Act of Parliament · 2020 Revised Edition
Motor Vehicles (Third-Party Risks and Compensation) Act 1960
Feedback & supportThird-party risks and compensation for motor vehicle injuriesIn plain English
Not legal adviceThis Act deals with third-party risks and compensation for death or bodily injury from using motor vehicles. An earlier agreement between a vehicle user and a passenger cannot limit the user's liability that insurance must cover. A passenger's willing acceptance of the risk of the user's negligence does not cancel that liability. Some compensation under a settlement agreement for death or bodily injury must be paid directly to the person entitled or to an official trustee. The Act applies to securities as it applies to insurance policies.
Summary · Drafted with AI, checked against the official text on 30 Sep 2026.
Official textFrom Singapore Statutes Online, unchanged
s 1Short title
This Act is the Motor Vehicles (Third-Party Risks and Compensation) Act 1960.
s 2Interpretation
In this Act, unless the context otherwise requires —“appropriate Minister”, in relation to the exercise of powers under sections 20 and 24, means —
the Minister charged with the responsibility for the Public Trustee’s department insofar as those powers are exercised in connection with the purposes of sections 5A, 6, 9(1), (2), (3), (4), (5), (6), (11), (12) and (13), 18, 18A and 19; and
the Minister charged with the responsibility for land transport insofar as those powers are exercised in connection with the purposes of any other provision of this Act;“Deputy Commissioner of Police” includes any police officer authorised by him or her in writing by name or office to exercise the powers vested by this Act in the Deputy Commissioner of Police;“detention barrack” means a building or any part of a building which is set apart by —
the Armed Forces Council under the Singapore Armed Forces Act 1972;
the Commissioner of Civil Defence under the Civil Defence Act 1986;
the Commissioner of Police under the Police Force Act 2004; or
the Commissioner of Police under the Vigilante Corps Act 1967,for the purpose of persons serving sentences of detention under the respective Acts;“Minister” means the Minister charged with the responsibility for land transport;“motor vehicle” means a mechanically propelled vehicle intended or adapted for use on roads;“place of detention” means any of the following places:
a detention barrack;
a disciplinary barrack within the meaning of section 2(1) of the Singapore Armed Forces Act 1972;
a military prison within the meaning of section 2(1) of the Singapore Armed Forces Act 1972;
a place or premises declared under section 18 of the Intoxicating Substances Act 1987 to be an approved centre for the treatment and rehabilitation of persons who use or inhale intoxicating substances for the purpose of inducing or causing a state of intoxication;
a prison within the meaning of section 2 of the Prisons Act 1933;
a hospital or part of a hospital designated under section 3 of the Mental Health (Care and Treatment) Act 2008 to be a psychiatric institution;
a welfare home within the meaning of section 2(1) of the Destitute Persons Act 1989;
any other place as may be prescribed by the Minister charged with the responsibility for the Public Trustee’s department;“policy of insurance” includes a cover note;“Public Trustee” means the Public Trustee appointed under the provisions of the Public Trustee Act 1915 and includes a Deputy Public Trustee and an Assistant Public Trustee appointed under the provisions of that Act;“Registrar” means the Registrar of Vehicles or a Deputy Registrar or Assistant Registrar appointed under the provisions of the Road Traffic Act 1961;“relevant amount” means $5,000 or, where another amount has been prescribed under section 20 by the appropriate Minister for the purposes of sections 6(1), 9(1)(a) and (b) and 18(5), the prescribed amount;“road” means any public road and any other road to which the public has access, and includes bridges over which a road passes;“specified person” means —
for the purposes of section 6, a person who is entitled to the benefit of a payment, pursuant to a settlement agreement, mentioned in section 6(1) and who —
at the time the settlement agreement is made, is not represented by a public officer or an advocate and solicitor;
at the time of the making of the payment under section 6(2), is isolated in a hospital or other place under section 15(1) or (2) of the Infectious Diseases Act 1976; or
at the time of the making of the payment under section 6(2), is under legal custody in a place of detention; and
for the purposes of section 9, a person who is entitled to the benefit of a judgment referred to in section 9(1)(b) and who, at the time the judgment is given —
is below 21 years of age;
lacks capacity within the meaning of section 4 of the Mental Capacity Act 2008;
is not represented by a public officer or an advocate and solicitor;
is isolated in a hospital or other place under section 15(1) or (2) of the Infectious Diseases Act 1976; or
is under legal custody in a place of detention;“use” means use on any road.
“appropriate Minister”, in relation to the exercise of powers under sections 20 and 24, means —
the Minister charged with the responsibility for the Public Trustee’s department insofar as those powers are exercised in connection with the purposes of sections 5A, 6, 9(1), (2), (3), (4), (5), (6), (11), (12) and (13), 18, 18A and 19; and
the Minister charged with the responsibility for land transport insofar as those powers are exercised in connection with the purposes of any other provision of this Act;
“Deputy Commissioner of Police” includes any police officer authorised by him or her in writing by name or office to exercise the powers vested by this Act in the Deputy Commissioner of Police;
“detention barrack” means a building or any part of a building which is set apart by —
the Armed Forces Council under the Singapore Armed Forces Act 1972;
the Commissioner of Civil Defence under the Civil Defence Act 1986;
the Commissioner of Police under the Police Force Act 2004; or
the Commissioner of Police under the Vigilante Corps Act 1967,for the purpose of persons serving sentences of detention under the respective Acts;
“Minister” means the Minister charged with the responsibility for land transport;
“motor vehicle” means a mechanically propelled vehicle intended or adapted for use on roads;
“place of detention” means any of the following places:
a detention barrack;
a disciplinary barrack within the meaning of section 2(1) of the Singapore Armed Forces Act 1972;
a military prison within the meaning of section 2(1) of the Singapore Armed Forces Act 1972;
a place or premises declared under section 18 of the Intoxicating Substances Act 1987 to be an approved centre for the treatment and rehabilitation of persons who use or inhale intoxicating substances for the purpose of inducing or causing a state of intoxication;
a prison within the meaning of section 2 of the Prisons Act 1933;
a hospital or part of a hospital designated under section 3 of the Mental Health (Care and Treatment) Act 2008 to be a psychiatric institution;
a welfare home within the meaning of section 2(1) of the Destitute Persons Act 1989;
any other place as may be prescribed by the Minister charged with the responsibility for the Public Trustee’s department;
“policy of insurance” includes a cover note;
“Public Trustee” means the Public Trustee appointed under the provisions of the Public Trustee Act 1915 and includes a Deputy Public Trustee and an Assistant Public Trustee appointed under the provisions of that Act;
“Registrar” means the Registrar of Vehicles or a Deputy Registrar or Assistant Registrar appointed under the provisions of the Road Traffic Act 1961;
“relevant amount” means $5,000 or, where another amount has been prescribed under section 20 by the appropriate Minister for the purposes of sections 6(1), 9(1)(a) and (b) and 18(5), the prescribed amount;
“road” means any public road and any other road to which the public has access, and includes bridges over which a road passes;
“specified person” means —
for the purposes of section 6, a person who is entitled to the benefit of a payment, pursuant to a settlement agreement, mentioned in section 6(1) and who —
at the time the settlement agreement is made, is not represented by a public officer or an advocate and solicitor;
at the time of the making of the payment under section 6(2), is isolated in a hospital or other place under section 15(1) or (2) of the Infectious Diseases Act 1976; or
at the time of the making of the payment under section 6(2), is under legal custody in a place of detention; and
for the purposes of section 9, a person who is entitled to the benefit of a judgment referred to in section 9(1)(b) and who, at the time the judgment is given —
is below 21 years of age;
lacks capacity within the meaning of section 4 of the Mental Capacity Act 2008;
is not represented by a public officer or an advocate and solicitor;
is isolated in a hospital or other place under section 15(1) or (2) of the Infectious Diseases Act 1976; or
is under legal custody in a place of detention;
“use” means use on any road.
Subject to the provisions of this Act, it is not lawful for any person to use or to cause or permit any other person to use —
a motor vehicle in Singapore; or
a motor vehicle which is registered in Singapore in any territory specified in the Schedule,unless there is in force in relation to the use of the motor vehicle by that person or that other person (as the case may be) a policy of insurance or a security in respect of third-party risks that complies with the requirements of this Act.
If a person acts in contravention of this section, the person shall be guilty of an offence and shall be liable on conviction to a fine not exceeding $1,000 or to imprisonment for a term not exceeding 3 months or to both.
A person convicted of an offence under this section is (unless the court for special reasons thinks fit to order otherwise and without affecting the power of the court to order a longer period of disqualification) to be disqualified from holding or obtaining a driving licence under the Road Traffic Act 1961 for a period of 12 months starting on the date of the person’s conviction or, if the person is sentenced to imprisonment, on the date of the person’s release from prison.
A person shall not be guilty of an offence under this section if the person proves —
that the motor vehicle did not belong to the person and was not in the person’s possession under a contract of hiring or loan;
that the person was using the vehicle in the course of the person’s employment; and
that the person neither knew nor had reason to believe that there was not in force in relation to such user a policy of insurance or such security as complies with the provisions of this Act.
A person disqualified by virtue of a conviction under this section or of an order made under this section from holding or obtaining a driving licence is for the purposes of Part 2 of the Road Traffic Act 1961 deemed to be disqualified by virtue of a conviction under the provisions of that Part.
This section does not apply —
to a vehicle owned by —
the Government;
the government of Malaysia or of any State of Malaysia; or
any visiting forces lawfully present in Singapore,on any occasion upon which the vehicle is being used by any person authorised by any of such governments or by any such forces, as the case may require, to use the vehicle on such occasion;
to a vehicle owned by a person who has deposited and keeps deposited with the Accountant-General the sum of $125,000 at any time when the vehicle is being driven by the owner or by an employee of the owner in the course of his or her employment or is otherwise subject to the control of the owner; or
to any vehicle at any time when it is being driven for police purposes by or under the direction of —
a police officer or by a person employed by the Deputy Commissioner of Police; or
the Registrar or a person authorised by the Registrar to drive such vehicle.
This section does not extend to invalid carriages.
The Minister may, by order in the Gazette, amend the Schedule.
For the purposes of this Act, it is presumed, until the contrary is proved, that a person uses a motor vehicle on a road in Singapore if it is proved —
for a vehicle registered under the Road Traffic Act 1961, that the person is, at the material time, recorded as the owner of that vehicle in a register of vehicles;
for a vehicle the registration of which under the Road Traffic Act 1961 is cancelled under section 27(1) of that Act or has lapsed, that the person is last recorded as the owner of that vehicle in a register of vehicles; or
for a vehicle that is not registered under the Road Traffic Act 1961 and is not a vehicle mentioned in paragraph (b), that the person has a legal right to possession of the vehicle (including any person who has the use of the vehicle under a lease or hire‑purchase agreement, but not the lessor while the vehicle is being leased under any such agreement).
In subsection (1), “register of vehicles” means the register required by rules made under section 34 of the Road Traffic Act 1961 to be maintained by the Authority for the purposes of section 10 of that Act.