Singapore legislation

Regulation 16

of Financial Holding Companies (Corporate Governance of Designated Financial Holding Companies with Bank Subsidiary) Regulations 2022

Regulation 16

Risk Management Committee

Subregulation 1

Subject to paragraph (4) and regulations 12(3) and 20, a DFHC (Bank) must have a Risk Management Committee comprising —

(a)

at least 3 members of the Board; and

(b)

at least a majority of directors (including the chairperson of the Risk Management Committee) who are non‑executive directors.

Subregulation 2

The Risk Management Committee of a DFHC (Bank) is, in addition to any other responsibilities that may be determined by the Board, responsible for overseeing —

(a)

the establishment and the operation of an independent risk management system for managing risks on an enterprise‑wide basis; and

(b)

the adequacy of the risk management function of the DFHC (Bank), including ensuring that it is sufficiently resourced to monitor risk by the various risk categories and that it has appropriate independent reporting lines.

Subregulation 3

The Risk Management Committee must maintain records of all its meetings.

Subregulation 4

If a member of the Risk Management Committee resigns, ceases to be a director or for any other reason ceases to be a member of the Risk Management Committee —

(a)

the DFHC (Bank) must notify the Authority of the event within 14 days after the occurrence of the event; and

(b)

if this results in a breach of any requirement under paragraph (1), the Board must, within 3 months after that event, appoint the number of new members that is necessary to rectify the composition of the Risk Management Committee in accordance with that requirement.

Subregulation 5

A DFHC (Bank) that contravenes paragraph (1) shall be guilty of an offence and shall be liable on conviction —

(a)

to a fine not exceeding $25,000; and

(b)

in the case of a continuing offence, to a further fine not exceeding $2,500 for every day or part of a day which the offence continues after conviction.

Subregulation 6

A DFHC (Bank) that contravenes paragraph (4)(a) shall be guilty of an offence and shall be liable on conviction to a fine not exceeding $25,000.