Singapore legislation
Regulation 18A
Regulation 18A
Contributions
Subregulation 1
Subject to these Regulations, the Board must cause the following amounts to be credited to the CARE Account of each Category B member:
if the Category B member has not attained the rank of Warrant Officer — a monthly contribution at 10% of the Category B member’s Premium salary;
if the Category B member has attained the rank of Warrant Officer, the following:
a monthly contribution at 15% of the Category B member’s Premium salary;
if the Category B member attained that rank on or before attaining 40 years of age — a retention bonus when he attains 40 years of age and 45 years of age, at the rate and under any conditions that the Armed Forces Council may determine in a General Order;
if the Category B member attained that rank after attaining 40 years of age but on or before attaining 45 years of age — a retention bonus when he attains 45 years of age, at the rate and under any conditions that the Armed Forces Council may determine in a General Order;
if the Category B member is a re-enlisted soldier — an additional contribution at the rate and under any conditions that the Armed Forces Council may determine in a General Order; (d)any dividend declared by the Board under paragraph (4);
if the Category B member is an opted Category B member and was, immediately before 1 January 2026, eligible to have the CARE Initial Quantum mentioned in regulation 12(1)(b)(i) or (ba)(i) or the sum mentioned in regulation 12(1)(ba)(iv), credited to his CARE Account — that CARE Initial Quantum or sum.
Subregulation 2
The Board must, subject to the directions of the Armed Forces Council, credit every contribution, retention bonus, dividend and CARE Initial Quantum mentioned in paragraph (1) in the manner that the Armed Forces Council may direct, and the Armed Forces Council may give different directions in respect of different classes of Category B members.
Subregulation 3
Despite paragraph (1), no contributions, retention bonus or CARE Initial Quantum mentioned in that paragraph may be credited to a Category B member’s CARE Account in respect of —
any period of service forfeited by sentence of a subordinate military court or Superior Commander or as a result of a decision of the Military Court of Appeal or a review of the Armed Forces Council, other than service forfeited for the purposes of promotion, in accordance with the provisions of the Act or any other written law for the time being in force;
the whole period of absence without leave;
the whole period of desertion;
the whole period of detention or special detention or imprisonment while undergoing a sentence awarded by a subordinate military court or the Military Court of Appeal or disciplinary officer;
the whole period of imprisonment or detention as a result of his conviction on a charge by a civil court;
the whole period of remand, custody, confinement, detention, open arrest or close arrest or suspension from duty while waiting for trial by the civil authority or military authority on a charge of which the Category B member is subsequently convicted if during the period he has received no pay;
the whole period in which the Category B member’s pay is forfeited; or
the whole period of leave of absence without any pay granted to the Category B member, except for the following periods:
the whole period of no pay maternity leave;
the whole period of unpaid infant care leave as the Armed Forces Council may determine in a General Order;
the whole period of unpaid leave for unexpected care needs as the Armed Forces Council may determine in a General Order.
Subregulation 4
The Board may declare a dividend, out of the net income and net unrealised profits of the SAVER-Premium Fund for each financial year, to the following accounts and cause the dividend to be credited to those accounts:
a Category B member’s CARE Account;
if the Category B member is an opted Category B member — the member’s CPF Top-Up Account.
Subregulation 5
For the purposes of paragraph (1), a Category B member attains the age mentioned in that paragraph on the relevant anniversary of his birthday.
Subregulation 6
For the purposes of paragraph (5) —
a reference to the anniversary of a Category B member’s birthday is a reference to the day on which the anniversary occurs; and
a Category B member who is born on 29 February is deemed to attain the age mentioned in paragraph (1) in any year that is not a leap year on 28 February of the year in which the member attains that age.
Subregulation 7
In this regulation —
Definition
“net income” has the meaning given by regulation 2 of the Singapore Armed Forces (SAVER-Premium Fund) Regulations;
Definition
“re-enlisted soldier” means any of the following persons who re-enlists for regular service, on or after 1 January 2026, as a soldier:
a member who before 1 January 2026 was a former member;
a former Category A member or former Category B member.