Singapore legislation

Regulation 18E

of Payment Services Regulations 2019

Regulation 18E

Requirements in respect of trust account maintained by licensee itself

A licensee that provides a digital payment token service that deposits assets belonging to a customer in a trust account maintained by the licensee itself must, before depositing any assets belonging to a customer in the trust account, disclose in writing to the customer —

(a)

whether or not the assets will be deposited in the trust account together with, and commingled with, assets belonging to other customers of the licensee;

(b)

if the assets will be so deposited and commingled, the risks arising from the commingling;

(c)

the terms and conditions that would apply to the licensee’s safeguarding of the assets; and

(d)

the consequences for the customer in respect of the assets if the licensee becomes insolvent.