Singapore legislation
Regulation 5
of Central Provident Fund (Medisave Account Withdrawals) Regulations 2001
Regulation 5
In‑patient medical treatment in approved hospitals
Subregulation 1
Subject to paragraph (3) and regulation 4, where a member or the member’s dependant has received medical treatment as an in‑patient from an approved medical practitioner in an approved hospital, the amount that may be withdrawn by the member for payment of the treatment must not exceed —
(i)in a case not involving any surgical operation —
if the member or the member’s dependant was admitted to the approved hospital before 1 March 2021 — the relevant sum per day multiplied by the number of days he or she was hospitalised;
if the member or the member’s dependant was admitted to the approved hospital on or after 1 March 2021 but before 1 April 2025 — the aggregate of the following:
(BA)the relevant sum per day under paragraph (2)(d)(i) for the period of hospitalisation to which that relevant sum applies;
(BB)the relevant sum per day under paragraph (2)(d)(ii) for the period of hospitalisation to which that relevant sum applies; and
if the member or the member’s dependant is admitted to the approved hospital on or after 1 April 2025 — the aggregate of the following:
(CA)the relevant sum per day under paragraph (2)(e)(i) for the period of hospitalisation to which that relevant sum applies;
(CB)the relevant sum per day under paragraph (2)(e)(ii) for the period of hospitalisation to which that relevant sum applies;
in a case involving one or more surgical operations —
the lower of the following:
(AA)the amount computed in accordance with sub‑paragraph (i)(A), (B) or (C), whichever is applicable;
(AB)the actual total hospital charges; and
the amount of operation fees for a maximum of 3 surgical procedures, involving not more than 2 anatomical systems and not more than 2 procedures within each system, which must not exceed the lower of the following cap amounts:
(BA)the amount as determined by the Minister for Health for such operation or operations;
(BB)if the member or the member’s dependant was admitted to the approved hospital —
before 1 June 2009 — $5,000;
on or after 1 June 2009 but before 1 April 2025 — $7,550; or
on or after 1 April 2025 — $5,290; (iii)in a case involving radiosurgery treatment that started before 1 June 2026, the aggregate of the following amounts:
$7,500 per course of treatment (if the treatment started on or after 1 January 2008 but before 1 April 2025) or $3,750 per course of treatment (if the treatment started on or after 1 April 2025);
the amount that may be withdrawn under sub‑paragraph (i) or (ii), as the case may be; or
in a case involving radiosurgery treatment that started on or after 1 June 2026, the amount that may be withdrawn under sub-paragraph (i) or (ii), as the case may be;
the total expenditure for the medical treatment; or
the total credit balance in the member’s medisave account,whichever is the lowest.
Subregulation 2
For the purposes of paragraph (1)(a), the relevant sum per day is —
if the member or the member’s dependant was admitted to the approved hospital before 1 April 2006 — $300;
if the member or the member’s dependant was admitted to the approved hospital on or after 1 April 2006 but before 1 May 2007 — $400;
if the member or the member’s dependant was admitted to the approved hospital on or after 1 May 2007 but before 1 March 2021 — $450;
if the member or the member’s dependant was admitted to the approved hospital on or after 1 March 2021 but before 1 April 2025 —
for each of the first 2 days of hospitalisation during each admission — $550; and
for each of the third and subsequent days of hospitalisation during each admission — $400; and
if the member or the member’s dependant is admitted to the approved hospital on or after 1 April 2025 —
for each of the first 2 days of hospitalisation during each admission — $1,130; and
for each of the third and subsequent days of hospitalisation during each admission — $400.
Subregulation 3
The total amount that may be withdrawn by a member for the payment of attendance fees of all approved medical practitioners under this regulation must not exceed $50 for each day the member or the member’s dependant is hospitalised, if the member or the member’s dependant was admitted to the approved hospital before 1 November 2018.
Subregulation 4
Any withdrawal by a member under this regulation is subject to such terms and conditions as the Minister for Health may impose.