Schedule 2

SECOND SCHEDULERegulations 11 and 17(3) and (7)Table 1A(For policies entered into or adjusted on or after 1 December 1997 but before 1 March 2001)HOME PROTECTION INSURANCE SINGLE PREMIUM RATE PER $10,000 INITIAL COVER FOR MALE SCHEME MEMBER (PROPERTY PURCHASED FROM HDB, JTC OR MINDEF)Age Next BirthdayTerm of Loan (years) 12345204.888.1811.4314.6917.91214.888.1811.5014.7918.06224.888.2911.6414.9718.28234.888.2911.6815.0318.36244.888.3411.7515.1318.49254.888.3411.7815.1918.54264.888.3911.8615.2818.68274.888.3911.8615.3318.83284.888.3911.9415.5119.14294.888.5112.1815.9419.69304.888.6712.5416.3920.33314.888.8812.8416.8821.10324.888.8913.0617.4322.00334.889.2213.7618.5323.55345.199.9414.9320.1825.71355.4910.7216.2122.0228.17365.9911.7317.8024.2631.17376.5312.8919.6826.9534.70387.1614.2921.9530.1338.83397.9416.0424.6633.8243.54408.8717.9527.5737.8148.714110.0920.2130.9842.4454.674211.6322.9535.0347.9261.714313.1325.8639.4453.9969.654414.7629.0844.4360.9878.984516.8933.1250.6569.7390.664619.5638.1458.4280.70104.844722.8944.5268.3093.99121.454827.0352.4779.79108.91139.864932.4961.4692.23124.90159.535038.9971.45105.89142.40181.065147.4283.78122.30163.04206.115255.8896.50139.46184.87232.785365.62110.93158.82209.34262.595476.65127.19180.49236.66295.735592.51148.75207.98270.27335.7056103.11165.67231.41300.45372.8457114.80184.22257.13333.55379.3058127.57204.60285.35325.63349.7659141.70227.07255.49269.67278.1560157.21157.21157.21157.21157.21•Where the premium payable is less than $1, the minimum premium of $1 is charged.Age Next BirthdayTerm of Loan (years) 6789102021.1224.2927.4530.5633.622121.2924.5027.6830.8033.912221.5424.7827.9631.1234.282321.6424.9028.1231.3434.582421.7925.0828.3631.6834.992521.9025.2528.6432.0235.452622.1125.5729.0432.5736.162722.3725.9329.5533.2637.102822.8226.5230.3534.3238.442923.5227.4631.5735.8440.323024.4128.6533.1037.7542.663125.5130.1234.9640.0945.523226.8031.8637.2242.9148.973328.8534.4540.4246.7753.553431.5937.8544.5251.6359.193534.7441.7649.2257.1565.623638.5546.4054.7463.6473.123742.9851.7561.1271.0981.753848.0857.9268.4379.6491.673953.9164.9576.7689.43103.134060.3272.7686.10100.54116.274167.7681.8497.06113.67131.714276.5592.63110.19129.27149.814386.66105.25125.42147.18170.484498.68120.07143.10167.76194.0645113.36137.78163.86191.67221.2246130.72158.36187.75218.97252.0447150.71181.79214.73249.64286.5248172.68207.46244.25283.12324.1549196.20234.97275.93319.14364.6550221.92265.07310.58358.50408.8851251.57299.51349.97403.04458.7352283.31336.47392.37451.01497.6753318.64377.52439.30487.12525.1654357.79422.89471.52509.15539.1055404.32453.15489.61517.83540.2856420.95455.20480.76500.56516.3057409.69431.32447.48459.99469.9358365.78377.18385.71392.31397.5659283.79287.82290.82293.13294.9860157.21157.21157.21157.21157.21Age Next BirthdayTerm of Loan (years) 11121314152036.6639.6842.7145.7348.752137.0040.0943.1846.2749.422237.4440.6143.8047.0250.322337.8241.0844.4047.8051.292438.3441.7445.2448.8452.592538.9742.5746.2950.1654.202639.8943.7447.7551.9356.342741.0845.2349.5854.1859.042842.7547.2752.0657.1362.492945.0350.0255.3160.9266.883047.8853.4059.2865.5272.143151.3257.4764.0070.9578.363255.4162.2769.5677.3385.633360.7468.4076.5685.2894.613467.2375.8184.9794.78105.363574.6384.2794.59105.72117.803683.2694.11105.83118.55132.343793.18105.52118.92133.46149.1338104.67118.81134.13150.67168.4239118.03134.20151.64170.37190.4240133.35151.75171.51192.66215.2241151.14172.02194.33218.13243.4442171.86195.42220.53247.22275.5343195.37221.87250.01279.87311.4444222.04251.74283.22316.50351.6345252.56285.75320.83357.84396.8246287.03324.00362.98404.03447.1747325.47366.53409.73455.14494.1548367.39412.86460.64501.26536.1649412.52462.79505.01540.93571.7850461.79505.59542.39573.68600.5751504.02541.51573.01599.79622.8052535.63567.03593.42615.86635.1553556.10581.72603.22621.53637.2554563.44583.58600.52614.93627.2955558.54573.67586.36597.15606.4456529.11539.71548.61556.18562.6957478.02484.72490.36495.13499.2558401.82405.35408.31410.84413.0159296.48297.73298.77299.66300.4260157.21157.21157.21157.21157.21Age Next BirthdayTerm of Loan (years) 16171819202051.8254.9258.1261.4064.802152.6455.9259.3162.8266.482253.7157.2260.8664.6568.632354.9058.6762.6266.7571.112456.4860.5864.8869.4174.212558.4562.9267.6572.6477.932661.0265.9471.1576.6782.542764.1769.6275.3981.5388.072868.1974.2380.6687.5094.822973.2079.9487.1194.78103.033079.1986.7194.77103.43112.823186.2594.70103.81113.66124.333294.51104.07114.43125.65137.7433104.67115.57127.37140.11153.7834116.84129.27142.67157.07172.5135130.88145.00160.18176.43193.8036147.22163.19180.32198.62218.1037165.98184.02203.28223.82245.6438187.43207.73229.36252.34276.7139211.82234.60258.80284.45311.5940239.24264.72291.74320.31350.4741270.30298.76328.84360.58394.0042305.50337.18370.59405.77437.0643344.81379.99416.98449.76478.9044388.66427.61461.89492.21519.2145437.82473.64505.17533.06557.8846484.58517.26546.03571.50594.1447527.97557.54583.55606.57627.0748566.44592.90616.18636.78655.1049598.55621.93642.51660.72676.9250623.87644.25662.18678.04692.1651642.76660.21675.55689.12701.2152651.87666.48679.34690.71700.8453650.88662.80673.27682.55690.8054638.02647.40655.65662.95669.4455614.48621.53627.71633.19638.0656568.34573.26577.60581.44584.8557502.82505.93508.67511.09513.2658414.88416.53417.97419.26420.3859301.08301.66302.17302.61303.0260157.21157.21157.21157.21157.21Age Next BirthdayTerm of Loan (years) 21222324252068.3372.0375.9079.9784.262170.3274.3678.5983.0587.772272.8277.2381.8886.8092.022375.7080.5585.6991.1496.942479.2784.6390.3496.40102.922583.5489.5095.86102.68110.052688.7795.43102.59110.30118.632795.04102.54110.64119.38128.8028102.68111.17120.37130.24140.8829111.96121.62132.00143.18155.1530122.96133.88145.63158.22171.6831135.82148.18161.42175.57190.6832150.75164.67179.57195.46212.3733168.45184.13200.85218.62237.5134189.00206.60225.30245.17266.2235212.31232.01252.91275.04298.4536238.83260.82284.12308.73334.6937268.79293.28319.18346.48371.2538302.49329.73358.44384.40407.9639340.26370.45397.67422.28444.6040382.24410.77436.48459.71480.8041423.88450.72474.90496.76516.5942465.04490.16512.80533.27551.8443504.97528.37549.45568.51585.8144543.35565.01584.54602.19618.2045580.08600.00617.96634.19648.9246614.39632.58648.97663.78677.2247645.38661.81676.63690.03702.1948671.49686.21699.48711.46722.3349691.42704.42716.14726.74736.3550704.78716.10726.32735.56743.9351712.02721.73730.47738.37745.5452709.89718.01725.34731.97737.9753698.19704.82710.77716.17721.0854675.26680.47685.17689.42693.2755642.41646.32649.84653.04655.9256587.91590.66593.13595.37597.3957515.18516.92518.48519.89521.1758421.42422.33423.15423.88424.5759303.37303.70303.99304.26304.4960157.21157.21157.21157.21157.21Age Next BirthdayTerm of Loan (years) 26272829302088.7793.5698.65104.07109.902192.7698.08103.75109.85116.432297.58103.52109.91116.81124.2123103.16109.86117.08124.85133.1724109.93117.51125.65134.39143.7525117.98126.53135.71145.53156.0326127.61137.23147.55158.58170.3527138.92149.76161.34173.72186.8828152.28164.45177.44191.29205.9729167.95181.62196.15211.61227.9830186.05201.33217.58234.78253.0031206.76223.83241.93261.07281.2832230.32249.34269.48290.72310.2233257.53278.69301.02321.47340.2434288.47311.96333.41353.06371.1035323.14345.65366.21385.07402.3736358.30379.83399.50417.53434.0737393.76414.30433.07450.26466.0438429.37448.90466.75483.11498.1139464.91483.42500.34515.84530.0640499.98517.47533.44548.07561.5141534.63551.08566.11579.88592.5142568.72584.12598.19611.09622.9243601.54615.88629.00640.99652.0144632.76646.05658.18669.30679.5145662.32674.53685.69695.92705.3046689.44700.58710.77720.10728.6747713.24723.32732.54740.97748.7048732.23741.24749.49757.04763.9849745.09753.06760.36767.03773.1650751.55758.50764.84770.66776.0051752.05758.00763.43768.42772.9852743.44748.42752.97757.13760.9753725.53729.59733.31736.71739.8254696.77699.96702.90705.57708.0255658.55660.96663.14665.15666.9956599.23600.91602.45603.86605.1457522.34523.39524.37525.25526.0758425.18425.74426.25426.72427.1559304.70304.91305.08305.25305.4060157.21157.21157.21157.21157.21Table 1B(For policies entered into, adjusted or renewed with policy year commencing on or after 1 July 2021)HOME PROTECTION INSURANCE ANNUAL PREMIUM RATE PER $10,000 INITIAL COVER FOR MALE SCHEME MEMBER (LOANS UNDER CONCESSIONARY INTEREST RATE)Age Next BirthdayTerm of Loan (years) 12345204.338.486.185.425.03214.338.486.185.425.03224.338.486.185.425.03234.338.486.185.425.03244.338.486.185.425.03254.338.486.185.425.03264.728.876.575.815.42274.728.876.575.815.42284.728.876.575.815.42294.728.876.575.815.42304.728.876.575.815.42314.728.876.575.815.42324.728.876.575.815.42334.728.876.575.815.42344.728.876.575.815.42354.728.876.575.885.52364.799.177.046.495.74375.1310.097.777.176.40385.4110.548.007.367.18395.6811.748.958.238.06406.4113.1410.049.269.06416.4313.1610.069.289.08426.8713.3010.359.509.29437.3114.2910.649.729.49447.7515.4811.4010.3710.12458.1916.9012.3511.2010.92468.6320.8415.1713.8213.48479.2822.8816.6415.0514.674810.0825.2418.2816.5016.064911.0527.9420.1718.1917.685012.2131.0122.3420.1319.575113.5734.4524.8222.3521.705214.4737.6526.9424.1923.465315.6341.3129.4226.3525.545417.0145.4732.2728.8627.955518.7150.1735.5631.7730.295624.0261.9444.3039.7137.385728.9970.8351.3446.2543.065834.3480.4558.9453.3349.115940.1090.8867.1660.9755.566046.31102.1776.0469.2064.046147.09102.9576.8269.9865.626250.51109.4581.8174.5589.986356.63121.2690.92116.14129.826463.29134.08179.55202.26215.886570.51104.90116.36122.09122.47•Where the premium payable is less than $1, the minimum premium of $1 is charged.•The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.Age Next BirthdayTerm of Loan (years) 678910204.844.714.634.594.56214.844.714.634.594.56224.844.714.634.594.56234.844.714.634.594.56244.844.714.634.594.56254.844.714.634.594.56265.205.054.954.894.84275.205.054.954.894.84285.205.054.954.894.84295.205.054.954.894.84305.205.054.954.894.84315.205.054.954.894.84325.205.054.954.895.02335.205.055.125.095.25345.325.205.305.305.49355.455.355.485.515.73365.735.825.976.176.40376.356.396.506.666.85387.067.057.127.237.40397.897.837.877.948.07408.768.528.448.428.47418.788.618.538.518.55428.978.818.738.738.78439.169.008.938.959.02449.809.649.599.649.754510.5810.4310.4110.4810.634613.1313.0313.0813.2513.504714.3214.2414.3414.5614.884815.7215.6715.8216.1116.514917.3317.3417.5417.8918.365019.2219.2519.5119.9320.505121.3621.4321.7522.2722.915223.1723.3323.7824.4325.235325.2925.5626.1326.9327.905427.7628.1228.8229.7830.925530.0930.5131.3232.4033.715637.1637.6738.7240.0641.655742.7143.1444.1845.5852.285848.6148.9550.0257.6863.725954.7354.7963.8270.7576.226064.4073.6182.0688.3989.766174.7883.1789.4594.1897.8262101.09108.87114.80119.35122.9463139.95147.18152.75157.14160.6864225.67232.85238.42242.89246.5965123.96125.44126.93128.41129.89Age Next BirthdayTerm of Loan (years) 1112131415204.974.914.894.884.90214.974.914.894.884.90224.974.914.894.884.90234.974.914.894.884.90244.974.914.894.884.90254.974.914.894.884.90265.235.164.894.884.90275.235.164.985.014.90285.235.165.075.095.03295.235.165.155.175.35305.355.355.245.375.55315.355.455.325.515.73325.635.745.505.685.91335.916.045.695.866.25346.196.345.886.046.69356.476.646.857.086.91367.067.057.077.117.17377.577.537.537.557.57387.768.118.078.038.02398.298.528.558.588.90408.8910.0310.1410.2810.45419.7310.0910.2110.3710.47429.7510.4510.6810.9510.764310.5310.8111.1511.5411.954411.4811.8912.3612.8813.454512.4412.7513.1213.5514.064615.5915.8316.1616.5516.994717.2017.4417.7718.1618.604819.0319.2619.5519.9220.344921.0921.2921.5421.8622.215023.6624.0224.5025.0725.675126.5527.0827.8528.6829.575229.4230.1731.2532.4235.825332.6733.6835.1139.3042.875436.1137.1142.3346.8650.865539.7445.2350.2154.5258.295648.1253.4858.3462.5966.315758.2563.2367.7371.6375.065869.2573.8877.9781.5584.675981.3583.8687.5290.6993.476090.4193.1596.2398.89101.2361101.41104.41106.98109.18111.1162126.22128.96131.32133.37135.1663163.65166.16168.32170.20171.8864249.39251.79253.86255.68257.3065130.62131.25131.80132.28132.73Age Next BirthdayTerm of Loan (years) 1617181920204.904.894.894.894.88214.904.894.894.894.88224.904.894.894.894.88234.904.894.894.894.88244.904.894.894.895.01254.904.894.895.025.17264.904.895.025.185.33274.994.945.065.185.42285.085.175.265.375.51295.395.455.545.635.75305.575.615.645.735.82315.745.745.785.835.90325.925.935.986.056.14336.256.276.326.396.48346.706.726.766.866.95356.957.027.117.237.40367.267.377.527.717.95377.757.978.248.558.91388.698.649.049.489.99398.899.389.9110.5110.794010.2810.5510.8711.2311.624110.7411.0711.4311.8412.094211.0511.3711.7112.0812.504312.2412.5712.9013.2613.634413.7414.0214.3114.6014.904514.4614.8615.3615.8616.354617.5618.1618.9019.6620.454719.2319.8820.7921.7423.554821.0621.7722.8725.0226.874922.7323.2425.8728.2630.425026.6729.1531.6833.9335.945132.5835.1737.7440.0642.155238.9641.6844.3446.7448.925346.1749.0751.8254.2956.545454.3557.4660.2762.8565.195561.6764.7267.4869.9972.285669.5972.5275.2177.6679.905778.1180.8683.3685.6187.705887.4990.0292.3194.4196.335995.9998.25100.32102.18103.9160103.41105.38107.16108.79110.2961113.00114.70116.26117.67118.9862136.85138.37139.76141.02142.1863173.37174.69175.92177.02178.0464258.64259.85260.96261.96262.8965133.33133.88134.44134.94135.45Age Next BirthdayTerm of Loan (years) 2122232425204.914.944.975.005.02214.955.025.085.155.22225.035.145.205.265.33235.125.265.315.375.44245.205.375.425.485.55255.295.495.535.595.66265.375.615.655.705.77275.575.665.725.845.95285.805.926.046.196.35295.876.026.286.446.55305.996.366.516.676.85316.286.446.606.797.00326.566.726.907.097.30336.947.107.297.487.68347.447.607.787.968.15357.938.088.288.458.64368.518.678.849.019.20379.529.679.8410.0210.193810.6210.7810.9411.1011.263911.2111.9812.1312.2612.394012.3313.0113.4813.8314.194112.9813.4713.8214.1814.574213.5013.9414.4614.9915.954314.8615.4816.2017.4418.564416.3217.0418.6320.0921.434518.0619.6821.2622.7124.054622.4024.1725.8827.4728.924725.5227.2928.9930.5532.024828.8330.6532.3233.8835.344932.4134.2135.9037.4638.915037.9539.7841.4943.0744.525144.1646.0247.7349.3250.805250.9552.8254.5756.1957.685358.6060.4962.2463.8965.415467.2769.1770.9472.5974.125574.3076.1677.8979.5081.035681.8683.6785.3586.9288.405789.5491.2592.8494.3295.725898.0699.65101.15102.53103.8559105.47106.93108.29109.57110.7760111.69112.99114.20115.35116.4361120.22121.39122.48123.52124.5062143.27144.28145.24146.13146.9763178.98179.84180.65181.41182.1264263.70264.45265.15265.82266.4365135.96136.47136.95137.44137.90Age Next BirthdayTerm of Loan (years) 2627282930205.055.085.115.145.16215.285.355.425.485.55225.395.455.515.585.65235.495.555.605.675.74245.595.655.705.775.84255.705.745.795.875.94265.805.845.895.966.03276.006.076.146.226.33286.406.456.536.626.62296.576.606.626.656.92307.027.117.197.287.21317.107.197.287.397.50327.407.497.607.717.81337.787.887.998.108.22348.268.378.488.598.72358.818.989.169.349.52369.449.709.9510.2110.473710.5610.9811.3611.7712.423811.8112.3812.9313.7514.493913.2114.0714.2415.1115.864014.5214.6415.6716.5417.344114.7115.7716.6817.5118.294217.0918.1519.0919.9520.764319.7020.7721.7222.6123.444422.5623.6124.5925.5026.354525.2126.2827.2828.2029.074630.1731.3132.4033.3834.324733.2634.4135.4936.4937.434836.5737.7238.7939.8040.734940.1241.2642.3443.3444.285045.7946.9548.0649.0850.055152.0853.2854.4055.4756.445258.9960.2161.3662.4363.435366.7467.9769.1370.2271.265475.4776.7277.9079.0080.055582.3383.5784.7285.8286.855689.6790.8892.0293.0894.115796.9498.0999.18100.20101.1758105.00106.08107.13108.10109.0459111.82112.83113.79114.70115.5760117.39118.31119.18120.02120.8261125.39126.22127.03127.83128.5662147.75148.48149.17149.84150.4763182.76183.37183.96184.52185.0464266.97267.48267.98268.43268.8965138.34138.74139.17139.57139.96Age Next BirthdayTerm of Loan (years) 3132333435205.195.225.255.285.30215.615.685.755.815.88225.755.855.966.066.45235.855.966.076.196.54245.956.066.176.276.64256.046.156.256.356.73266.306.436.566.696.83276.596.726.846.987.11286.887.017.127.267.38297.177.307.397.547.66307.467.597.677.837.93317.757.887.948.118.20328.178.348.618.889.29338.708.999.399.9710.50349.219.4710.2911.0811.813510.2911.0311.8612.6413.373611.3812.2113.1213.9714.773713.3514.2015.1015.9416.743815.4516.3517.2518.0818.893916.8217.7418.5919.3920.174018.2919.1419.9620.7121.434119.1219.8920.6221.3121.974221.5922.3623.1023.7924.444324.2725.0525.7926.4827.144427.1927.9828.7129.4130.074529.9030.6731.4132.1032.744635.1936.0136.7737.4938.174738.2839.0939.8540.5841.274841.5942.4043.1543.8744.554945.1445.9346.6847.3948.075050.9151.7352.4953.2353.925157.3358.1558.9559.6860.385264.3365.1966.0066.7467.465372.1873.0373.8474.6275.365480.9781.8582.6883.4584.215587.7688.6189.4390.2090.945694.9995.8396.6297.3998.1257102.03102.84103.60104.34105.0458109.84110.62111.36112.09112.7459116.33117.06117.75118.42119.0560121.52122.19122.83123.46124.0461129.21129.84130.44131.03131.5862151.03151.57152.08152.59153.0563185.52185.97186.38186.81187.2064269.28269.65270.02270.36270.6865140.31140.64140.95141.30141.60Age Next BirthdayTerm of Loan (years) 3637383940205.375.575.846.146.93215.976.146.766.897.03226.586.726.856.997.39236.686.816.957.357.77246.776.917.317.738.17256.877.277.698.138.57267.237.658.098.539.00277.588.068.478.989.58287.928.489.179.5710.20298.278.899.5410.2110.83308.629.3110.1110.7811.44318.979.7210.4311.1011.743210.0810.8311.5512.2212.883311.2812.0412.7713.4614.123412.6113.3814.1014.8015.483514.1914.9615.7016.4117.093615.5816.3617.1017.8118.483717.5518.3219.0619.7520.423819.6920.4521.1721.8622.533920.9221.6622.3423.0124.394022.1522.8423.5124.1324.734122.6423.2823.9024.4825.044225.1225.7526.3626.9527.514327.8228.4429.0529.6330.184430.7331.3731.9732.5433.094533.4034.0234.6135.1735.704638.8539.4940.0840.6641.214741.9242.5543.1543.7144.264845.2045.8346.4146.9747.514948.7049.3249.9050.4550.985054.5555.1855.7856.3256.865161.0361.6662.2662.8163.365268.1468.7769.3669.9370.495376.0476.6877.3077.8778.425484.8985.5386.1686.7487.315591.6192.2392.8593.4393.985698.7699.3899.96100.53101.0857105.67106.26106.83107.39107.9258113.34113.92114.47115.01115.5359119.62120.17120.68121.18121.6860124.57125.08125.56126.03126.4861132.08132.56133.02133.46133.8962153.49153.89154.28154.65155.0363187.56187.89188.22188.53188.8264270.98271.25271.52271.78272.0365141.87142.12142.38142.64142.88Table 2A(For policies entered into or adjusted on or after 1 December 1997 but before 1 March 2001)HOME PROTECTION INSURANCE SINGLE PREMIUM RATE PER $10,000 INITIAL COVER FOR FEMALE SCHEME MEMBER (PROPERTY PURCHASED FROM HDB, JTC OR MINDEF)Age Next BirthdayTerm of Loan (years) 12345203.275.968.6211.2313.80213.275.968.6211.2313.80223.275.968.6211.2313.80233.275.968.6211.2313.80243.275.968.6211.2313.80253.275.968.6211.2313.80263.275.968.6211.2313.80273.275.968.6211.2313.80283.275.968.6211.2313.80293.275.968.6211.2313.80303.275.968.6211.2313.89313.275.968.6211.3414.15323.275.968.7411.6714.73333.276.179.2212.4115.78343.476.659.9913.5217.22353.687.1810.8614.7518.87364.017.8611.9316.2520.88374.388.6513.2018.0623.26384.809.5714.7120.1926.02395.3210.7516.5122.6529.18405.9512.0218.4625.3332.64416.7413.5320.7528.4336.64427.8015.3823.4732.1041.36438.7917.3326.4236.1746.68449.8919.4929.7740.8852.964511.3222.1933.9346.7460.794613.1025.5539.1554.0970.614715.3429.8345.7663.4082.544818.1035.1454.0074.3996.234921.7541.9963.6986.83111.495026.1149.0573.5299.52127.195131.7657.5685.01114.17145.135237.4166.3797.13129.78164.405343.9376.38110.82147.32185.955451.3387.67126.16166.90209.945561.95102.54145.48190.86238.765669.04114.34162.21212.72265.965776.86127.38180.68236.85270.475885.39141.67200.95230.53248.245994.86157.46178.31188.71194.9460105.26105.26105.26105.26105.26•Where the premium payable is less than $1, the minimum premium of $1 is charged.Age Next BirthdayTerm of Loan (years) 6789102016.3518.8521.3023.7426.122116.3518.8521.3023.7426.122216.3518.8521.3023.7426.122316.3518.8521.3023.7426.122416.3518.8521.3023.7426.122516.3518.8521.3023.7426.162616.3518.8521.3023.7726.282716.3518.8521.3623.9126.532816.3518.9121.5224.2127.012916.4119.0921.8524.7527.763016.6319.4922.4625.6028.903117.1020.2023.4626.9030.543217.9621.3524.9428.7532.833319.3323.0827.0931.3535.893421.1625.3529.8434.6039.683523.2727.9832.9938.3243.993625.8331.0936.6942.6649.033728.8034.6940.9847.6754.833832.2338.8345.8853.4161.503936.1343.5451.4759.9969.204040.4448.7757.7467.4678.034145.4254.8765.1176.2888.554251.3262.1373.9486.92101.094358.1170.6084.3699.37115.624466.2080.7896.71113.91132.424576.3093.20111.46131.06152.034688.59107.97128.72150.92174.5747103.10125.12148.60173.59200.1648119.55144.36170.76198.81228.5349137.71165.58195.13226.47259.6450156.55187.72220.72255.66292.5751177.97212.75249.54288.41329.4252201.04239.80280.75323.93358.2853226.78269.91315.41350.61378.6354255.39303.32339.10366.81388.8455289.24325.18352.01372.78389.3156301.34326.54345.34359.90371.4857292.80308.71320.58329.77337.0858260.00268.39274.64279.48283.3459199.06202.02204.21205.92207.2760105.26105.26105.26105.26105.26Age Next BirthdayTerm of Loan (years) 11121314152028.4630.7633.0335.2537.442128.4630.7633.0335.2737.512228.4630.7633.0635.3437.682328.4630.7833.1435.5137.952428.5030.9033.3335.8338.412528.6031.1033.6736.3239.082628.8431.4834.2137.0740.062729.2532.0735.0238.1341.412829.9232.9836.2139.6243.242930.9334.2937.8541.6245.633032.4036.1040.0644.2448.693134.4338.5642.9347.6052.593237.1541.7646.6551.8857.463340.7245.8651.3557.2263.493445.0850.8457.0063.6170.733550.0556.5363.4770.9679.103655.8463.1471.0379.6088.963762.5270.8279.8589.74100.513870.2479.7690.18101.54113.873979.2290.23102.23115.23129.254089.65102.33116.06130.86146.7841101.95116.46132.10148.89166.9042116.45132.98150.72169.72189.9843133.11151.85171.90193.30216.0544152.26173.43196.01220.03245.5245174.41198.25223.58250.46278.9446199.74226.47254.81284.81316.5247228.35258.23289.83323.23351.9348260.02293.31328.46358.37384.0749294.68331.70362.79389.23411.9650331.53363.78390.88413.92433.7151362.77390.39413.58433.29450.2452386.24409.37428.80445.32459.5153401.40420.26436.09449.57461.1454406.77421.60434.06444.66453.7755402.74413.87423.21431.16437.9956380.89388.68395.23400.80405.5957343.03347.95352.09355.61358.6258286.46289.05291.24293.09294.6859208.37209.28210.04210.70211.2660105.26105.26105.26105.26105.26Age Next BirthdayTerm of Loan (years) 16171819202039.6541.8644.1146.4348.802139.8042.1044.4846.9149.452240.0542.4844.9947.6050.342340.4543.0645.7648.5951.562441.0843.8846.8149.9053.152541.9845.0248.2251.6055.202643.2246.5650.0753.8157.772744.8948.5652.4656.5961.002847.0851.1555.4760.0865.022949.8954.4159.2564.4169.973053.4558.5063.9369.7776.083157.9063.5869.7176.3683.613263.4269.8676.8684.4792.773370.2777.6185.6394.36103.823478.4586.9096.10106.07116.833588.0097.68108.19119.54131.743699.19110.26122.22135.07148.8737112.18124.78138.34152.88168.4438127.16141.45156.78173.18190.6739144.33160.50177.77196.21215.8340163.83182.05201.47222.12244.0841186.10206.57228.34251.46275.9442211.56234.51258.85284.63307.5843240.24265.89293.03317.07338.4544272.55301.14326.29348.55368.3645309.05335.37358.52379.00397.2446344.02368.04389.18407.90424.5547376.81398.55417.69434.61449.6948406.35425.82442.95458.11471.6149431.66448.88464.03477.44489.3650450.88465.87479.07490.76501.1651464.95477.79489.09499.09507.9952471.82482.59492.05500.44507.9053471.18479.95487.68494.51500.5954461.66468.56474.63480.01484.7955443.91449.09453.64457.66461.2556409.74413.37416.56419.38421.8857361.25363.53365.54367.34368.9258296.07297.26298.33299.26300.1159211.75212.18212.54212.87213.1760105.26105.26105.26105.26105.26Age Next BirthdayTerm of Loan (years) 21222324252051.2553.8156.4759.2662.202152.0854.8657.7460.8064.022253.2256.2259.4062.7466.292354.6857.9961.4865.1869.112456.5860.2264.0868.2072.602558.9863.0267.3171.9276.902661.9866.4871.3076.5282.192765.7170.7776.2382.1888.642870.3176.0482.2989.0896.432975.9882.5589.6897.40105.743082.9890.4798.59107.36116.803191.49100.03109.25119.18129.8632101.75111.47121.92133.14145.1833114.06125.06136.87149.52163.0434128.42140.86154.18168.41183.5735144.84158.86173.84189.81206.7836163.65179.41196.22214.08233.0337185.04202.74221.53241.49259.5838209.29229.09250.08269.06286.2839236.66258.75278.67296.66313.0040267.32288.21307.02324.04339.4741297.83317.48335.19351.20365.7342328.08346.48363.09378.09391.7043357.55374.73390.18404.16416.8544386.08401.98416.31429.27441.0245413.54428.18441.36453.29464.1146439.44452.81464.86475.74485.6247463.15475.26486.14496.01504.9448483.67494.50504.25513.07521.0849500.03509.60518.23526.03533.1250510.44518.80526.32533.12539.2851515.95523.09529.53535.35540.6352514.56520.54525.94530.81535.2353506.02510.90515.30519.26522.8854489.08492.91496.37499.49502.3355464.46467.34469.93472.28474.4056424.14426.16427.96429.62431.1157370.33371.61372.76373.80374.7458300.85301.52302.12302.67303.1759213.43213.67213.87214.06214.2560105.26105.26105.26105.26105.26Age Next BirthdayTerm of Loan (years) 26272829302065.2868.5572.0175.7179.682167.4171.0374.8979.0483.522270.0674.1078.4383.1388.222373.3277.8782.7988.1293.902477.3582.5188.1094.15100.672582.3188.1794.52101.36108.732688.3595.00102.19109.92118.232795.64103.17111.30120.03129.3728104.35112.89122.06131.88142.3829114.72124.36134.68145.72157.5030126.93137.80149.40161.79174.9831141.28153.50166.51180.39195.1132158.02171.72186.30201.78216.0033177.46192.80209.09224.00237.6834199.71216.84232.50246.84259.9935224.79241.24256.25270.01282.6336250.29266.00280.37293.54305.6237276.04291.04304.75317.32328.8438301.93316.21329.26341.22352.1839327.86341.39353.77365.11375.5140353.50366.29378.00388.71398.5541378.93390.99401.99412.07421.3442404.06415.36425.67435.11443.7843428.38438.91448.52457.33465.4144451.72461.46470.37478.53486.0245473.94482.92491.12498.62505.5246494.60502.79510.28517.14523.4547513.08520.49527.26533.47539.1848528.36535.00541.07546.62551.7149539.55545.42550.78555.70560.2150544.88550.01554.68558.96562.9051545.43549.81553.80557.47560.8452539.26542.93546.28549.36552.1753526.15529.14531.88534.38536.6854504.91507.26509.42511.39513.1855476.34478.11479.71481.19482.5456432.46433.70434.84435.86436.8257375.59376.38377.08377.74378.3458303.62304.02304.41304.75305.0759214.40214.54214.68214.79214.9260105.26105.26105.26105.26105.26Table 2B(For policies entered into, adjusted or renewed with policy year commencing on or after 1 July 2021)HOME PROTECTION INSURANCE ANNUAL PREMIUM RATE PER $10,000 INITIAL COVER FOR FEMALE SCHEME MEMBER (LOANS UNDER CONCESSIONARY INTEREST RATE)Age Next BirthdayTerm of Loan (years) 12345204.138.235.935.214.83214.138.285.935.224.83224.138.285.985.224.83234.138.285.985.224.83244.138.285.985.224.83254.138.285.985.224.83264.138.285.985.224.83274.158.306.005.244.85284.168.316.015.254.86294.178.326.025.264.87304.188.336.035.274.88314.208.356.055.294.90324.228.376.075.314.92334.248.396.095.334.94344.268.416.115.354.96354.288.436.135.374.98364.308.456.155.395.00374.358.506.205.445.05384.398.546.245.725.57394.509.006.876.326.17404.989.947.627.026.86415.5511.018.477.837.65425.9311.899.138.438.38436.3012.769.789.039.21446.6713.6410.439.629.37457.0414.5111.0810.229.53467.4115.3811.7310.8110.58477.5516.4512.3711.3411.09487.8017.7413.1912.0411.76499.3421.5515.8814.5314.195010.0023.6017.3615.7715.395110.8025.9619.0017.2216.785211.9328.8221.0519.0718.565313.2532.0523.3821.1720.615414.7935.6726.0423.5722.925516.5439.7229.0126.2625.535618.5444.2232.3329.2628.455718.9245.1032.9929.8628.515819.2945.9733.6430.4628.935919.6646.8534.2931.0534.306020.0347.7234.9431.6536.026120.8366.9445.4339.8238.256225.8176.5952.8746.6861.886331.2487.1060.9782.8795.986431.2487.10117.26134.52144.876534.6660.7469.4473.7876.39•Where the premium payable is less than $1, the minimum premium of $1 is charged.•The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.Age Next BirthdayTerm of Loan (years) 678910204.604.444.324.254.19214.604.444.324.254.19224.604.444.324.254.19234.604.444.324.254.19244.604.444.324.254.19254.604.444.324.254.19264.604.444.324.254.19274.614.454.334.264.19284.624.464.344.264.20294.634.474.354.274.20304.644.474.364.284.21314.664.484.364.284.21324.674.504.374.294.21334.694.514.384.294.21344.714.524.394.304.21354.734.544.404.304.39364.744.554.614.714.82374.944.914.935.005.08385.415.355.335.385.45395.965.875.835.845.88406.636.496.426.426.43417.377.217.117.087.08428.107.947.877.857.87438.878.598.458.408.40449.058.628.558.548.61459.239.089.039.039.104610.2910.1410.1110.1410.244710.7210.5210.4210.4210.484811.3011.0310.9010.8510.884913.6413.3613.2213.2013.265014.7114.2914.0613.9413.905115.9615.4315.0614.8514.725217.5016.7916.2415.8415.535319.3118.3717.6317.0216.545421.3520.1719.2118.4217.725523.8522.6321.6620.8620.185626.7025.4424.4723.7123.105727.3926.8126.5626.5530.215828.4728.5929.1034.3438.395934.5135.4543.1749.1954.026036.7646.6454.2160.2165.156151.0060.4367.7873.7778.786273.5082.2189.1194.8299.6663106.53112.34117.25121.55125.4364153.88160.91166.71171.69176.086578.8381.2783.7186.1688.60Age Next BirthdayTerm of Loan (years) 1112131415204.574.504.454.424.41214.574.504.454.424.41224.574.504.454.424.41234.574.504.454.424.41244.574.504.454.424.41254.574.504.454.424.41264.574.504.454.424.41274.584.504.464.434.42284.584.514.474.434.43294.594.524.474.444.44304.594.524.484.454.45314.604.534.494.464.57324.644.584.554.654.77334.674.624.674.754.85344.714.794.734.814.91354.914.955.025.115.23365.375.415.495.595.72375.685.745.815.926.05386.096.146.226.346.49396.616.666.756.877.02407.237.287.397.527.69417.988.048.158.308.49428.358.509.169.379.60438.569.739.8810.0810.33449.789.9210.1410.3810.684510.2710.3710.5111.0311.364611.5011.5411.6211.7411.904711.8811.9312.0012.1312.264812.4112.4412.5112.5912.704915.1115.1115.1015.1415.185015.9816.0716.1516.3616.595117.0117.2017.3917.7918.235218.1218.4818.8419.5021.645319.3919.9320.4723.1625.405420.3522.0023.6426.7929.605524.0527.3830.8333.7836.305627.2130.4833.8336.7139.265734.3837.7841.1244.0546.665842.6646.2349.5952.5855.245958.7862.9066.5169.7372.636069.6073.4476.8679.8982.656182.8786.4789.6392.4995.1062103.45106.80109.78112.47114.9563128.02130.41132.60134.64136.6064179.14181.93184.44186.76188.956589.9091.2192.5193.8195.12Age Next BirthdayTerm of Loan (years) 1617181920204.414.404.394.384.37214.414.404.394.384.37224.414.404.394.384.37234.414.404.394.384.37244.414.404.394.384.37254.414.404.394.384.37264.414.404.394.384.37274.444.444.444.444.38284.474.474.484.494.39294.504.514.534.554.42304.534.554.574.614.47314.564.584.624.664.73324.804.844.894.975.06334.894.955.015.115.21344.995.045.155.255.39355.315.405.525.655.81365.815.916.046.186.33376.166.266.406.566.72386.596.726.877.027.21397.157.287.447.617.78407.848.028.208.408.62418.688.889.119.359.60429.8010.0210.2510.3510.754310.7310.9311.1411.2311.524410.8611.0411.7411.6411.904511.7911.6712.2011.7812.064612.1212.3712.6612.9713.304712.6513.0713.5714.0815.214813.2713.8614.5715.9817.244915.9416.7318.6420.3621.915017.6319.7021.6523.3924.995120.6622.8124.8426.6728.325224.0726.2528.2730.1131.795327.8530.0432.0733.9135.615432.0534.2736.2938.1539.875538.8241.0843.1545.0546.815641.6243.7745.7347.5349.225749.0051.1653.1354.9556.655857.5859.7261.6763.4865.175975.0777.3179.3681.2683.056084.9787.1089.0790.9292.636197.3099.32101.18102.95104.5962116.95118.80120.53122.13123.6663137.93139.18140.39141.53142.6464190.52191.97193.35194.66195.916595.8396.5597.2797.9998.71Age Next BirthdayTerm of Loan (years) 2122232425204.424.464.514.554.59214.424.464.514.554.59224.424.464.514.554.65234.424.464.514.594.71244.424.464.544.644.77254.424.484.584.694.83264.484.584.694.794.90274.594.704.814.924.97284.714.814.935.055.06294.824.935.065.195.17304.935.055.185.325.29315.055.165.315.455.60325.205.385.635.765.90335.435.795.916.046.18345.755.886.006.156.30356.226.376.506.676.83366.786.947.097.257.43377.197.327.487.627.78387.697.807.958.078.20398.278.388.488.588.68409.169.299.459.619.794110.1910.3310.5710.8211.074211.4811.6912.0712.4513.204311.8412.2712.9613.7914.734412.3813.3814.3015.3116.214513.1014.0615.1216.0616.924614.4515.4216.5017.4518.334716.4217.4518.5419.5220.434818.4819.6220.7321.7422.694923.3824.7325.9627.1028.165026.4427.7729.0330.1831.245129.7831.1332.3633.5134.575233.2434.5835.8336.9838.075337.0638.4139.6540.8141.905441.3142.6543.8945.0646.165548.2849.6650.9452.1353.295650.6351.9553.1754.3455.425758.0859.3960.6361.8162.925866.5967.9269.1970.3571.495984.5385.9387.2588.5089.706094.0695.4396.7097.9199.0861105.98107.27108.52109.70110.8362124.39125.10125.79126.46127.0963143.42144.17144.91145.61146.2864196.83197.70198.55199.37200.136599.40100.09100.76101.43102.09Age Next BirthdayTerm of Loan (years) 2627282930204.554.644.764.884.91214.684.804.925.065.10224.734.834.945.065.10234.784.874.965.065.10244.834.904.985.065.10254.884.945.005.065.10264.944.985.025.065.10275.005.055.105.185.25285.115.165.235.315.42295.225.295.375.485.56305.365.445.665.625.75315.655.725.815.906.00325.966.036.086.136.15336.226.246.266.276.29346.336.366.386.416.44356.916.977.077.167.25367.547.677.838.008.17377.998.228.508.789.27388.528.849.269.8810.44399.059.4310.2310.9911.694010.3211.1612.0012.7913.524112.0612.9813.8914.7415.554214.2415.1716.1116.9817.784315.7016.6217.5318.3819.204417.1418.0918.9819.8220.604517.8818.7519.5920.3721.104619.2520.0920.8821.6222.334721.3322.1822.9723.7224.404823.5924.4325.2225.9526.654929.1330.0330.8731.6832.425032.2033.0933.9434.7235.485135.5236.4337.2638.0538.795239.0239.9240.7541.5242.275342.8543.7444.5945.3846.135447.1148.0048.8449.6450.405554.2455.1556.0256.8357.625656.3557.2358.0558.8359.605763.8564.7465.5866.4067.175872.4373.3374.1875.0175.795990.6891.6492.5493.4094.2460100.04100.97101.85102.71103.5261111.77112.66113.53114.35115.1562127.56128.01128.44128.87129.2863146.78147.26147.72148.18148.6164200.73201.29201.83202.37202.8765102.60103.09103.58104.07104.55Age Next BirthdayTerm of Loan (years) 3132333435204.975.025.075.125.17215.165.215.275.325.37225.165.215.275.325.37235.165.215.275.325.37245.165.215.275.325.37255.165.215.275.325.37265.165.215.275.325.37275.315.385.455.515.58285.505.575.645.715.79295.655.735.825.905.99305.845.936.026.106.20316.136.206.286.346.40326.266.386.536.607.25336.446.706.777.297.77346.706.797.317.808.26357.698.098.579.039.43368.669.099.5810.0610.47379.8010.2810.8011.3011.743811.0311.5812.1412.6513.133912.3612.9913.5514.1114.624014.2114.8615.4616.0416.574116.2416.9217.5518.1418.714218.5219.2019.8420.4521.024319.9020.5721.2121.7922.354421.2821.9422.5523.1223.674521.7622.3722.9523.4924.014622.9523.5424.1124.6525.154725.0425.6426.1926.7227.224827.2727.8628.4328.9629.464933.0933.7234.3434.9135.445036.1436.7737.3737.9338.485139.4540.0740.6741.2441.775242.9543.5844.1744.7445.285346.7947.4248.0348.5949.145451.0551.6852.2852.8653.405558.3058.9359.5560.1360.705660.2460.8761.4462.0062.565767.8368.4569.0469.6370.185876.4577.0877.6978.2878.845994.9495.6196.2696.8897.4960104.20104.85105.50106.10106.6961115.83116.46117.08117.68118.2562129.59129.90130.18130.46130.7463148.95149.28149.58149.89150.1864203.28203.67204.03204.39204.7465104.92105.28105.64106.00106.36Age Next BirthdayTerm of Loan (years) 3637383940205.275.365.455.546.55215.655.936.216.496.77225.655.936.216.496.77235.655.936.216.496.77245.655.936.216.496.77255.655.936.216.496.77265.655.936.216.496.77275.926.256.606.937.25286.196.586.987.367.72296.466.917.367.798.19306.727.247.748.228.67317.007.578.138.659.14327.848.428.969.479.96338.338.869.369.8410.30348.789.279.7410.1910.61359.9510.4310.8911.3311.743610.9611.4411.8812.3112.703712.2412.7113.1713.5913.993813.6314.1114.5715.0015.383915.1415.6216.0616.5016.904017.0817.5818.0418.4618.894119.2319.7320.2020.6421.074221.5522.0622.5422.9923.424322.8723.3623.8324.2625.654424.1724.6525.1025.5325.924524.5024.9525.3925.7926.194625.6126.0426.4626.8627.254727.6928.1228.5428.9329.324829.9330.3530.7731.1631.544935.9436.3936.8537.2837.685038.9639.4339.8740.3140.715142.2642.7143.1543.5743.985245.7646.2346.6847.0947.505349.6250.0850.5350.9451.355453.8754.3354.7755.2055.615561.1861.6662.1162.5462.965663.0163.4663.9164.3264.725770.6671.1171.5671.9972.395879.3379.7980.2480.6881.085998.0098.4898.9599.4299.8560107.20107.68108.14108.60109.0261118.75119.21119.67120.11120.5462130.95131.16131.37131.56131.7563150.41150.63150.86151.06151.2764205.02205.28205.56205.80206.0565106.62106.88107.15107.42107.68Table 3A(For policies entered into or adjusted on or after 1 December 1997 but before 1 March 2001)HOME PROTECTION INSURANCE SINGLE PREMIUM RATE PER $10,000 INITIAL COVER FOR MALE SCHEME MEMBER (PROPERTY PURCHASED FROM HUDC)Age Next BirthdayTerm of Loan (years) 12345204.888.2211.5414.8818.22214.888.2211.6114.9818.37224.888.3211.7515.1818.59234.888.3211.7915.2318.68244.888.3811.8715.3518.80254.888.3811.9015.3918.87264.888.4411.9715.4819.00274.888.4411.9715.5319.14284.888.4412.0415.7219.50294.888.5512.2916.1620.04304.888.7112.6716.6320.70314.888.9312.9617.1221.49324.888.9513.2017.6822.42334.889.2813.9218.8124.01345.199.9915.0920.4926.22355.4910.7816.3822.3528.71365.9911.8018.0124.6331.79376.5312.9719.9027.3735.41387.1614.3822.2030.6139.62397.9416.1424.9334.3544.42408.8718.0527.8738.4049.684110.0920.3431.3143.1055.784211.6323.1035.4248.6762.954313.1326.0139.8854.8371.064414.7629.2544.9161.9580.594516.8933.3351.2170.8392.514619.5638.3759.0781.97106.994722.8944.7969.0595.46123.914827.0352.7880.67110.59142.644932.4961.8193.21126.80162.665038.9971.84107.00144.54184.565147.4284.22123.54165.41210.015255.8897.00140.84187.51237.145365.62111.49160.35212.30267.445476.65127.81182.20239.94301.105592.51149.45209.88273.93341.6656103.11166.44233.52304.50379.4457114.80185.09259.46338.03384.9358127.57205.56287.94328.97353.4759141.70228.12256.85271.18279.7160157.21157.21157.21157.21157.21•Where the premium payable is less than $1, the minimum premium of $1 is charged.Age Next BirthdayTerm of Loan (years) 6789102021.5724.8828.1931.4934.732121.7425.1028.4331.7435.032222.0025.3828.7332.0735.422322.1025.5028.8832.2935.742422.2525.6829.1332.6436.162522.3525.8629.4233.0236.672622.5726.2029.8533.5937.422722.8526.5830.3834.3238.412823.2927.1931.2335.4239.832924.0328.1732.4937.0241.813024.9529.4034.0839.0344.263126.0830.9236.0341.4847.303227.4332.7338.3944.4450.913329.5335.4141.7348.4855.713432.3438.9245.9753.5161.593535.5942.9350.8359.2868.313639.4847.7356.5566.0076.143744.0253.2563.1373.7485.133849.2659.5970.6882.6195.483955.2366.8279.3092.77107.434061.8074.8688.96104.32121.164169.4484.20100.31117.98137.294278.4395.33113.89134.19156.194388.79108.32129.67152.81177.7644101.14123.63147.97174.19202.3345116.21141.85169.42198.99230.6046133.99163.01194.08227.26262.6147154.42187.05221.87258.96298.3748176.88213.37252.24293.55337.3949200.89241.59284.85330.75379.3850227.17272.45320.51371.41425.2351257.40307.73361.02417.37476.8552289.80345.60404.61466.89516.1853325.87387.64452.87503.09542.8554365.80434.11484.90524.01554.9755413.19463.90501.60530.64553.6256429.10464.31490.49510.66526.6157416.01438.03454.42467.04477.0358369.70381.22389.78396.37401.5759285.38289.39292.38294.67296.5060157.21157.21157.21157.21157.21Age Next BirthdayTerm of Loan (years) 11121314152037.9741.2044.4747.7250.982138.3341.6544.9648.3051.712238.8042.1845.6049.1052.672339.1942.6846.2549.9353.722439.7443.4047.1751.0755.142540.4244.2748.3052.5056.902641.4045.5449.8754.4159.242742.6747.1551.8556.8662.162844.4449.3254.5160.0365.892946.8552.2457.9864.0970.613049.8755.8462.2169.0176.273153.5060.1567.2474.8482.943257.8365.2473.1781.6490.743363.4571.7280.5990.09100.333470.2679.5289.46100.18111.793578.0188.4299.64111.80125.073687.0498.77111.51125.42140.573797.43110.77125.36141.26158.4838109.47124.75141.44159.52179.0339123.47140.97159.95180.44202.4640139.54159.47180.97204.10228.8641158.22180.81205.09231.09258.8542179.92205.43232.71261.86292.9143204.53233.20263.79296.36330.9844232.42264.54298.72335.03373.5245264.30300.16338.23378.58421.2846300.23340.14382.44427.18474.3947340.22384.55431.42480.89523.0448383.82432.91484.71528.44565.6949430.78485.03530.28568.45600.9850482.04528.75567.71600.58628.5951524.92564.45597.42625.24648.9352556.01588.76616.06639.12658.7553574.98601.39623.42642.00657.8354579.99600.56617.71632.18644.5155572.19587.46600.20610.94620.0956539.49550.10558.94566.40572.7557485.10491.74497.26501.93505.9158405.80409.27412.15414.60416.6759297.96299.18300.19301.03301.7660157.21157.21157.21157.21157.21Age Next BirthdayTerm of Loan (years) 16171819202054.3057.6961.1764.7868.512155.2058.7862.4866.3570.392256.3760.2064.1968.3772.782357.6761.7966.1370.7075.542459.4063.8968.6373.6578.982561.5666.4871.7077.2383.122664.3569.7875.5481.6888.202767.8073.8080.2187.0394.312872.1678.8185.9493.56101.732977.5785.0192.96101.51110.743084.0392.34101.29110.94121.443191.62100.98111.09122.08134.0432100.52111.10122.63135.16148.7233111.42123.50136.63150.85166.2034124.45138.22153.13169.24186.5535139.51155.16172.03190.20209.6736156.99174.71193.75214.19236.0237177.08197.06218.50241.41265.8338200.02222.51246.54272.16299.4139226.07251.28278.17306.76337.1040255.32283.53313.52345.34379.0241288.45319.91353.28388.61425.9142325.91360.91397.95437.07471.4943367.68406.53447.54483.45515.0644414.23457.24494.68527.48556.3345466.33505.34539.31569.06595.2446514.98550.10580.68607.48631.0547559.27590.62617.92641.84662.8948597.70625.41649.54670.68689.2749628.93653.13674.20692.67708.9150652.66673.48691.63707.52721.5051669.30686.93702.28715.73727.5652675.62690.24702.95714.09723.9053671.45683.23693.49702.46710.3754655.12664.29672.28679.28685.4355627.96634.77640.70645.90650.4756578.23582.96587.07590.67593.8557509.33512.28514.86517.12519.1058418.45420.01421.35422.52423.5759302.39302.93303.39303.81304.1760157.21157.21157.21157.21157.21Age Next BirthdayTerm of Loan (years) 21222324252072.4176.5280.8385.3790.182174.6479.1383.8588.8594.162277.4382.3587.5493.0898.952380.6486.0791.8497.96104.522484.6290.6397.03103.89111.252589.3896.07103.23110.93119.282695.19102.67110.73119.47128.9427102.12110.55119.71129.62140.3228110.55120.13130.52141.73153.8329120.75131.65143.42156.10169.7330132.85145.19158.48172.77188.0931146.97160.92175.91191.99209.1732163.34179.08195.94213.95233.1833182.69200.38219.28239.45260.9134205.10224.93246.09268.60292.4835230.48252.66276.28301.33327.8836259.30284.06310.35338.19367.6037291.80319.39348.58379.43407.0438328.33358.96391.31420.19446.0239369.21403.14433.33460.28484.3840414.61446.16474.24499.31521.7341458.88488.12514.14537.36558.1442501.91528.89552.88574.32593.4843542.98567.75589.80609.47627.0744581.83604.45624.58642.53658.6145618.37638.89657.15673.44688.0346651.88670.37686.80701.48714.6047681.48697.96712.65725.75737.4748705.70720.28733.25744.82755.1949723.25735.98747.30757.41766.4650733.87744.82754.58763.27771.0751738.03747.29755.55762.91769.5052732.56740.24747.09753.18758.6453717.37723.56729.07734.00738.4054690.87695.69699.99703.82707.2555654.50658.09661.28664.12666.6656596.65599.13601.36603.33605.1057520.87522.41523.80525.04526.1558424.47425.30426.02426.67427.2459304.49304.76305.02305.25305.4460157.21157.21157.21157.21157.21Age Next BirthdayTerm of Loan (years) 26272829302095.27100.67106.42112.59119.252199.78105.80112.25119.22126.7422105.24111.97119.26127.14135.6323111.57119.20127.44136.34145.9024119.23127.87137.19147.21157.9625128.32138.07148.59159.86171.9326139.15150.17161.99174.65188.1827151.87164.27177.55191.73206.8728166.84180.76195.64211.52228.4129184.33199.94216.60234.31253.1030204.47221.94240.51260.25281.1331227.49246.98267.67289.59312.7432253.63275.34298.33322.62344.5633283.68307.80333.29356.27377.0334317.79344.52368.59390.30409.9135355.92381.12403.81424.28442.7736393.98417.69439.04458.29475.6937431.78454.04474.07492.15508.4738469.19490.02508.77525.68540.9639506.01525.45542.94558.74572.9940541.83559.91576.19590.87604.1341576.77593.53608.60622.21634.5042610.67626.12640.04652.58663.9243642.85657.04669.82681.35691.7544673.03685.97697.63708.17717.6745701.10712.85723.43732.98741.6146726.38736.96746.50755.09762.8547747.98757.43765.94773.61780.5548764.47772.82780.34787.12793.2449774.58781.85788.42794.36799.7050778.05784.32789.97795.07799.6951775.41780.73785.51789.82793.7252763.53767.94771.91775.48778.7253742.35745.89749.10751.97754.5954710.33713.09715.58717.83719.8555668.96671.00672.85674.52676.0356606.69608.11609.39610.54611.5957527.14528.03528.83529.56530.2258427.76428.22428.63429.02429.3759305.64305.80305.93306.07306.1860157.21157.21157.21157.21157.21Table 3B(For policies entered into, adjusted or renewed with policy year commencing on or after 1 July 2021)HOME PROTECTION INSURANCE ANNUAL PREMIUM RATE PER $10,000 INITIAL COVER FOR MALE SCHEME MEMBER (LOANS UNDER MARKET INTEREST RATE)Age Next BirthdayTerm of Loan (years) 12345204.348.516.225.455.07214.348.516.225.455.07224.348.516.225.455.07234.348.516.225.455.07244.348.516.225.455.07254.348.516.225.455.07264.738.906.615.845.46274.738.906.615.845.46284.738.906.615.845.46294.738.906.615.845.46304.738.906.615.845.46314.738.906.615.845.46324.738.906.615.845.46334.738.906.615.845.46344.738.906.615.845.46354.738.906.615.915.56364.799.197.096.545.79375.1410.117.817.216.45385.4210.588.057.407.25395.6911.798.998.298.13406.4213.1810.099.329.14416.4413.2010.119.349.16426.8813.3410.409.579.38437.3214.3510.709.799.59447.7615.5411.4710.4610.23458.2116.9712.4211.2911.04468.6520.8515.1813.9313.63479.3022.9716.7515.1814.824810.1025.3418.3916.6416.244911.0728.0620.3018.3417.885012.2531.1222.4920.3119.795113.6134.5824.9822.5421.945214.5137.7927.1124.4023.735315.6641.4829.6126.5925.845417.0745.6432.4929.1228.285518.7550.3735.7932.0630.725624.0862.1844.5940.0737.975729.0571.0951.6546.6543.815834.4180.7559.2953.7550.045940.1891.2267.5461.4356.696046.40102.5276.4669.7165.176147.18103.3077.2470.4966.636250.60109.8382.2575.0991.066356.73121.6791.40116.84130.896463.41134.52180.26203.12216.816570.64105.12116.61122.35122.75•Where the premium payable is less than $1, the minimum premium of $1 is charged.•The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.Age Next BirthdayTerm of Loan (years) 678910204.884.774.694.644.63214.884.774.694.644.63224.884.774.694.644.63234.884.774.694.644.63244.884.774.694.644.63254.884.774.694.644.63265.245.115.014.944.91275.245.115.014.944.91285.245.115.014.944.91295.245.115.014.944.91305.245.115.014.944.91315.245.115.014.944.91325.245.115.014.955.10335.245.115.195.165.33345.375.255.375.385.60355.515.415.565.605.84365.795.906.056.286.53376.426.476.606.776.98387.147.147.247.367.55397.987.947.988.088.24408.848.618.568.568.63418.878.738.678.678.73429.078.938.878.908.98439.279.149.099.149.24449.929.799.779.859.994510.7210.6010.6110.7110.904613.3113.2313.3213.5413.834714.5014.4714.6214.8815.244815.9315.9216.1216.4616.914917.5817.6217.8818.2718.815019.4919.5719.8820.3720.995121.6521.7822.1722.7523.465223.5023.7224.2324.9625.845325.6525.9926.6427.5128.575428.1528.5929.3730.4231.665530.5931.0731.9833.1634.545637.8238.4139.5441.0142.725743.5344.0145.1746.6853.575849.5949.9751.1659.0465.215955.8655.9265.1972.3177.916065.4174.7783.3189.7591.176175.9484.4290.8195.5999.2962102.28110.12116.10120.69124.3063141.06148.32153.94158.34161.8964226.64233.83239.42243.90247.6265124.24125.73127.20128.69130.17Age Next BirthdayTerm of Loan (years) 1112131415205.044.994.974.985.00215.044.994.974.985.00225.044.994.974.985.00235.044.994.974.985.00245.044.994.974.985.00255.044.994.974.985.00265.305.244.974.985.00275.305.245.065.115.00285.305.245.155.195.14295.305.245.255.285.48305.445.445.355.495.68315.445.565.445.645.87325.735.865.625.826.07336.016.175.836.026.43346.326.476.046.206.88356.676.917.207.527.44367.337.477.667.888.12377.948.158.418.719.04388.678.969.299.6510.08398.839.2210.3110.7711.28409.0710.5510.9911.4912.054110.2510.9411.4211.9712.494210.5811.1512.1312.6812.764310.9111.3512.4412.9913.034411.7812.2312.7413.3113.934512.7713.1213.5314.0114.564615.9916.2716.6517.0617.554717.6317.9218.2818.7019.184819.5019.7620.0920.4920.934921.6121.8322.1022.4322.815024.2424.6125.1225.7126.355127.1827.7328.5229.4030.345230.1130.8932.0133.2436.735333.4434.4635.9640.2743.915436.9137.9143.2647.9252.005540.7346.3051.3955.7959.615649.3254.7659.7264.0467.825759.6764.7369.3073.2676.735870.8675.5679.7583.3686.535983.1685.7789.4992.7295.526091.8894.6697.78100.46102.8161102.92105.96108.55110.76112.7062127.59130.38132.75134.81136.6063164.86167.38169.55171.43173.1064250.42252.80254.88256.70258.3165130.89131.52132.08132.55132.99Age Next BirthdayTerm of Loan (years) 1617181920205.004.994.994.994.98215.004.994.994.994.98225.004.994.994.994.98235.004.994.994.995.01245.004.994.995.025.14255.004.995.025.155.31265.005.025.155.325.49275.125.075.205.345.60285.215.315.415.555.70295.535.605.715.825.96305.715.765.825.926.04315.895.925.976.056.13326.096.136.206.286.39336.456.496.566.666.77346.916.967.037.157.28357.457.497.537.617.73368.118.118.138.198.27379.039.049.089.159.233810.0810.1110.1510.2010.303911.2711.3011.3311.3911.464012.3012.3012.3112.3412.374112.4912.5112.5412.5913.144212.8612.5212.6312.7413.694313.2213.4313.6313.8514.064414.2214.5114.8015.1015.394514.9815.3915.9116.4116.924618.1618.7919.5620.3521.164719.8620.5721.5322.5124.394821.7222.5123.6825.9027.834923.4224.0426.7829.2431.505027.4630.0632.6935.0237.125133.4936.1938.8541.2543.405240.0042.8045.5548.0050.245347.3150.2953.0955.6257.925455.5758.7661.6264.2466.615563.0766.1668.9671.5073.845671.1474.1376.8579.3381.595779.8482.6285.1587.4389.535889.3991.9594.2696.3998.335998.08100.38102.46104.34106.0760105.00106.99108.78110.41111.9161114.61116.32117.88119.29120.6062138.29139.80141.21142.44143.6163174.59175.92177.13178.22179.2464259.65260.85261.95262.94263.8665133.59134.14134.70135.20135.69Age Next BirthdayTerm of Loan (years) 2122232425205.015.045.105.135.16215.055.155.215.295.38225.165.275.345.425.51235.255.405.475.555.63245.345.535.605.675.77255.455.675.725.815.89265.555.805.875.936.02275.765.875.956.096.23286.026.156.306.476.66296.106.276.556.726.85306.226.626.776.957.15316.546.706.887.097.32326.837.007.197.397.60337.257.407.587.777.98347.767.918.078.258.42358.268.428.618.768.95368.859.019.199.369.54379.8610.0310.2210.4110.593810.9811.1511.3411.5211.713911.7712.3712.5612.7412.904012.6813.6113.9514.3514.774113.5813.9414.3414.7615.194213.9614.4515.0315.6116.644315.3816.0716.8618.1819.364416.9217.7419.4120.9422.344518.7320.4622.1123.6325.034623.2325.0926.8828.5330.044726.4528.3130.0731.6933.214829.8731.7433.4935.0936.594933.5535.4137.1538.7340.225039.1741.0642.8044.4045.905145.4747.3749.1150.7252.225252.3154.2255.9957.6459.155360.0161.9463.7165.3766.905468.7270.6272.4374.0975.625575.8877.7679.5081.1282.655683.5885.4087.0988.6690.145791.4093.1194.7196.2097.5958100.07101.67103.15104.54105.8659107.64109.11110.46111.74112.9460113.31114.62115.82116.96118.0461121.85123.01124.09125.13126.0962144.69145.70146.64147.53148.3663180.17181.03181.81182.58183.2864264.66265.39266.09266.73267.3365136.20136.71137.19137.67138.13Age Next BirthdayTerm of Loan (years) 2627282930205.215.265.315.365.41215.465.555.645.735.81225.595.685.765.855.94235.715.785.855.935.99245.825.905.966.026.10255.956.006.046.136.21266.066.096.156.236.32276.286.346.416.496.58286.716.746.806.876.98296.866.896.897.227.39307.347.407.497.577.48317.397.497.577.667.75327.697.807.908.008.11338.098.208.328.448.56348.558.698.838.989.12359.149.349.549.759.97369.8210.1010.3810.6710.973710.9911.4211.8412.2812.973812.2712.8713.4514.3215.103913.7114.5714.8415.7416.534015.1415.2716.3217.2318.064115.3416.4217.3718.2319.044217.8218.9119.8920.7821.614320.5421.6522.6323.5624.414423.5224.6125.6426.5727.454526.2427.3528.3829.3330.214631.3332.5233.6234.6535.604734.4835.6636.7737.7938.764837.8639.0440.1341.1542.094941.4642.6343.7244.7345.685047.1948.3849.4950.5251.505153.5354.7455.8756.9457.925260.4861.7162.8563.9464.945368.2569.4770.6471.7372.765476.9878.2279.4180.5081.565583.9685.1986.3387.4388.455691.4192.6293.7694.8195.835798.8199.96101.03102.04103.0158107.01108.09109.13110.08111.0059114.00114.99115.94116.85117.7160118.98119.88120.76121.60122.3661126.96127.80128.61129.37130.0962149.13149.84150.53151.18151.8063183.91184.51185.08185.62186.1564267.87268.37268.85269.30269.7465138.57138.97139.39139.79140.18Age Next BirthdayTerm of Loan (years) 3132333435205.585.755.926.096.25215.946.086.216.356.48226.006.116.236.356.70236.116.236.366.446.77246.226.356.426.506.83256.336.406.486.546.89266.556.666.756.856.95276.836.957.067.177.27287.237.317.407.497.56297.517.647.897.988.07307.717.867.958.148.27318.028.168.258.458.55328.508.678.969.279.71339.079.369.8010.4110.95349.619.8710.7211.5412.313510.7611.5212.3813.1813.943611.9012.7513.6914.5515.393713.9314.8015.7316.5917.413816.1017.0017.9418.8019.623917.5018.4619.3420.1620.954019.0419.9220.7621.5322.264119.9020.6921.4422.1422.824222.4723.2724.0224.7325.404325.2726.0726.8227.5328.204428.3229.1229.8730.5931.254531.0731.8632.6033.3133.964636.4937.3238.0938.8139.504739.6240.4441.2141.9442.624842.9843.7944.5345.2745.944946.5547.3548.1048.8149.485052.3753.1853.9554.6755.355158.8159.6260.4261.1461.845265.8366.6867.4868.2268.925373.6874.5275.3476.0976.825482.4683.3284.1484.9185.655589.3590.2091.0091.7692.475696.7097.5398.3099.0599.7657103.85104.65105.41106.12106.8258111.81112.58113.29114.00114.6559118.45119.17119.83120.50121.1260123.05123.72124.35124.96125.5361130.74131.36131.94132.52133.0662152.35152.88153.38153.88154.3363186.60187.05187.46187.86188.2464270.12270.48270.82271.16271.4665140.53140.85141.16141.49141.81Age Next BirthdayTerm of Loan (years) 3637383940206.426.596.766.937.09216.626.756.897.027.15226.816.917.017.117.52236.876.977.077.487.92246.937.037.447.888.34256.997.407.848.308.77267.367.808.268.739.22277.778.288.719.259.88288.118.789.259.9310.58298.459.279.9510.6511.31308.979.7210.5311.2411.92319.3810.1410.8911.5812.253210.5311.3012.0512.7413.433311.7712.5613.3014.0114.693413.1413.9314.6815.3916.073514.7715.5816.3217.0617.743616.2117.0117.7618.4919.173718.2419.0219.7720.4821.163820.4321.2121.9422.6423.313921.7222.4723.1723.8324.474023.0023.7124.3725.0025.614123.5124.1424.7725.3625.924226.0826.7227.3427.9228.494328.8929.5130.1430.7131.264431.9232.5633.1733.7334.284534.6235.2435.8336.3936.924640.1840.8241.4142.0042.534743.2843.9144.5045.0645.604846.5947.2047.7948.3448.874950.1250.7251.2951.8552.365056.0056.6157.1857.7358.265162.4863.1063.6764.2464.755269.6070.2170.7971.3571.905377.4878.1078.7079.2879.815486.3286.9487.5488.1188.665593.1293.7494.3394.8995.4356100.40100.99101.58102.13102.6557107.42108.01108.55109.10109.6158115.23115.79116.34116.85117.3559121.69122.20122.70123.19123.6860126.05126.55127.01127.46127.9161133.55134.01134.45134.89135.3062154.76155.14155.52155.88156.2463188.58188.91189.21189.50189.8064271.75272.02272.28272.52272.7565142.07142.32142.57142.83143.07Table 4A(For policies entered into or adjusted on or after 1 December 1997 but before 1 March 2001)HOME PROTECTION INSURANCE SINGLE PREMIUM RATE PER $10,000 INITIAL COVER FOR FEMALE SCHEME MEMBER (PROPERTY PURCHASED FROM HUDC)Age Next BirthdayTerm of Loan (years) 12345203.275.998.7011.3914.05213.275.998.7011.3914.05223.275.998.7011.3914.05233.275.998.7011.3914.05243.275.998.7011.3914.05253.275.998.7011.3914.05263.275.998.7011.3914.05273.275.998.7011.3914.05283.275.998.7011.3914.05293.275.998.7011.3914.05303.275.998.7011.3914.13313.275.998.7011.5014.41323.275.998.8411.8515.02333.276.209.3112.6116.09343.476.6910.1013.7117.56353.687.2210.9714.9719.24364.017.9012.0616.5021.29374.388.7013.3418.3523.74384.809.6314.8820.5126.54395.3210.8116.7023.0129.77405.9512.1018.6825.7333.29416.7413.6120.9728.8737.38427.8015.4723.7232.6142.19438.7917.4326.7036.7447.63449.8919.6030.1041.5154.044511.3222.3334.3247.4762.044613.1025.7039.5754.9572.074715.3430.0046.2664.4084.254818.1035.3554.6075.5798.194921.7542.2364.3888.17113.715026.1149.3474.29101.05129.695131.7657.8985.88115.87147.945237.4166.7398.11131.69167.535343.9376.78111.92149.45189.455451.3388.11127.40169.27213.855561.95103.05146.86193.50243.105669.04114.90163.75215.68270.805776.86128.00182.40240.14274.615885.39142.37202.86232.98250.975994.86158.24179.31189.81196.0860105.26105.26105.26105.26105.26•Where the premium payable is less than $1, the minimum premium of $1 is charged.Age Next BirthdayTerm of Loan (years) 6789102016.7019.3121.9024.4627.002116.7019.3121.9024.4627.002216.7019.3121.9024.4627.002316.7019.3121.9024.4627.002416.7019.3121.9024.4627.002516.7019.3121.9024.4627.032616.7019.3121.9024.5127.172716.7019.3121.9524.6627.452816.7019.3722.1224.9727.952916.7719.5622.4925.5528.773017.0020.0023.1326.4529.983117.5020.7424.1827.8231.733218.3721.9325.7329.7834.123319.7823.7227.9532.4937.343421.6726.0830.8035.8741.303523.8428.7834.0639.7445.813626.4531.9837.9044.2451.063729.5135.6942.3349.4557.113833.0239.9547.4055.4164.063937.0244.8053.1862.2372.104041.4350.1859.6669.9981.334146.5456.4567.2879.1792.324252.5963.9376.4390.25105.434359.5472.6787.22103.21120.614467.8583.19100.03118.35138.164578.2295.99115.29136.14158.594690.83111.17133.14156.74182.0447105.69128.81153.62180.19208.6148122.50148.57176.47206.27238.0449141.05170.31201.54234.83270.2750160.32193.02227.90265.00304.4551182.17218.68257.54298.83342.6452205.74246.41289.66335.54371.8453232.03277.30325.33362.33391.6054261.23311.52348.93377.72400.5055295.75333.06360.82382.19399.1156307.32333.22352.47367.31379.0457297.45313.65325.67334.95342.2958262.89271.33277.62282.46286.2959200.23203.16205.36207.05208.3860105.26105.26105.26105.26105.26Age Next BirthdayTerm of Loan (years) 11121314152029.5031.9434.3736.7539.142129.5031.9434.3736.7839.222229.5031.9434.4136.8939.392329.5031.9834.5037.0739.702429.5332.0834.7037.4140.212529.6532.3335.0937.9540.972629.9032.7335.6838.7742.052730.3533.3936.5839.9543.552831.0834.3737.8741.5845.542932.1735.7939.6643.7648.153033.7437.7542.0246.5951.483135.9040.3545.1350.2155.663238.7743.7549.0854.7860.883342.5348.0954.0560.4567.323447.1053.3360.0367.2275.043552.3159.3266.8675.0483.973658.3866.2874.8584.2194.523765.3874.3684.1794.99106.843873.4783.7795.12107.56121.103982.8894.81107.86122.09137.534093.84107.57122.53138.73156.2241106.75122.47139.51157.87177.6542121.96139.87159.18179.94202.2043139.44159.74181.55204.93229.9144159.51182.42206.97233.20261.1645182.67208.45235.98265.31296.5246209.11238.00268.77301.51336.2547238.91271.20305.50341.93372.9548271.87307.83345.98378.19405.6249307.94347.92381.24409.37433.3350346.30380.73409.42433.63454.2651378.07407.20431.49451.97469.4452401.19425.31445.42462.40476.8753415.27434.70450.93464.63476.2954418.93434.07446.69457.35466.4355412.77424.02433.37441.28448.0256388.53396.33402.82408.31412.9857348.22353.10357.17360.60363.5258289.39291.93294.05295.84297.3659209.46210.35211.09211.71212.2460105.26105.26105.26105.26105.26Age Next BirthdayTerm of Loan (years) 16171819202041.5043.9246.3848.8851.482141.6744.1846.7649.4552.232241.9744.6147.3750.2453.262342.4345.2648.2351.3554.642443.1346.1849.4252.8356.442544.1347.4751.0054.7558.732645.5049.1853.0757.2261.632747.3551.4055.7160.3165.222849.7654.2459.0464.1769.682952.8357.8263.1968.9475.153056.7062.2968.3174.8181.893161.5267.8074.6182.0390.163267.4774.5982.3690.87100.193374.8082.9491.87101.64112.273483.5892.94103.18114.34126.443593.80104.57116.26128.96142.6736105.81118.10131.41145.80161.2937119.74133.73148.83165.09182.5438135.80151.64168.72187.03206.6339154.18172.10191.33211.90233.8740175.05195.23216.81239.89264.4441198.85221.51245.71271.47298.8542226.00251.40278.42307.15332.4143256.55284.91315.05341.43364.6344290.92322.51350.03374.14395.3445329.66358.35383.34405.21424.4646366.11391.95414.45434.18451.5147399.63422.71442.81460.41475.9248429.20449.60467.39482.95496.6549453.93471.76487.28500.87512.8450472.00487.34500.71512.41522.7351484.44497.42508.74518.64527.3652489.29500.06509.43517.63524.8553486.31494.99502.54509.15514.9854474.23480.98486.87492.02496.5555453.82458.83463.20467.02470.3856417.01420.49423.52426.17428.5057366.03368.20370.10371.75373.2358298.68299.82300.81301.67302.4359212.70213.10213.44213.75214.0160105.26105.26105.26105.26105.26Age Next BirthdayTerm of Loan (years) 21222324252054.1857.0059.9763.0766.352155.1458.2161.4464.8568.452256.4459.7863.3367.0771.062358.1261.7965.7069.8674.302460.2764.3368.6573.2978.282562.9767.4972.3277.5383.172666.3371.3876.8482.7289.182770.4976.1982.3689.1196.482875.6382.0889.1696.86105.242981.9289.3397.41106.18115.693089.6598.11107.33117.30128.063199.03108.69119.16130.46142.6232110.33121.30133.16145.93159.6233123.79136.22149.62164.00179.4034139.49153.55168.64184.80202.0635157.42173.25190.21208.32227.6236177.92195.71214.72234.98256.5137201.21221.17242.41265.02285.2338227.57249.87273.57294.75313.6839257.28282.15304.28324.04341.7140290.52313.68334.27352.64369.0941323.04344.50363.59380.64395.8842354.75374.56392.18407.90421.9843385.15403.35419.54433.99446.9144414.09430.71445.50458.71470.5245441.48456.57470.00481.97492.7046466.85480.45492.54503.34513.0047489.61501.76512.55522.21530.8248508.76519.49529.05537.56545.2049523.41532.79541.13548.59555.2550531.82539.90547.09553.50559.2351535.06541.89547.97553.41558.2652531.23536.89541.94546.43550.4453520.13524.69528.74532.38535.6254500.57504.11507.27510.09512.6355473.36476.00478.34480.44482.3156430.56432.40434.01435.48436.7757374.50375.65376.67377.58378.3958303.10303.70304.24304.70305.1459214.25214.45214.63214.79214.9560105.26105.26105.26105.26105.26Age Next BirthdayTerm of Loan (years) 26272829302069.8173.4977.3981.6086.112172.2876.3680.7385.4690.602275.3279.8984.8390.2096.062379.0784.2289.8695.98102.612483.6889.5595.96102.91110.422589.3396.03103.32111.17119.672696.19103.82112.07120.97130.5427104.45113.10122.43132.47143.2628114.31124.08134.62145.93158.0329125.96136.99148.86161.57175.1330139.65152.11165.42179.67194.8331155.68169.66184.59200.52217.4432174.31189.98206.68224.45240.5033195.85213.38232.03248.84264.0434220.46240.02257.64273.52287.8735248.16266.61283.22298.20311.7436275.84293.19308.82322.92335.6637303.36319.66334.35347.59359.5338330.66345.92359.67372.06383.2539357.57371.81384.64396.22406.6840383.84397.11409.05419.80429.5441409.55421.84432.91442.90451.9142434.60445.94456.16465.38473.7043458.51468.94478.32486.78494.4444481.11490.63499.21506.94513.9245502.32510.96518.75525.76532.1146521.66529.45536.47542.79548.5147538.57545.52551.78557.44562.5348552.04558.19563.73568.72573.2349561.21566.59571.42575.78579.7350564.37569.00573.16576.92580.3251562.60566.52570.05573.23576.0952554.05557.30560.21562.85565.2353538.53541.14543.49545.61547.5354514.89516.92518.75520.40521.8955483.98485.50486.85488.08489.1956437.93438.99439.93440.77441.5657379.11379.77380.36380.90381.3958305.52305.85306.16306.44306.6859215.08215.20215.30215.39215.4960105.26105.26105.26105.26105.26Table 4B(For policies entered into, adjusted or renewed with policy year commencing on or after 1 July 2021)HOME PROTECTION INSURANCE ANNUAL PREMIUM RATE PER $10,000 INITIAL COVER FOR FEMALE SCHEME MEMBER (LOANS UNDER MARKET INTEREST RATE)Age Next BirthdayTerm of Loan (years) 12345204.148.235.935.214.87214.148.315.935.254.87224.148.316.025.254.87234.148.316.025.254.87244.148.316.025.254.87254.148.316.025.254.87264.148.316.025.254.87274.168.336.045.274.89284.178.346.055.284.90294.188.356.065.294.91304.198.366.075.304.92314.218.386.095.324.94324.238.406.115.344.96334.258.426.135.364.98344.278.446.155.385.00354.298.466.175.405.02364.318.486.195.425.04374.368.536.245.475.09384.408.576.285.755.61394.509.026.926.376.22404.999.967.667.066.91415.5611.058.527.877.72425.9411.949.178.498.45436.3112.809.839.099.29446.6813.6810.489.689.45457.0514.5511.1310.299.62467.4215.4411.7910.8810.68477.5616.5112.4411.4311.20487.8217.8113.2612.1311.88499.3621.5615.8914.6414.345010.0223.6917.4715.9015.545110.8226.0619.1117.3616.965211.9528.9421.1819.2218.765313.2932.1623.5321.3520.835414.8335.8026.2023.7623.165516.5839.8629.1826.4725.805618.5744.3932.5229.5028.755718.9845.2733.2130.1228.845819.3346.1733.8730.7529.295919.7247.0934.5831.4134.736020.0947.9835.2532.0536.506120.9067.2445.7840.2438.786225.8976.9353.2547.1462.536331.3387.4561.3983.4896.736431.3387.45117.81135.17145.576534.7560.9169.6373.9976.60•Where the premium payable is less than $1, the minimum premium of $1 is charged.•The annual premium is payable for 90% (rounded down to the nearest year) of the period of cover, or for such lesser percentage of the period of cover as the Board may, in its discretion, determine, subject to a minimum of one year.Age Next BirthdayTerm of Loan (years) 678910204.644.504.384.304.26214.644.504.384.304.26224.644.504.384.304.26234.644.504.384.304.26244.644.504.384.304.26254.644.504.384.304.26264.644.504.384.304.26274.654.514.394.314.26284.664.524.404.314.27294.674.534.414.324.27304.684.534.424.334.28314.704.544.424.334.28324.714.564.434.344.28334.734.574.444.344.28344.754.584.454.354.28354.774.604.464.364.47364.784.614.684.784.90374.994.965.005.085.19385.475.415.415.475.56396.025.955.915.956.01406.706.576.526.536.56417.457.307.237.217.23428.198.057.987.998.04438.958.688.578.548.56449.148.748.698.708.79459.339.209.179.209.304610.4010.2810.2710.3310.464710.8410.6710.6010.6310.724811.4411.2011.1011.0811.154913.8213.5613.4613.4913.595014.8914.5114.3314.2414.245116.1615.6615.3415.1715.085217.7417.0416.5416.1715.915319.5618.6517.9517.3716.925421.6220.4719.5518.7918.125524.1622.9722.0421.2920.665627.0425.8424.9224.2123.665727.7627.2527.0727.1330.905828.9029.0829.6935.0739.205935.0336.0743.9550.1055.026037.3547.3955.0761.1766.176151.7061.2468.6974.7379.796274.2883.0790.0295.77100.6363107.34113.19118.13122.45126.3464154.61161.66167.47172.46176.866579.0481.4883.9286.3888.81Age Next BirthdayTerm of Loan (years) 1112131415204.644.584.534.524.51214.644.584.534.524.51224.644.584.534.524.51234.644.584.534.524.51244.644.584.534.524.51254.644.584.534.524.51264.644.584.534.524.51274.654.584.544.534.52284.654.594.554.534.53294.664.604.554.544.54304.664.604.564.554.55314.674.614.574.564.68324.714.664.654.764.90334.764.714.784.874.98344.804.904.854.945.05355.015.075.145.255.39365.475.545.635.755.90375.815.875.976.086.24386.236.296.396.536.70396.766.826.947.097.25407.397.477.607.767.96418.168.258.388.558.78428.518.569.429.669.93438.749.9610.1410.3710.664410.0110.1810.4310.7111.054510.5210.6410.8111.3811.754611.7611.8211.9312.0812.274712.1712.2312.3312.4812.644812.7312.7712.8512.9513.074915.4815.4715.5015.5315.585016.3716.4816.5816.8017.045117.4217.6417.8518.2818.735218.5618.9519.3320.0422.225319.8620.4321.0023.7726.075420.8222.5324.2327.4530.325524.6228.0431.5734.5637.155627.8631.2134.6037.5540.125735.1538.6242.0244.9847.625843.5347.1650.5753.5956.285959.8464.0167.6770.9373.846070.6774.5578.0081.0483.836183.9187.5390.7293.5996.2162104.44107.81110.79113.49115.9763128.94131.35133.54135.56137.5264179.93182.70185.22187.54189.706590.1191.4192.7194.0295.33Age Next BirthdayTerm of Loan (years) 1617181920204.514.504.494.484.47214.514.504.494.484.47224.514.504.494.484.47234.514.504.494.484.47244.514.504.494.484.47254.514.504.494.484.47264.514.504.494.484.50274.544.544.544.574.51284.574.574.614.624.53294.604.644.664.694.58304.664.684.714.774.65314.694.724.774.844.92324.944.995.065.165.25335.035.105.195.305.43345.145.225.345.475.62355.485.595.735.866.04366.006.116.256.416.56376.356.476.626.786.95386.816.947.087.257.42397.397.517.667.817.98408.118.278.448.648.84418.979.179.389.609.844210.1210.3210.5410.7711.024311.1011.2912.1312.7113.024411.2212.0312.5912.8813.204512.2212.5213.4413.0813.434612.4812.7313.7013.3413.674713.0213.4513.9614.4815.644813.6514.2514.9916.4317.714916.3517.1319.1120.8922.475018.1020.2122.2124.0025.625121.2323.4125.4927.3329.035224.7126.9228.9830.8632.565328.5630.8032.8634.7336.445432.8435.0837.1539.0340.785539.7042.0044.1046.0447.805642.5344.7046.6848.5150.225749.9952.1754.1555.9957.705858.6360.7862.7764.5866.295976.3178.5680.6282.5284.316086.1688.3090.2792.1293.836198.41100.42102.30104.05105.7062117.97119.82121.55123.15124.6763138.84140.10141.32142.43143.5464191.26192.74194.10195.41196.636596.0496.7597.4698.1998.90Age Next BirthdayTerm of Loan (years) 2122232425204.524.564.614.654.69214.524.564.614.654.72224.524.564.614.684.78234.524.564.644.724.85244.524.594.674.784.93254.554.614.724.855.01264.614.724.854.975.09274.734.864.995.115.19284.874.995.125.275.29295.005.125.285.425.42305.125.305.475.665.54315.265.375.535.685.85325.415.605.866.006.13335.666.036.136.266.39345.996.106.226.366.50356.456.606.736.907.05367.037.187.327.497.67377.427.577.727.878.03387.918.058.208.338.48398.498.628.748.868.98409.419.569.769.9410.134110.4910.6410.9211.1911.484211.8012.0512.4612.8913.624313.4813.9914.5114.8815.904413.7514.3114.7315.7816.734514.0314.4915.5916.5817.474614.8615.8917.0017.9918.894716.8817.9619.0820.1021.024819.0020.1621.3022.3523.314923.9925.3626.6227.7928.865027.1128.4729.7430.9231.995130.5131.8833.1334.2935.385234.0435.3936.6637.8238.925337.9239.2840.5341.7142.805442.2343.5944.8346.0247.125549.2950.6851.9653.1654.315651.6452.9554.1855.3556.435759.1360.4661.7062.8863.995867.7069.0470.3071.4672.605985.8087.2088.5189.7590.956095.2596.6297.8999.09100.2561107.08108.37109.61110.79111.9062125.38126.10126.77127.44128.0563144.31145.06145.78146.48147.1364197.56198.42199.26200.06200.826599.59100.27100.95101.62102.27Age Next BirthdayTerm of Loan (years) 2627282930204.684.774.905.045.09214.814.945.085.085.14224.874.995.125.125.18234.945.055.165.175.22245.015.105.205.215.27255.085.175.215.265.31265.165.215.275.305.35275.235.305.325.335.36285.365.385.385.425.47295.445.445.485.535.58305.585.625.675.735.79315.895.925.986.046.10326.166.216.266.306.35336.426.456.506.526.56346.546.606.636.686.74357.137.227.357.457.56367.807.948.128.328.51378.789.609.8610.1210.34389.349.669.9810.2410.813910.029.7310.5711.3612.094010.7011.5512.4213.2413.984112.5113.4414.3815.2516.074214.6715.6616.5717.4818.344316.9617.9018.8919.8220.674417.6918.6719.5920.4421.244518.4619.3620.2121.0121.754619.8420.7021.5022.2622.974721.9422.8123.6124.3725.064824.2225.0825.8726.6227.324929.8530.7631.6132.4233.165032.9633.8634.7135.5036.265136.3337.2438.0838.8739.605239.8840.7741.6142.3943.145343.7644.6545.4946.2947.045448.0748.9649.7950.6051.345555.2756.1857.0557.8558.645657.3558.2259.0559.8360.585764.9165.8066.6267.4368.205873.5474.4275.2776.0876.865991.9392.8893.7694.6195.4460101.20102.12103.00103.84104.6361112.84113.71114.56115.38116.1862128.52128.95129.37129.79130.1963147.63148.08148.55149.00149.4264201.41201.96202.50203.02203.5265102.77103.26103.76104.23104.72Age Next BirthdayTerm of Loan (years) 3132333435205.175.245.295.385.39215.205.265.325.405.41225.235.295.345.425.44235.275.315.365.455.47245.305.345.385.475.49255.335.365.405.495.52265.365.395.435.515.55275.395.405.455.555.61285.525.575.685.745.84295.655.775.855.956.03305.885.966.076.146.23316.286.296.376.446.50326.446.576.706.757.25336.746.956.977.518.02346.956.997.538.058.53358.008.388.879.329.73369.009.429.9210.4010.823710.9411.5412.0912.6513.153811.4211.9812.5613.0713.563912.7713.4314.0214.5915.114014.6915.3615.9816.5717.114116.7917.4718.1218.7319.304219.0819.7920.4321.0421.614321.4222.1122.7823.3823.964421.9322.6023.2223.8024.354522.4223.0423.6324.1724.694623.6124.2024.7725.3125.814725.7126.3126.8727.3927.894827.9528.5429.1129.6330.134933.8334.4735.0835.6536.175036.9237.5538.1538.7039.255140.2740.8841.4842.0442.575243.8144.4345.0245.5946.115347.6948.3148.9149.4650.005451.9952.6153.2153.7754.315559.3159.9360.5461.1161.675661.2161.8362.4162.9663.495768.8569.4670.0570.6271.165877.5178.1378.7279.3179.855996.1396.8097.4398.0398.6360105.31105.95106.58107.18107.7661116.84117.46118.07118.65119.2162130.49130.79131.06131.32131.5963149.75150.06150.36150.65150.9464203.92204.30204.65205.00205.3565105.08105.44105.80106.15106.50Age Next BirthdayTerm of Loan (years) 3637383940205.515.615.635.686.60215.726.026.246.496.77225.766.066.316.586.87235.806.116.386.666.98245.846.166.446.747.08255.886.216.516.827.19265.926.266.586.907.29275.976.296.636.957.32286.236.617.007.397.78296.496.937.397.858.26306.787.317.838.328.78317.127.718.278.799.31327.858.438.969.4810.26338.609.149.6710.1410.62349.069.5810.0410.5110.943510.2710.7611.2411.6812.113611.3211.8112.2612.6913.103713.6714.1814.6815.1315.563814.0814.5815.0415.4715.863915.6316.1116.5817.0117.424017.6418.1318.5919.0319.454119.8420.3420.8121.2521.694222.1522.6623.1323.5826.034324.4924.9925.4625.9026.324424.8525.3225.7826.2026.594525.1725.6326.0626.4626.864626.2726.7027.1227.5127.894728.3628.7929.2029.5929.964830.6031.0231.4231.8132.184936.6737.1237.5737.9838.385039.7340.1840.6141.0441.435143.0543.4943.9344.3444.735246.5947.0447.4847.8848.285350.4650.9451.3651.7752.175454.7755.2255.6556.0656.465562.1462.6163.0463.4663.865663.9464.3864.8165.2065.605771.6472.0772.5172.9273.325880.3380.7981.2281.6482.035999.1399.59100.06100.50100.9360108.25108.71109.16109.59110.0261119.68120.14120.60121.02121.4462131.79131.98132.20132.36132.5563151.16151.37151.58151.77151.9764205.61205.86206.13206.36206.6065106.77107.04107.31107.56107.82