Singapore legislation

Regulation 11

of Estate Agents (Prevention of Money Laundering, Proliferation Financing and Terrorism Financing) Regulations 2021

Regulation 11

Additional measures related to targeted financial sanctions, etc.

Amended byS 461/2025 wef 31/12/2021S 461/2025 wef 31/12/2021S 461/2025 wef 01/07/2025S 461/2025 wef 01/07/2025S 461/2025 wef 01/07/2025S 461/2025 wef 01/07/2025S 461/2025 wef 01/07/2025S 461/2025 wef 01/07/2025

Subregulation 1

Amended byS 461/2025 wef 31/12/2021S 461/2025 wef 31/12/2021S 461/2025 wef 01/07/2025

A responsible person must, before a client enters into any agreement for the acquisition or disposition of property, take reasonable measures to assess whether the client, a beneficial owner of the client, any person on whose behalf the client is acting or a beneficial owner of that person, is —

(a)

a terrorist or terrorist entity under the Terrorism (Suppression of Financing) Act 2002;

(b)

a designated person as defined in any regulations made under the United Nations Act 2001; or

(c)

a person suspected of, or at risk of, facilitating money laundering, proliferation financing or terrorism financing, or any combination of these activities, who is specified by the Council in any written notice issued by the Council.

Subregulation 2

Amended byS 461/2025 wef 01/07/2025

Subject to paragraph (5), where a registered salesperson of a licensed estate agent has reason to suspect that a client, a beneficial owner of a client, any person on whose behalf a client is acting or a beneficial owner of that person, is a person mentioned in paragraph (1)(a), (b) or (c) —

(a)

the registered salesperson must not carry out any transaction with or for the client; (b)the registered salesperson must disclose the suspicion to the licensed estate agent; and

(c)

the registered salesperson must disclose the suspicion, or the information on which the suspicion is based, by filing a suspicious transaction report.

Subregulation 3

Amended byS 461/2025 wef 01/07/2025

Subject to paragraph (5), where a licensed estate agent has reason to suspect that a client, a beneficial owner of a client, any person on whose behalf a client is acting or a beneficial owner of that person, is a person mentioned in paragraph (1)(a), (b) or (c), or where a registered salesperson of the licensed estate agent has disclosed such a suspicion to the licensed estate agent under paragraph (2)(b) —

(a)

the licensed estate agent must not carry out any transaction with or for the client;

(b)

the licensed estate agent must not establish a business relationship with the client;

(c)

the licensed estate agent must terminate any existing business relationship with the client; and

(d)

unless the registered salesperson of the licensed estate agent has disclosed the suspicion or the information on which the suspicion is based in accordance with paragraph (2)(c), the licensed estate agent must disclose the suspicion, or the information on which the suspicion is based, by filing a suspicious transaction report.

Subregulation 4

Amended byS 461/2025 wef 01/07/2025

Where a responsible person has reason to suspect that a client, a beneficial owner of a client, any person on whose behalf a client is acting or a beneficial owner of that person may be engaged in money laundering, proliferation financing or terrorism financing, the responsible person must disclose the suspicion, or the information on which the suspicion is based, by filing a suspicious transaction report.

Subregulation 4A

Amended byS 461/2025 wef 01/07/2025

Where a registered salesperson of a licensed estate agent discloses his or her suspicion or the information mentioned in paragraph (4) to a designated officer of the licensed estate agent, the licensed estate agent must file a suspicious transaction report as specified in paragraph (4) in respect of that suspicion, unless the registered salesperson has already done so.

Subregulation 5

Amended byS 461/2025 wef 01/07/2025

Paragraphs (2)(a) and (3)(a), (b) and (c) do not apply to a licensed estate agent or registered salesperson (as the case may be) for the purposes of carrying out any estate agency work in relation to the acquisition or disposition of property that is the subject of —

(a)

an exemption under section 7(1) of the Terrorism (Suppression of Financing) Act 2002; or

(b)

an exemption under any regulations made under section 2(1) of the United Nations Act 2001.