Mr Speaker, Sir, during the interval I was reminded by a Member of this House that I should have read the Budget and the Budget speech. I have read the Budget and the Budget speech. I realise the difficulties of the Government, the difficulty of geting more revenue and the difficulty of meeting more urgent needs, such as education, medical and other necessities. If we cannot allot more money to housing, that does not mean that we can just forget about it. We must start finding some remedy to improve the situation where practicable. When we mention housing, the people of Singapore automatically think of the Singapore Improvement Trust. The Singapore Improvement Trust has two duties to perform - one is housing and the other is planning. I have seen the Singapore Standard this morning, where the Minister for Local Government, Lands and Housing was quoted as saying that, as far as housing for the Malays is concerned, the Singapore Improvement Trust is a failure. I would like to go further than that. As far as housing in Singapore is concerned, the Singapore Improvement Trust is a, failure. When I say that, Sir, I do not mean that the houses being put up are bad. What they have put up is, I think, as good as is expected of them. But the Singapore Improvement Trust is not the only body which can carry out housing development in Singapore. Other countries which do not have an organisation like the Singapore Improvement Trust manage to solve their housing problem. The private individuals of Singapore have also contributed towards solving the housing problem. If I remember correctly, Sir, I think the number of buildings put up by private individuals is more or less what the Singapore Improvement Trust has built in all these years. The approach of the Singapore Improvement Trust to the housing problem is entirely wrong. It thinks of ideals. If we can, we all like to have ideals. But if we cannot, let us be practical. Housing is one of the three primary necessities of life. The other two are, of course, clothing and food. If a person cannot find a nice flat in which to stay, he ought to be satisfied with a room. If he cannot even get a room, then he should be satisfied with, say, a shack or a portion of a shack. If he cannot get even that, then he should be prepared to accept even a shed, whether there is any enclosure or not. On that question, I think the Singapore Improvement Trust's policy as regards housing is a failure. In this island, Sir, there are hundreds and thousands of attap huts. I do not think these people would like to stay in them. On the question of attap houses, Singapore is not the only example. All over Malaya, in fact, most countries of the world have this problem. I do not think any country, however fortunate it may be, can say there are enough houses for its people. I have mentioned the example of housing in Hongkong some months ago in this House. I was told by the Minister that is not good for Singapore. I have personally examined those buildings, and I have also examined those shacks built by them before they vacated to these apartments, with some of the Ministers of the Federation. I do agree that living in one room in a block of flats with five or six storeys with no elevators, is not ideal for anyone, and if possible, we should never do it. But necessity is really important in this matter. If you cannot afford to let them have bigger flats, with one bedroom, one sitting room, or even when the bathroom and W.C. are attached, then they should at least have a room where they can be protected from the weather. That is the reason why the Hongkong Government put up those flats. That is the reason why the housing officers in Hongkong told me to do the same. Today, there are 15,000 people on the waiting list for houses, and there is no chance in the near future that they all could be satisfied. So, as I said, we must try to find some other solution that can ease this housing shortage. I think I can safely say that I have been studying the housing problem for the last twenty years. Whenever I visit any foreign countries, whether in the East or the West or anywhere else, my primary concern has always been housing. Although I am an architect, I take more interest in trying to solve the problem of the poor man, by trying to find out how we can provide him with the maximum shelter which he can afford, than the problem of how to make the millionaires' houses more beautiful. The millionaire's house may be less beautiful but he will not suffer as much as the poor man. So, in this respect, the question of housing the poor is always close to my heart. From my experience for the last twenty years, it seems to me that the officers of the Singapore Improvement Trust who are responsible for planning are more concerned with how to make the gardens of the millionaires beautiful, rather than how to meet the necessities of the poor man. They possibly think that the sweat of the poor man could contaminate the air which the millionaire breathes, and as they are there to protect the millionaires and not the people of Singapore, they must turn down whatever reasonable schemes are submitted by the people. They are not the officers of the people. They are there to protect vested interests! They are there to protect the millionaires' gardens! They are there to protect the investors! Even today, having a small house or a semi-detached house next to a bungalow is considered a disgrace to them. It would automatically bring down the value of that district. Such is the type of officers we have in the Singapore Improvement Trust. I can say, Sir, that personally they have done me no wrong. But I am not here to speak for myself. I am here to speak for the people, and as far as the people are concerned, all these officers can go. When carrying out their duties, they may think, "I have created a few ideal towns. I have a few ideal planning schemes." They might even get some medals from the Town Planning Institute. But I can assure the officers concerned that these medals which they may have are stained with the blood of the people of Singapore. Their children would be only too pleased to get rid of them as a reminder of their forefathers' crime to the people of Singapore. When you ask the S.I.T. officers concerned, "What is wrong with my plan? Why do you not approve it?", they will reply, "It is not we who do not approve it. It is the Committee appointed by the Governor." I do not know under what qualifications these so-called committees have been appointed. But to me I can only conclude that they are appointed because they know nothing about housing so that they can be fooled by the officers of the Singapore Improvement Trust. I am not exaggerating when I say this. With your permission, I wish to quote a case which occurred only two weeks ago. I attended a meeting to consider some of the plans. They concerned a semi-detached house in Holland Road. The officers objected to it. Naturally I asked them what was the objection. They said that the area had nice residences, and the bungalow was a semi-detached house. I asked what was wrong with it. They said that it did not conform to the amenities of the area. I asked them what amenities they were referring to, since opposite there was a graveyard and there were a few bungalows. Then I asked the planning officer at the meeting whether he agreed that the plan conformed to the density in the Master Plan. He replied that he agreed, but said that it still did not conform to the amenities of the area concerned. So I asked him what he meant by amenities and whether he could explain to me clearly. He said it was very easy. Since my house was a semi-detached one and the others were detached houses, I was not conforming to the amenities. For example, if a house was a two-storey building and the other a one-storey building, that was not conforming to the amenities. This was the reply I received from one of the officers. So I turned round and asked him to consider the whole lot of bungalows at Meyer Road and the six-storey hotel, whether he considered the six-storey hotel conformed to the amenities as reflected by the bungalows in Meyer Road. He said no. I was on the point of telling him that maybe it was because he had been so influenced by string-pulling that the word "amenity" had already changed its meaning. But I thought that it was no use talking to this type of people. They do not listen to your arguments. As I have said before, they have already made up their minds before you go in. So what is the use of talking? In another case, Sir, I went with the hon. Member for Tanjong Pagar. After long consideration, they said: "Well, I have no objection now, but what about the future? You may change." That is the attitude you get from the Trust. About the future, Sir, who can foretell? Who can foretell what will be in 10 years' time? Could we have thought, 10 years ago, that we could have such political advancement in 1958? We never thought of it. We may plan, but really there is no way of foretelling the future. Such is the type of argument and obstruction put up by the Singapore Improvement Trust. Sir, every time I go to Hongkong, I am stunned - there is so vast a change that I sometimes think whether I have gone to the right place. They have apartment houses or flats, as you call here, 10 and 20 storeys high on the main road. But if you ever try to put up such sort of scheme in Singapore, they will ask you first, "Where is your car park?" Even if you tell them, "Oh, these are poor people; they do not have cars. They do not need car parks", the reply, Sir, will be, "Oh, these people will be rich one day. They will then have cars. Where is your solution?" I told them, Sir, and we also discussed this fully in the Building By-laws Revision Committee in the City Council some years ago. The question of a car park is not the responsibility of the individual. It is almost the universal practice all over the world for Governments to solve the question of car parks. If you consider that there should be no parking in the streets or side streets, then you should prohibit parking. If you are thinking of a way to prevent people parking, then the only thing to do is to impose a fee on it. You find it all over America. I think you can probably find it even in Hawaii. So, money alone is not sufficient to solve the housing problem. We must have an atmosphere in which sympathetic consideration is given by the Government officers concerned. It is then that we can attract not only foreign capital but also a lot of other capital which is now either in the bank or somewhere else. 2.45 p.m. Another point about the S.I.T. policy. The Member for Paya Lebar has suggested that S.I.T. flats could be sold to the people staying there and the money could be utilised to build more flats. I am strongly in support of that proposal, Sir,If the flats in town could be sold, why should not the fiats built by the S.I.T. be sold too? Another suggestion I would like to make is this. Governments all over the world, especially the United States, are subsidising housing in another form. They have made available to the people loans at a nominal interest. In that respect, Sir, we do not only solve the housing problem of that particular person, but also it can be used as the best weapon against Communism. If a person owns a house or owns property here, I am sure he is more attached to this country. He will also have less hatred and enmity towards those who have property and houses. We know very well, Sir, that we collect a lot of money in the Employees' Provident Fund from the public. Instead of investing this money somewhere else - I do not know whether they have or not, but I do know that a lot of money in Singapore has been invested somewhere else - I would suggest that this money be made available to housing estates towards solving one of the problems. The third question, Sir, concerns squatters. We are very sympathetic towards them. Whether they have the right legally or illegally to the land, they are there. Although there are some squatters who occupy the land and build houses for profit, most of them, however, stay there, not because they like to stay there but because that is the only place available for them to stay. The Government had recommended certain scales of compensation for these squatters, but every time it approached the squatters with this scheme, it was always turned down in the hope of getting something else. I think it is high time the Government should step in to solve the squatter problem. Without solving this problem, housing estates could not be built. If it is considered by the Government that those developers should contribute towards the cost of solving such a problem, I am all for it. This is a problem that is facing not only the developers but the Government as well. So I think the Government should formulate a policy and try to assist the developers. In the past, Sir, the question of private housing seemed to the Government to be a matter not worth considering. They would insist on what they wanted, although it could easily be relaxed under the circumstances. So, in this respect, I hope the Government will consider all these points, not as points of attack but as points of suggestion. I hope the next Government will take heed.