Regulation 12

an insured person had in force, immediately before 1 November 2015, an integrated medical insurance plan with a MediShield Component; and

the last day of the policy year of that plan is on or after 1 November 2015,then, on 1 November 2015, the integrated medical insurance plan continues as an integrated shield plan with a MediShield Life Component for the unexpired period of the integrated medical insurance plan.

an insured person had in force, immediately before 1 November 2015, an integrated medical insurance plan with a MediShield Component;

the last day of the policy year of that plan is on 31 October 2015; and

the insured person —

was a citizen or permanent resident of Singapore immediately before 1 November 2015 (whether or not the insured person is a citizen or permanent resident of Singapore on that date); or

was not a citizen or permanent resident of Singapore immediately before 1 November 2015, but becomes a citizen or permanent resident of Singapore on that date,then, the integrated medical insurance plan (if renewed) is replaced by an integrated shield plan with an insurance period of 12 months commencing on 1 November 2015, and the insured person’s MediShield Life cover which commences on that date forms the MediShield Life Component of the insured person’s integrated shield plan.

an insured person had in force, immediately before 1 November 2015, an integrated medical insurance plan without a MediShield Component; and

the last day of the policy year of that plan is on or after 1 November 2015,then —

if the insured person’s MediShield Life cover commences on 1 November 2015 —

the insured person may replace the integrated medical insurance plan with an integrated shield plan with an insurance period of 12 months commencing on 1 November 2015; and

the insured person’s MediShield Life cover forms the MediShield Life Component of the insured person’s integrated shield plan; or

if the insured person has no MediShield Life cover on 1 November 2015, the integrated medical insurance plan continues as a non-integrated shield plan for the unexpired period of the integrated medical insurance plan.

an insured person had in force, immediately before 1 November 2015, an integrated medical insurance plan without a MediShield Component; and

the last day of the policy year of that plan is on 31 October 2015,then —

if the insured person’s MediShield Life cover commences on 1 November 2015 —

the integrated medical insurance plan (if renewed) is replaced by an integrated shield plan with an insurance period of 12 months commencing on 1 November 2015; and

the insured person’s MediShield Life cover forms the MediShield Life Component of the insured person’s integrated shield plan; or

if the insured person has no MediShield Life cover on 1 November 2015, the integrated medical insurance plan is replaced by a non-integrated shield plan with an insurance period of 12 months commencing on 1 November 2015.

shorter periods apply under these Regulations or the MediShield Life Scheme Regulations 2015; or

the integrated shield plan or non-integrated shield plan, as the case may be, is earlier terminated or cancelled.

any reference in regulation 4(11) or (12) or 9 to a person’s medisave-approved plan, integrated shield plan or non‑integrated shield plan, as the case may be, is taken to include a reference to the insured person’s replaced plan; and

in relation to a replaced plan, regulation 4(11)(a) refers to a breach of the revoked PMIS Regulations or revoked MediShield Regulations, as the case may be.

the revocation of the Central Provident Fund (Private Medical Insurance Scheme) Regulations (Cap. 36, Rg 26) does not affect anything done under any provision of those revoked Regulations before 1 November 2015;

the revoked PMIS Regulations continue to apply in relation to every integrated medical insurance plan which was in force before 1 November 2015 as if those Regulations had not been revoked; and

moneys may continue to be withdrawn from the CPF member’s medisave account, in accordance with the Board’s grant of permission under regulation 4(1) of the revoked PMIS Regulations (where such permission has not been cancelled), for payments due before, on or after 1 November 2015, as if those Regulations had not been revoked.