Regulation 10

the insured person’s medisave account; or

a CPF member’s medisave account if —

the insured person is a dependant of the CPF member; and

the Board has approved an application by the CPF member for payment of that premium from the CPF member’s medisave account.

a previous insurance period of an insured person; or

a policy year of an insured person’s pre-existing MediShield cover which was replaced, under these Regulations or the MediShield Life Scheme (Private Medical Insurance Scheme) Regulations 2015, by the insured person’s MediShield Life cover,was deducted from the medisave account of a CPF member who is not the insured person, the Board may continue to deduct the premium for each subsequent insurance period of the insured person’s MediShield Life cover from that CPF member’s medisave account.

cease to deduct the premium for that insurance period and any subsequent insurance period from the medisave account of a CPF member under paragraph (2); or

if the CPF member authorises the Board in writing, continue to deduct the premium from the CPF member’s medisave account.

the insured person had not attained 21 years of age at the beginning of the insurance period for which the premium is payable; and

the amount standing to the insured person’s credit in the insured person’s medisave account is insufficient to pay the premium for that insurance period.

from the medisave account of the insured person’s male parent; or

from the medisave account of the insured person’s female parent, if the amount standing to the insured person’s male parent’s credit in that parent’s medisave account is insufficient to pay the premium payable or that parent has died.

the medisave account of any one of the insured person’s parents; or

the medisave accounts of more than one of the insured person’s parents, in such proportion as the Board may determine.

the spouse of the insured person who, when the payment is to be deducted, has attained 16 years of age;

a CPF member from whose medisave account payment has been deducted —

for the whole or part of the insured person’s premium under any insurance policy;

under the Central Provident Fund (Medisave Account Withdrawals) Regulations (Rg 17) for any medical treatment or services received, or to be received, by the insured person; or

under section 16B of the Central Provident Fund Act 1953 for any long‑term care required by the insured person.

the approved OS;

any CPF member who made the OS application, on behalf of the approved OS, pursuant to which the collection of the relevant amount was suspended.

a CPF member may not withdraw under paragraph (9) from paying any premium payable by the CPF member under section 4(1)(c) of the Act;

a CPF member, who has applied to the Board for an insured person’s outstanding premium to be paid by a lump sum deduction from that CPF member’s medisave account, may not withdraw under paragraph (9) from paying that outstanding premium; and

an approved OS or a CPF member, mentioned in paragraph (8), may not withdraw under paragraph (9) from paying the relevant amount mentioned in paragraph (8).

subject to such conditions as the Board may impose; and

only if the Board is satisfied that there are exceptional reasons to allow the withdrawal from making the payment.

deduct from the CPF member’s medisave account, under this regulation, an amount not exceeding the amount standing to the credit of the CPF member in the medisave account to pay the whole or part of the premium; and

permit any deficiency to be paid in such manner as the Board thinks fit, subject to such terms and conditions as the Board may impose.

the deduction from the CPF member’s medisave account breaches these Regulations or the MediShield Life Scheme (Private Medical Insurance Scheme) Regulations 2015; or

the insured person or the CPF member made a false representation to the Board, or furnished the Board with any false information, in connection with the application for payment of a premium for the MediShield Life cover of an insured person to be deducted from a CPF member’s medisave account.

the CPF member must, if required by the Board, refund to the CPF member’s medisave account the amount of moneys withdrawn from that account, which could not have been withdrawn if the cancelled approval had not been given (called the affected moneys); or

the Board may —

refund from the Fund to the CPF member’s medisave account the affected moneys paid as premiums for the insured person’s MediShield Life cover; and

require payment of the resulting shortfall in the premiums under section 6 of the Act or in accordance with the other provisions of this regulation.

the insurer must transfer the moneys to the Board; and

the Board must refund the moneys, transferred in sub‑paragraph (a), to the CPF member’s medisave account.