Singapore legislation
Section 3
of Motor Vehicles (Third-Party Risks and Compensation) Act 1960
Section 3
Users of motor vehicles to be insured against third-party risks
(1)
Subject to the provisions of this Act, it is not lawful for any person to use or to cause or permit any other person to use —
a motor vehicle in Singapore; or
a motor vehicle which is registered in Singapore in any territory specified in the Schedule,unless there is in force in relation to the use of the motor vehicle by that person or that other person (as the case may be) a policy of insurance or a security in respect of third-party risks that complies with the requirements of this Act.
(2)
If a person acts in contravention of this section, the person shall be guilty of an offence and shall be liable on conviction to a fine not exceeding $1,000 or to imprisonment for a term not exceeding 3 months or to both.
(3)
A person convicted of an offence under this section is (unless the court for special reasons thinks fit to order otherwise and without affecting the power of the court to order a longer period of disqualification) to be disqualified from holding or obtaining a driving licence under the Road Traffic Act 1961 for a period of 12 months from the date of the conviction.
(4)
A person shall not be guilty of an offence under this section if the person proves —
that the motor vehicle did not belong to the person and was not in the person’s possession under a contract of hiring or loan;
that the person was using the vehicle in the course of the person’s employment; and
that the person neither knew nor had reason to believe that there was not in force in relation to such user a policy of insurance or such security as complies with the provisions of this Act.
(5)
A person disqualified by virtue of a conviction under this section or of an order made under this section from holding or obtaining a driving licence is for the purposes of Part 2 of the Road Traffic Act 1961 deemed to be disqualified by virtue of a conviction under the provisions of that Part.
(6)
This section does not apply —
to a vehicle owned by —
the Government;
the government of Malaysia or of any State of Malaysia; or
any visiting forces lawfully present in Singapore,on any occasion upon which the vehicle is being used by any person authorised by any of such governments or by any such forces, as the case may require, to use the vehicle on such occasion;
to a vehicle owned by a person who has deposited and keeps deposited with the Accountant-General the sum of $125,000 at any time when the vehicle is being driven by the owner or by an employee of the owner in the course of his or her employment or is otherwise subject to the control of the owner; or
to any vehicle at any time when it is being driven for police purposes by or under the direction of —
a police officer or by a person employed by the Deputy Commissioner of Police; or
the Registrar or a person authorised by the Registrar to drive such vehicle.
(7)
This section does not extend to invalid carriages.
(8)
The Minister may, by order in the Gazette, amend the Schedule.