 01/07/2025

Notwithstanding any provision in these Regulations but subject to paragraph (3A) and regulation 25(6), no sum in a Category A member’s Retirement Account shall vest in the member unless the member has completed not less than 11 complete years of reckonable service.

Subregulation 3A

Amended byS 168/2007 wef 01/01/2007S 438/2025 wef 01/07/2025

Paragraph (3) shall not apply to a Category A member who retires on either of the grounds specified in regulation 12(j).

Subregulation 4

Amended byS 168/2007 wef 01/01/2007S 738/2020 wef 01/09/2020

The Board may authorise the payment to the serviceman, or a person eligible to make an application under regulation 18, of the sum vested in the member in accordance with paragraphs (1), (1A), (2), (3) and (3A).

Subregulation 5

Amended byS 438/2025 wef 01/07/2025

Where a Category A member is either discharged or dismissed in the circumstances referred to in regulation 16, the Board may, on the application of the person eligible under regulation 18, authorise the payment to the applicant of such moneys in the member’s Retirement Account and Savings Account not forfeited by the Armed Forces Council under regulation 16.

Subregulation 6

Amended byS 438/2025 wef 01/07/2025

Where a Category A member’s CPF Top-Up Account is closed under regulation 15(1), the Board shall transfer all moneys in the member’s CPF Top-Up Account to the CPF Board to the credit of the member’s account in the Central Provident Fund.

Subregulation 7

Amended byS 168/2007 wef 01/01/2007S 738/2020 wef 01/09/2020S 848/2025 wef 31/12/2021S 438/2025 wef 01/07/2025

Where the total amount standing to the credit of a Category A member in the CPF after the transfer of moneys under paragraph (6) is less than the retirement sum prescribed for the purposes of section 15(6) of the Central Provident Fund Act 1953, the deficiency in the member’s CPF account shall be met out of the vested sum in the member’s Retirement Account in the SAVER-Premium Fund.

Subregulation 8

Amended byS 438/2025 wef 01/07/2025S 438/2025 wef 01/07/2025

The Board shall credit to the Forfeiture Account of the SAVER-Premium Fund any balance of moneys in the closed Savings Account or Retirement Account of a Category A member after the amount allowed to be withdrawn from that Savings Account or Retirement Account under these Regulations has been paid.

Subregulation 9

Amended byS 848/2025 wef 01/01/2026

For the purposes of this regulation and the Second Schedule, a Category A member attains the age mentioned in this regulation or that Schedule (as the case may be) on the relevant anniversary of his birthday.

Subregulation 10

Amended byS 848/2025 wef 01/01/2026

For the purposes of paragraph (9) —

(a)

a reference to the anniversary of a Category A member’s birthday is a reference to the day on which the anniversary occurs; and

(b)

a Category A member who is born on 29 February is deemed to attain the age mentioned in this regulation or the Second Schedule (as the case may be) in any year that is not a leap year on 28 February of the year in which the member attains that age.