Bills of Exchange Act 1949 · 2020 Revised Edition · Part 3 · Cheques Drawn on Banker
77. Crossing by drawer or after issue
Feedback & supportA cheque may be crossed generally or specially by the drawer.
Where a cheque is uncrossed, the holder may cross it generally or specially.
holder
“holder” means the payee or indorsee of a bill or note who is in possession of it, or the bearer thereof;
Where a cheque is crossed generally, the holder may cross it specially.
Where a cheque is crossed generally or specially, the holder may add the words “not negotiable”.
Where a cheque is crossed specially, the banker to whom it is crossed may again cross it specially to another banker for collection.
banker
“banker” includes a body of persons, whether incorporated or not, who carry on the business of banking;
Where an uncrossed cheque, or a cheque crossed generally, is sent to a banker for collection, he may cross it specially to himself.