Credit Bureau Act 2016 · 2020 Revised Edition · Part 11 · Appeals
68. Appeal Advisory Committee
Feedback & supportFor the purpose of enabling an Appeal Advisory Committee to be constituted under section 67, the Minister must appoint a panel (called in this Part the Appeal Advisory Panel) comprising such members from the financial services industry, and the public and private sectors, as the Minister may appoint.
A member of the Appeal Advisory Panel is to be appointed for a term of up to 2 years and is eligible for re‑appointment.
member
“member”, in relation to a licensed credit bureau, means an entity that is obliged under any contract or arrangement with the licensed credit bureau to provide data to the licensed credit bureau, and is entitled under such contract or arrangement to —(a)receive or request data from the licensed credit bureau;(b)use data received from the licensed credit bureau; and(c)disclose data received from the licensed credit bureau;
An Appeal Advisory Committee has the power, in the exercise of its functions, to inquire into any matter or thing related to the financial services industry and, for this purpose, may summon any person to give evidence on oath or affirmation or produce any document or material necessary for the purposes of the inquiry.
Nothing in subsection (3) —
compels an advocate and solicitor to disclose or produce privileged communication, or a document or other material containing privileged communication, made by or to him or her in that capacity; or
authorises the taking of any such document or other material that is in his or her possession.
An advocate and solicitor who refuses to produce any document or other material mentioned in subsection (4) must nevertheless give the name and address (if he or she knows them) of the person to whom, or by or on behalf of whom, the privileged communication was made.
advocate and solicitor
“advocate and solicitor” means an advocate and solicitor of the Supreme Court or a foreign lawyer as defined in section 2(1) of the Legal Profession Act 1966;
For the purposes of this Act, every member of an Appeal Advisory Committee —
is deemed to be a public servant for the purposes of the Penal Code 1871; and
in case of any suit or other legal proceedings brought against him or her for any act done or omitted to be done in the execution of his or her duty under this Part, has the same protection and privileges as are by law given to a Judge in the execution of his or her office.
Every Appeal Advisory Committee must have regard to the public interest, the protection of data subjects and the safeguarding of sources of information.
data
“data” means —(a)information relating to a person’s creditworthiness, including (to avoid doubt) customer information of a member of a licensed credit bureau; or(b)information relating to a person that is processed by a licensed credit bureau in the course of its credit reporting business,as the case may be;
Subject to the provisions of this Part, an Appeal Advisory Committee may regulate its own procedure and is not bound by the rules of evidence.