Regulation 6

the Board finds that the insurance cover in respect of the individual has been issued in error (including because the individual dies on or before the date of commencement of the insurance cover, and the Board is notified of the individual’s death only after that date), and no claim has been accepted by the Administrator under section 16 of the Act in respect of the individual;

the Board finds that the individual was severely disabled before the commencement of the individual’s insurance cover under the ESH Scheme; or

the individual opts out of the ESH Scheme within 60 days beginning on the commencement of the individual’s insurance cover under the ESH Scheme, or within any other period as the Board may allow.