Regulation 36

This regulation applies to a serviceman who is a member of the SAVER Plan and who exercises an option to be transferred to the military domain experts service, and who is not subsequently transferred to another uniformed service.

All contributions to the serviceman’s CPF Top‑Up Account, Retirement Account and Savings Account under regulation 13(1)(a), (b) and (c), respectively, or SAVER Account under regulation 17AA(1)(a), of the Singapore Armed Forces (SAVER Plan) Regulations (as the case may be) must cease with effect from the date of his transfer to the military domain experts service.

The Board may, during any financial year, cause to be credited, to the serviceman’s accounts in the SAVER-Premium Fund, a dividend out of the net income (as defined in regulation 2 of the Singapore Armed Forces (SAVER‑Premium Fund) Regulations) and net unrealised profits of the SAVER-Premium Fund for that financial year.

Where the serviceman retires or is required to retire from the Singapore Armed Forces on any ground specified in regulation 11(1), resigns from the Singapore Armed Forces or dies in regular service, the following sums shall vest in him and may be awarded in respect of him:

Notwithstanding paragraph (4) —

Notwithstanding paragraph (4), where the serviceman retires from the Singapore Armed Forces on any ground specified in regulation 11(1)(a) to (g), no sum in his Retirement Account or SAVER Account (as the case may be) shall vest in him unless he has completed not less than 11 years of reckonable service.

The Board may authorise the payment to the serviceman, or any other person eligible under regulation 38, of the sums vested in the serviceman in accordance with paragraphs (4), (5) and (6).

Subject to paragraph (7), the sums vested in the serviceman shall not be withdrawn unless he —

The Armed Forces Council may, on the application of the serviceman, authorise the serviceman to withdraw in advance, an advance sum (or any part of that sum) from his Retirement Account or SAVER Account (as the case may be) or Savings Account (if any) or both, while he is still in the regular service of the Singapore Armed Forces.

For the purposes of paragraph (9), the advance sum is the sum that would have vested in the member under paragraph (4), and for this purpose the reference to the date of a serviceman’s retirement, resignation or death in sub‑paragraphs (a) and (b) of that paragraph is a reference to the date of the authorisation in paragraph (9).

The Armed Forces Council may, in authorising the serviceman to withdraw an advance sum under paragraph (9), impose such conditions as it thinks fit, including the interest payable on recovery or refund under paragraph (11) or (12) of the sum so withdrawn.

Without prejudice to paragraph (10), it shall be a condition of every authorisation under paragraph (9) for the serviceman to withdraw an advance sum (or any part of that sum) that the Armed Forces Council can recover all or part of the advance sum so withdrawn (together with interest), if it is shown that the authorisation was obtained by wilful suppression of material facts or in ignorance of facts which, had they been known before the serviceman retired or resigned or was dismissed or before the granting of such authorisation, would have justified —

Where the serviceman is authorised under paragraph (9) to withdraw an advance sum (or any part of that sum), and he is subsequently to be —

Any sum that is recoverable under paragraph (11) or is to be refunded under paragraph (12), together with the interest thereon, shall be recoverable as a debt due to the Government and may be off-set against any other sum payable by the Government to the serviceman under these Regulations.

Notwithstanding paragraph (4), where the serviceman is —

Where the serviceman —

The Board shall credit to the Forfeiture Account of the SAVER-Premium Fund any balance of the moneys in the serviceman’s Retirement Account, SAVER Account and Savings Account which have been closed under paragraph (15) after the sums allowed to be withdrawn under this regulation have been paid.

The Board shall transfer the money standing to the credit of the serviceman in his CPF Top-Up Account (if any) to the Central Provident Fund Board, to the credit of his account in the Central Provident Fund, and his CPF Top-Up Account shall be closed, when any of the following occurs:

Where the total amount standing to the credit of the serviceman in his account in the Central Provident Fund after the transfer of the money under paragraph (17) is less than the retirement sum referred to in section 15(6)(a) of the Central Provident Fund Act 1953, the deficiency in his account in the Central Provident Fund shall be met out of the vested sum in his Retirement Account or SAVER Account (as the case may be) in the SAVER-Premium Fund.

The serviceman may be granted post-retirement benefits based on the medical schemes applicable to him at the time of his retirement on such terms and conditions as the Armed Forces Council may, by General Order, decide —

For the purposes of this regulation and the Fourth Schedule, a serviceman attains the age mentioned in this regulation or that Schedule (as the case may be) on the relevant anniversary of his birthday.

For the purposes of paragraph (20) —