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Definitions

Financial Advisers (Exemption from Sections 25 to 29 and 36) Regulations

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In these Regulations, unless the context otherwise requires —“bank in Singapore” has the same meaning as in section 2(1) of the Banking Act (Cap. 19);“deposit” has the same meaning as in section 4B of the Banking Act;“existing product” means any investment product offered before 7th October 2004, that has been classified by any bank as a deposit, but which does not fall within the definition of “deposit” in section 4B of the Banking Act;“liabilities base”, in relation to a bank in Singapore, means the liabilities against which minimum liquid assets and minimum cash balances are required to be maintained as reserves under sections 38 and 39 of the Banking Act;“merchant bank” means any merchant bank that holds a merchant bank licence, or is treated as having been granted a merchant bank licence, under the Banking Act;“new product” means any investment product offered on or after 7th October 2004, that was classified, or intended to be offered, by any bank as a deposit before that day, but which does not fall within the definition of “deposit” in section 4B of the Banking Act (Cap. 19).

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