Singapore legislation

Regulation 19

of Financial Holding Companies (Corporate Governance of Designated Financial Holding Companies with Bank Subsidiary) Regulations 2022

Regulation 19

Corporate governance requirements applicable to major stake financial company

Subregulation 1

Subject to paragraph (2) and regulation 12(4), a major stake financial company must have a Board, the majority of whom —

(a)

where the DFHC (Bank) is a subsidiary of another DFHC (called in this regulation the parent company) — are independent from both the substantial shareholders of the DFHC (Bank) (other than the parent company) and the substantial shareholders of the parent company;

(b)

where the DFHC (Bank) is a subsidiary of a bank incorporated in Singapore (called in this regulation the parent bank) — are independent from both the substantial shareholders of the DFHC (Bank) (other than the parent bank) and the substantial shareholders of the parent bank;

(c)

where the DFHC (Bank) is a subsidiary of a licensed insurer incorporated in Singapore (called in this regulation the parent insurer) — are independent from both the substantial shareholders of the DFHC (Bank) (other than the parent insurer) and the substantial shareholders of the parent insurer; or

(d)

in any other case — are independent from all substantial shareholders of the DFHC (Bank).

Subregulation 2

Where a single substantial shareholder holds 50% or more of the share capital or the voting power in a major stake financial company, paragraph (1) does not apply to the major stake financial company in respect of the independence of its directors from that substantial shareholder.

Subregulation 3

The Nominating Committee of a major stake financial company or, where the company does not have a Nominating Committee, the Nominating Committee of the DFHC (Bank) that has a major stake in the company (called in this regulation the relevant Nominating Committee) must determine —

(a)

where a person is proposed to be appointed as a director of a major stake financial company — before the person’s appointment; or

(b)

in the case of an existing director of a major stake financial company — before every annual general meeting of a major stake financial company,whether the person or director is independent of a substantial shareholder of the DFHC (Bank), parent company, parent bank or parent insurer (as the case may be) using the criteria set out in regulation 4 and, where applicable, in accordance with regulation 12.

Subregulation 4

Subject to paragraph (5), a major stake financial company must not, without the prior approval of the Authority, appoint any person as its executive officer while that person is concurrently —

(a)

employed by a substantial shareholder of a DFHC (Bank) that holds a major stake in the company;

(b)

an executive officer of an affiliate of a substantial shareholder of the DFHC (Bank);

(c)

where the DFHC (Bank) is a subsidiary of a parent company — employed by a substantial shareholder of the parent company or an affiliate of the substantial shareholder of the parent company;

(d)

where the DFHC (Bank) is a subsidiary of a parent bank — employed by a substantial shareholder of the parent bank or an affiliate of a substantial shareholder of the parent bank; or

(e)

where the DFHC (Bank) is a subsidiary of a parent insurer — employed by a substantial shareholder of the parent insurer or an affiliate of a substantial shareholder of the parent insurer.

Subregulation 5

Paragraph (4)(a) does not apply in relation to a major stake financial company where the substantial shareholder of a DFHC (Bank) that holds a major stake in the major stake financial company is —

(a)

where the DFHC (Bank) is a subsidiary of a parent company — the parent company;

(b)

where the DFHC (Bank) is a subsidiary of a bank — the parent bank; or

(c)

where the DFHC (Bank) is a subsidiary of a licensed insurer — the parent insurer.

Subregulation 6

A major stake financial company that contravenes paragraph (1) or (4) shall be guilty of an offence and shall be liable on conviction —

(a)

to a fine not exceeding $25,000; and

(b)

in the case of a continuing offence, to a further fine not exceeding $2,500 for every day or part of a day during which the offence continues after conviction.