Schedule 3

THIRD SCHEDULERegulations 2(1) and 17(5) and (9)Table 1(For policies entered into or adjusted before 1 March 2001)HOME PROTECTION INSURANCE AMOUNT PAYABLE FOR INITIAL COVER OF $10,000 FOR SCHEME MEMBER WHO HAS PURCHASED PROPERTY FROM HDB, JTC OR MINDEFTerm of Loan (years)Policy Year 123456110,000 210,0005,152 310,0006,8673,537 410,0007,7235,3032,732 510,0008,2356,3594,3672,250 610,0008,5757,0625,4533,7451,929710,0008,8187,5616,2274,8093,302810,0008,9997,9356,8045,6034,327910,0009,1398,2247,2516,2185,1211010,0009,2508,4547,6076,7085,7521110,0009,3418,6407,8967,1066,2651210,0009,4168,7958,1367,4356,6911310,0009,4798,9258,3377,7127,0481410,0009,5329,0368,5087,9477,3511510,0009,5799,1318,6558,1497,6121610,0009,6189,2138,7828,3257,8381710,0009,6539,2858,8948,4788,0361810,0009,6849,3488,9928,6138,2101910,0009,7119,4049,0788,7328,3642010,0009,7359,4549,1558,8388,5012110,0009,7579,4999,2248,9338,6232210,0009,7769,5399,2869,0188,7332310,0009,7949,5759,3429,0958,8322410,0009,8109,6089,3939,1648,9222510,0009,8249,6379,4389,2279,0032610,0009,8379,6649,4809,2859,0772710,0009,8499,6899,5189,3379,1452810,0009,8609,7119,5539,3859,2062910,0009,8709,7329,5859,4289,2633010,0009,8799,7509,6149,4699,314Term of Loan (years)Policy Year 7891011121 2 3 4 5 6 71,701 82,9711,531 93,9542,7151,399 104,7373,6582,5121,294 115,3734,4253,4172,3461,209 125,8995,0594,1663,2172,2091,138136,3425,5924,7953,9493,0502,094146,7186,0455,3314,5713,7642,907157,0416,4355,7905,1064,3783,606167,3226,7736,1895,5704,9114,211177,5677,0686,5385,9755,3764,741187,7827,3276,8446,3315,7865,207197,9737,5577,1166,6476,1485,619208,1437,7627,3576,9286,4715,986218,2947,9457,5737,1796,7596,314228,4308,1097,7677,4047,0186,608238,5538,2577,9427,6077,2516,873248,6648,3918,1007,7917,4627,113258,7658,5128,2437,9577,6537,331268,8578,6228,3738,1097,8277,529278,9408,7238,4928,2477,9867,709289,0168,8158,6018,3738,1317,874299,0868,8998,7008,4898,2648,025309,1508,9768,7918,5958,3868,164Term of Loan (years)Policy Year 1314151617181 2 3 4 5 6 7 8 9 10 11 12 131,079 141,9961,028 152,7841,912985 163,4682,6781,839947 174,0653,3482,5851,775915 184,5913,9373,2422,5041,719886195,0564,4583,8233,1482,4311,670205,4704,9224,3403,7223,0652,367215,8405,3374,8034,2353,6322,991226,1725,7105,2184,6954,1403,550236,4726,0455,5925,1104,5994,055246,7436,3495,9305,4865,0134,511256,9886,6246,2375,8265,3894,925267,2116,8746,5166,1355,7315,301277,4157,1036,7706,4186,0435,644287,6017,3117,0036,6766,3285,958297,7727,5027,2166,9126,5896,245307,9287,6787,4127,1296,8286,509Term of Loan (years)Policy Year 1920212223241 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19860 201,625837 212,3101,586817 222,9242,2581,550799 233,4772,8632,2111,518782 243,9783,4112,8092,1691,490767254,4323,9083,3512,7602,1311,463264,8454,3603,8443,2962,7152,096275,2214,7724,2943,7863,2472,674285,5655,1484,7054,2343,7333,201295,8815,4935,0814,6434,1783,684306,1705,8095,4265,0204,5874,128Term of Loan (years)Policy Year 2526272829301 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25754 261,439742 272,0651,418730 282,6362,0361,398720 293,1602,6022,0091,380711 303,6403,1212,5701,9851,363702Table 2(For policies entered into or adjusted on or after 1 November 1981 but before 1 July 1986)HOME PROTECTION INSURANCE AMOUNT PAYABLE FOR INITIAL COVER OF $10,000 FOR SCHEME MEMBER WHO HAS PURCHASED PROPERTY FROM HUDCTerm of Loan (years)Policy Year 123456110,000 210,0005,261 310,0007,0083,687 410,0007,8775,5202,904 510,0008,3946,6124,6342,438 610,0008,7367,3335,7764,0482,130710,0008,9787,8436,5845,1863,634810,0009,1578,2217,1826,0294,749910,0009,2948,5107,6406,6755,6031010,0009,4028,7388,0017,1846,2761110,0009,4898,9218,2917,5926,8161210,0009,5609,0718,5297,9267,2581310,0009,6189,1958,7258,2037,6241410,0009,6689,2998,8898,4357,9311510,0009,7099,3879,0298,6318,1901610,0009,7459,4629,1478,7988,4111710,0009,7759,5269,2498,9428,6011810,0009,8029,5819,3379,0658,7641910,0009,8249,6299,4139,1738,9062010,0009,8449,6719,4799,2669,0302110,0009,8629,7089,5389,3489,1382210,0009,8779,7409,5889,4209,2332310,0009,8909,7699,6339,4839,3172410,0009,9029,7939,6739,5399,3902510,0009,9139,8169,7089,5889,4562610,0009,9229,8359,7399,6329,5132710,0009,9309,8539,7669,6719,5652810,0009,9379,8689,7919,7059,6102910,0009,9449,8829,8139,7369,6513010,0009,9509,8949,8329,7639,687Term of Loan (years)Policy Year 7891011121 2 3 4 5 6 71,912 83,3281,751 94,4133,0931,627 105,2684,1492,9081,530 115,9554,9993,9372,7591,452 126,5165,6934,7793,7642,6381,388136,9816,2685,4764,5963,6202,537147,3716,7496,0595,2944,4443,500157,7007,1566,5535,8835,1404,314167,9817,5046,9746,3865,7335,009178,2227,8027,3356,8176,2425,604188,4308,0597,6477,1896,6826,118198,6108,2827,9177,5127,0636,565208,7688,4768,1537,7947,3956,953218,9058,6468,3598,0407,6867,293229,0268,7958,5408,2567,9417,591239,1328,9278,6998,4468,1657,854249,2269,0438,8398,6148,3638,086259,3089,1458,9638,7628,5388,290269,3829,2369,0738,8938,6948,472279,4479,3169,1719,0108,8318,633289,5059,3889,2589,1148,9548,776299,5569,4529,3359,2069,0638,904309,6029,5089,4049,2889,1609,017Term of Loan (years)Policy Year 1314151617181 2 3 4 5 6 7 8 9 10 11 12 131,335 142,4531,290 153,3982,3821,253 164,2043,3122,3211,221 174,8964,1103,2372,2691,193 185,4934,7994,0283,1732,2241,170196,0115,3974,7153,9583,1172,185206,4625,9175,3134,6413,8963,069216,8576,3735,8365,2394,5773,842227,2036,7736,2945,7645,1754,521237,5087,1246,6986,2255,7005,118247,7777,4357,0556,6336,1645,645258,0157,7097,3706,9936,5756,111268,2267,9527,6497,3126,9386,523278,4138,1687,8977,5957,2616,890288,5798,3608,1177,8477,5487,216298,7278,5318,3138,0717,8037,506308,8598,6838,4888,2718,0317,764Term of Loan (years)Policy Year 1920212223241 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 191,149 202,1511,131 213,0262,1211,116 223,7952,9892,0951,102 234,4713,7532,9562,0721,090 245,0684,4273,7162,9272,0511,079255,5955,0234,3893,6842,9022,033266,0635,5524,9844,3543,6552,879276,4786,0205,5134,9494,3243,630286,8476,4375,9835,4784,9184,297297,1756,8086,4015,9495,4484,891307,4687,1396,7746,3695,9195,420Term of Loan (years)Policy Year 2526272829301 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 251,070 262,0181,061 272,8592,0031,054 283,6072,8411,9911,047 294,2733,5872,8251,9801,041 304,8664,2513,5692,8111,9701,036Table 2A(For policies entered into or adjusted on or after 1 July 1986 but before 1 March 2001)HOME PROTECTION INSURANCE AMOUNT PAYABLE FOR INITIAL COVER OF $10,000 FOR SCHEME MEMBER WHO HAS PURCHASED PROPERTY FROM HUDCTerm of Loan (years)Policy Year 123456110,000 210,0005,215 310,0006,9493,624 410,0007,8135,4302,832 510,0008,3296,5084,5232,359 610,0008,6717,2225,6433,9212,045710,0008,9137,7286,4375,0293,495810,0009,0938,1057,0285,8534,573910,0009,2328,3957,4826,4885,4041010,0009,3428,6247,8426,9906,0611110,0009,4318,8108,1337,3966,5921210,0009,5038,9628,3727,7297,0291310,0009,5649,0898,5728,0087,3931410,0009,6169,1978,7408,2427,7001510,0009,6599,2888,8848,4427,9621610,0009,6979,3679,0078,6148,1871710,0009,7309,4359,1138,7638,3811810,0009,7589,4949,2068,8938,5511910,0009,7839,5469,2889,0068,6992010,0009,8059,5919,3599,1068,8302110,0009,8249,6329,4239,1948,9462210,0009,8419,6689,4799,2739,0482310,0009,8569,6999,5299,3429,1392410,0009,8709,7289,5739,4049,2212510,0009,8829,7539,6139,4609,2932610,0009,8939,7769,6499,5109,3592710,0009,9039,7979,6819,5559,4172810,0009,9119,8159,7109,5959,4702910,0009,9199,8329,7369,6329,5183010,0009,9279,8479,7609,6659,561Term of Loan (years)Policy Year 7891011121 2 3 4 5 6 71,823 83,1781,658 94,2222,9341,530 105,0483,9442,7411,430 115,7164,7613,7202,5851,348 126,2655,4324,5243,5352,4571,281136,7225,9925,1954,3273,3812,350147,1096,4645,7614,9964,1613,251157,4386,8666,2445,5654,8254,019167,7207,2126,6586,0555,3974,679177,9657,5127,0176,4785,8915,251188,1787,7727,3306,8476,3215,748198,3658,0017,6037,1706,6996,184208,5298,2027,8447,4557,0306,568218,6758,3798,0577,7067,3246,906228,8038,5378,2467,9297,5847,207238,9188,6778,4148,1277,8157,475249,0208,8028,5648,3048,0217,713259,1128,9148,6988,4638,2067,927269,1949,0148,8188,6058,3728,118279,2689,1048,9268,7328,5218,291289,3349,1869,0248,8478,6558,446299,3949,2599,1128,9518,7768,585309,4489,3259,1919,0458,8858,712Term of Loan (years)Policy Year 1314151617181 2 3 4 5 6 7 8 9 10 11 12 131,225 142,2591,178 153,1402,1821,138 163,8973,0452,1161,104 174,5533,7922,9632,0591,074 185,1234,4423,7002,8912,0091,048195,6235,0124,3463,6202,8281,965206,0635,5134,9144,2613,5492,773216,4525,9565,4164,8284,1863,486226,7976,3495,8625,3304,7514,119237,1036,6996,2585,7775,2534,682247,3777,0116,6126,1765,7025,185257,6227,2906,9286,5346,1045,635267,8427,5407,2126,8546,4646,038278,0397,7667,4677,1426,7876,401288,2177,9687,6977,4017,0796,727298,3788,1517,9047,6357,3417,022308,5228,3168,0917,8467,5797,287Term of Loan (years)Policy Year 1920212223241 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 191,025 201,9271,005 212,7241,893987 223,4312,6811,863972 234,0603,3822,6421,836958 244,6224,0073,3382,6081,812945255,1244,5673,9603,2982,5771,791265,5745,0694,5183,9173,2632,549275,9795,5205,0204,4743,8793,231286,3445,9265,4714,9754,4343,845296,6736,2935,8795,4274,9354,399306,9706,6246,2475,8365,3874,899Term of Loan (years)Policy Year 2526272829301 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25934 261,772924 272,5251,754915 283,2032,5021,739907 293,8143,1772,4821,725900 304,3663,7863,1532,4641,712893Table 3(For policies entered into or adjusted on or after 1 January 2003 other than policies to which Table 5 apply)HOME PROTECTION INSURANCE AMOUNT PAYABLE FOR INITIAL COVER OF $10,000 FOR SCHEME MEMBER WHO HAS TAKEN UP A LOAN UNDER CONCESSIONARY INTEREST RATETerm of Loan (years)Policy Year 12345110,000 210,0005,121 310,0006,8273,497 410,0007,6795,2432,685 510,0008,1906,2904,2942,199610,0008,5296,9865,3653,663710,0008,7717,4826,1284,706810,0008,9527,8536,6985,486910,0009,0938,1407,1406,0911010,0009,2048,3707,4936,5731110,0009,2968,5577,7806,9661210,0009,3718,7128,0197,2921310,0009,4358,8428,2207,5661410,0009,4898,9548,3917,8001510,0009,5369,0498,5398,0021610,0009,5779,1338,6678,1781710,0009,6139,2068,7808,3321810,0009,6449,2718,8798,4671910,0009,6729,3288,9678,5882010,0009,6979,3809,0468,6962110,0009,7209,4269,1178,7932210,0009,7409,4679,1818,8802310,0009,7589,5059,2398,9592410,0009,7759,5399,2919,0312510,0009,7909,5709,3399,0962610,0009,8049,5989,3839,1562710,0009,8179,6259,4239,2112810,0009,8289,6489,4609,2612910,0009,8399,6719,4949,3083010,0009,8499,6919,5259,3513110,0009,8589,7109,5549,3903210,0009,8679,7279,5819,4273310,0009,8759,7439,6069,4613410,0009,8829,7599,6299,4933510,0009,8899,7739,6509,5223610,0009,8959,7869,6719,5503710,0009,9019,7989,6899,5753810,0009,9079,8099,7079,5993910,0009,9129,8209,7239,6224010,0009,9179,8309,7399,643Term of Loan (years)Policy Year 6789101 2 3 4 5 61,876 73,2131,645 84,2132,8761,473 94,9883,8312,6161,339 105,6064,5923,5262,4081,233116,1105,2124,2683,2782,238126,5285,7264,8844,0003,072136,8806,1595,4034,6083,774147,1806,5295,8455,1274,373157,4396,8476,2265,5744,890167,6647,1246,5585,9635,339177,8617,3676,8496,3045,732188,0357,5827,1056,6056,080198,1907,7727,3336,8736,389208,3287,9427,5377,1126,665218,4538,0957,7207,3266,912228,5648,2337,8857,5207,136238,6668,3588,0347,6957,338248,7588,4718,1707,8547,522258,8428,5748,2947,9997,689268,9188,6698,4078,1317,842278,9898,7558,5108,2537,983289,0538,8358,6058,3648,111299,1138,9088,6938,4678,230309,1688,9768,7748,5628,340319,2199,0388,8498,6508,441329,2669,0968,9188,7318,535339,3099,1508,9838,8078,622349,3509,2009,0428,8778,703359,3889,2469,0988,9428,779369,4239,2909,1509,0038,849379,4569,3309,1989,0608,915389,4869,3689,2449,1138,976399,5159,4039,2869,1639,033409,5429,4369,3259,2099,087Term of Loan (years)Policy Year 11121314151 2 3 4 5 6 7 8 9 10 111,146 122,0971,074 132,8991,9791,013 143,5822,7511,878962 154,1713,4162,6231,791917164,6833,9943,2712,5121,715175,1324,5023,8403,1452,415185,5294,9504,3423,7033,033195,8815,3474,7874,1993,582206,1965,7035,1864,6434,072216,4786,0225,5435,0414,513226,7336,3105,8665,3994,910236,9646,5706,1585,7245,269247,1736,8076,4236,0195,596257,3647,0236,6646,2885,893267,5397,2206,8856,5346,165277,6997,4017,0886,7596,415287,8467,5677,2746,9676,644297,9817,7207,4467,1576,855308,1067,8617,6047,3337,050318,2227,9927,7507,4967,230328,3298,1137,8867,6477,397338,4298,2258,0117,7877,552348,5218,3298,1287,9177,696358,6078,4278,2378,0387,830368,6878,5178,3398,1517,954378,7628,6028,4338,2578,071388,8328,6818,5228,3558,180398,8978,7548,6048,4478,282408,9588,8238,6828,5338,377Term of Loan (years)Policy Year 16171819201 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16878 171,649844 182,3291,590814 192,9342,2531,538788 203,4742,8452,1851,492764213,9583,3762,7652,1241,450224,3953,8563,2892,6932,068234,7914,2893,7623,2092,628245,1514,6834,1933,6783,137255,4785,0434,5854,1053,601265,7785,3714,9444,4964,025276,0525,6725,2734,8544,413286,3055,9495,5755,1834,770296,5376,2045,8535,4865,099306,7526,4396,1105,7655,403316,9506,6566,3486,0245,684327,1346,8586,5686,2635,944337,3047,0456,7726,4866,185347,4637,2186,9626,6926,410357,6107,3807,1396,8856,618367,7487,5317,3037,0646,813377,8767,6727,4577,2316,995387,9967,8037,6007,3887,164398,1087,9267,7357,5347,323408,2138,0417,8607,6717,471Term of Loan (years)Policy Year 21222324251 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21742 221,412723 232,0181,378706 242,5691,9731,347690 253,0712,5151,9321,319675263,5303,0112,4661,8941,293273,9513,4662,9562,4211,859284,3383,8833,4062,9062,380294,6944,2683,8213,3522,859305,0234,6234,2043,7643,301315,3274,9524,5584,1443,710325,6085,2564,8864,4974,089335,8705,5385,1904,8254,441346,1125,8015,4735,1294,768356,3396,0455,7365,4125,072366,5496,2725,9825,6765,356376,7466,4856,2115,9235,621386,9306,6836,4256,1535,868397,1016,8696,6256,3686,099407,2627,0436,8126,5706,316Term of Loan (years)Policy Year 26272829301 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26662 271,269650 281,8271,248639 292,3411,7981,228629 302,8162,3061,7711,209619313,2552,7762,2741,7461,192323,6613,2112,7392,2431,723334,0383,6153,1712,7052,215344,3893,9913,5733,1342,673354,7154,3403,9473,5333,099365,0194,6664,2953,9063,496375,3034,9704,6204,2533,867385,5685,2544,9244,5774,213395,8165,5205,2084,8814,537406,0495,7685,4745,1654,840Term of Loan (years)Policy Year 31323334351 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31610 321,176602 331,7011,161595 342,1891,6811,148588 352,6442,1651,6631,135581363,0672,6162,1421,6451,123373,4623,0372,5902,1211,629383,8313,4303,0092,5662,102394,1763,7983,4002,9822,544404,5004,1423,7663,3722,958Term of Loan (years)Policy Year 36373839401 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36575 371,112569 381,6141,102564 392,0831,6001,092559 402,5232,0661,5871,083555Table 4(For policies entered into or adjusted on or after 1 January 2003 other than policies to which Table 6 apply)HOME PROTECTION INSURANCE AMOUNT PAYABLE FOR INITIAL COVER OF $10,000 FOR SCHEME MEMBER WHO HAS TAKEN UP A LOAN UNDER MARKET INTEREST RATETerm of Loan (years)Policy Year 12345110,000 210,0005,180 310,0006,9043,577 410,0007,7645,3602,777 510,0008,2786,4274,4382,299610,0008,6197,1355,5403,825710,0008,8617,6386,3234,909810,0009,0428,0136,9075,718910,0009,1828,3037,3586,3421010,0009,2938,5337,7166,8381110,0009,3838,7198,0067,2401210,0009,4578,8738,2467,5721310,0009,5199,0028,4477,8501410,0009,5729,1118,6178,0851510,0009,6179,2058,7638,2871610,0009,6569,2868,8888,4611710,0009,6899,3568,9988,6131810,0009,7199,4189,0948,7461910,0009,7459,4729,1798,8632010,0009,7699,5209,2538,9672110,0009,7899,5639,3209,0592210,0009,8089,6019,3809,1412310,0009,8249,6369,4339,2152410,0009,8399,6669,4819,2822510,0009,8529,6949,5249,3422610,0009,8659,7199,5639,3962710,0009,8759,7429,5999,4452810,0009,8859,7639,6319,4892910,0009,8959,7829,6609,5303010,0009,9039,7999,6879,5673110,0009,9109,8149,7119,6013210,0009,9179,8299,7349,6323310,0009,9249,8429,7549,6603410,0009,9299,8549,7739,6863510,0009,9359,8659,7909,7103610,0009,9409,8759,8069,7313710,0009,9449,8849,8209,7513810,0009,9489,8939,8349,7703910,0009,9529,9019,8469,7874010,0009,9559,9089,8579,803Term of Loan (years)Policy Year 6789101 2 3 4 5 61,981 73,3901,756 84,4393,0651,588 95,2504,0762,8141,458 105,8944,8793,7882,6151,355116,4165,5304,5783,5542,454126,8476,0685,2304,3293,361137,2086,5185,7764,9794,121147,5146,8996,2395,5294,765157,7767,2266,6356,0005,317168,0027,5086,9776,4075,794178,1997,7547,2756,7616,208188,3717,9697,5377,0716,572198,5248,1597,7677,3456,892208,6588,3277,9707,5877,175218,7788,4768,1527,8037,428228,8858,6108,3137,9957,653238,9818,7298,4598,1687,855249,0678,8378,5898,3238,037259,1458,9348,7078,4638,200269,2159,0228,8138,5898,349279,2799,1018,9108,7048,483289,3379,1738,9978,8088,605299,3909,2399,0778,9038,716309,4389,2999,1508,9898,817319,4829,3549,2169,0688,909329,5229,4049,2779,1408,993339,5589,4499,3329,2069,071349,5929,4919,3839,2679,142359,6239,5309,4309,3229,207369,6519,5659,4739,3739,266379,6779,5989,5129,4209,321389,7019,6289,5499,4639,372399,7249,6559,5829,5039,418409,7449,6819,6139,5409,461Term of Loan (years)Policy Year 11121314151 2 3 4 5 6 7 8 9 10 111,271 122,3211,202 133,2002,2091,144 143,9453,0632,1151,095 154,5833,7942,9462,0341,053165,1344,4253,6632,8441,964175,6144,9754,2883,5502,756186,0345,4574,8364,1683,450196,4055,8815,3184,7134,062206,7336,2575,7455,1954,604217,0246,5916,1255,6245,086227,2856,8906,4656,0085,516237,5197,1576,7696,3515,902247,7297,3987,0426,6606,249257,9187,6157,2896,9396,562268,0907,8117,5127,1916,845278,2457,9897,7157,4197,102288,3868,1517,8987,6277,335298,5148,2988,0657,8157,547308,6318,4328,2187,9877,740318,7388,5548,3578,1447,916328,8368,6668,4848,2888,077338,9258,7698,6008,4208,225349,0078,8638,7078,5408,360359,0828,9498,8058,6518,485369,1519,0288,8958,7528,599379,2159,1018,9788,8468,704389,2739,1689,0548,9328,800399,3279,2299,1249,0118,889409,3779,2869,1899,0848,971Term of Loan (years)Policy Year 16171819201 2 3 4 5 6 7 8 9 10 11 12 13 14 15 161,017 171,903986 182,6791,849958 193,3632,6111,802934 203,9683,2852,5501,761912214,5073,8853,2162,4971,724224,9884,4203,8103,1542,449235,4204,9014,3433,7433,099245,8075,3334,8224,2733,683256,1575,7225,2544,7514,210266,4746,0745,6455,1834,687276,7606,3935,9995,5755,119287,0216,6836,3205,9305,511297,2586,9476,6136,2545,868307,4747,1876,8806,5496,194317,6717,4077,1236,8186,491327,8517,6087,3467,0656,762338,0167,7917,5507,2907,011348,1677,9607,7377,4977,239358,3068,1147,9087,6877,448368,4348,2568,0667,8617,640378,5518,3878,2118,0217,817388,6598,5078,3448,1697,980398,7598,6188,4678,3048,130408,8508,7208,5808,4308,268Term of Loan (years)Policy Year 21222324251 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21893 221,691876 232,4061,661860 243,0492,3671,634846 253,6293,0042,3321,610834264,1543,5802,9642,3011,589274,6294,1023,5362,9272,272285,0614,5764,0553,4952,893295,4535,0074,5284,0133,459305,8115,4014,9594,4843,974316,1385,7605,3524,9154,444326,4376,0885,7125,3084,874336,7116,3886,0425,6695,268346,9626,6646,3445,9995,629357,1926,9176,6216,3025,960367,4047,1496,8756,5816,265377,5987,3637,1096,8376,544387,7777,5597,3257,0736,802397,9427,7407,5237,2907,039408,0947,9077,7067,4907,258Term of Loan (years)Policy Year 26272829301 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26823 271,569813 282,2461,551803 292,8632,2231,535795 303,4252,8352,2011,520787313,9383,3952,8102,1821,506324,4083,9063,3672,7872,164334,8374,3743,8763,3412,766345,2314,8034,3433,8493,318355,5935,1974,7724,3153,824365,9255,5595,1664,7444,289376,2305,8925,5285,1374,717386,5116,1985,8615,5005,111396,7706,4806,1685,8345,474407,0086,7406,4516,1415,808Term of Loan (years)Policy Year 31323334351 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31780 321,494774 332,1471,483768 342,7462,1321,472762 353,2962,7292,1181,463757363,8013,2762,7122,1061,454374,2663,7803,2582,6972,094384,6934,2443,7613,2422,683395,0874,6714,2243,7433,226405,4505,0644,6504,2053,726Term of Loan (years)Policy Year 36373839401 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36753 371,446749 382,0831,438745 392,6712,0731,431741 403,2122,6592,0641,425738Table 5(For policies entered into, adjusted or renewed with policy year commencing on or after 1 July 2006)HOME PROTECTION INSURANCE AMOUNT PAYABLE FOR INITIAL COVER OF $10,000 FOR SCHEME MEMBER WHO HAS TAKEN UP A LOAN UNDER CONCESSIONARY INTEREST RATEFor policy years from 1 July 2006, the sum assured payable will be pro‑rated in accordance with the formula A – [(B × C) /12], where —