Singapore legislation
Regulation 19
of Care Shield Life and Long-Term Care (Elder Shield Scheme) Regulations 2021
Regulation 19
Refund on termination of insurance cover
Subregulation 1
The Board may refund (without interest) from the Fund all premiums paid by or on behalf of the individual immediately before the date of termination referred to in regulation 7(2)(b) if —
no claim was accepted by the Administrator under section 16 of the Act before the date of termination; and
the insurance cover was terminated because of the death of the individual concerned, which occurred within a period of 60 days starting on the commencement date of the insurance cover.
Subregulation 2
The Board may refund (without interest) from the Fund the premiums paid by or on behalf of the individual for the last insurance period of the individual’s insurance cover under the ESH Scheme if the insurance cover was terminated because the individual’s insurance cover under the CSHL Scheme commenced in the same calendar year in which —
the individual’s insurance cover under the former ElderShield Scheme was renewed; or
the individual’s insurance cover under the ESH Scheme commenced or was renewed.
Subregulation 3
Despite paragraph (1), where the insurance cover was terminated because of the death of the individual concerned but the condition mentioned in paragraph (1)(b) is not satisfied, the Board may, with the Minister’s approval, refund (without interest) from the Fund the premiums mentioned in that paragraph in a particular case if —
no claim was accepted by the Administrator under section 16 of the Act before the date of termination; and
the Board is satisfied that there are extenuating circumstances for making such refund.