Laws
Banking (Credit Card and Charge Card) Regulations 2013
reg 24

In forceAs enactedCurrent version · As enactedSee versions on Singapore Statutes Online(opens the publisher’s site)

Contents

Banking (Credit Card and Charge Card) Regulations 2013

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IGeneral

8Minimum requirements for issuance of credit cards and charge cards
9Minimum requirements for issuance of supplementary cards
10New credit card or charge card
11Increase in credit limit
12Credit checks with credit bureau
13Checks on income, total net personal assets or financial assets
14Maximum credit limit or overall credit limit
15Merger, etc., of card issuer affecting amounts outstanding of Singapore cardholder, etc.
16Cardholders who are 60 days or more past due
17Cardholders whose cumulative total outstanding unsecured amount exceeds their specified income for 3 consecutive months
17ACardholders whose cumulative total outstanding unsecured amount exceeds 6 times their monthly income
18Disclosure of finance and late payment charges, and information on amounts outstanding
18AUse of cards on public transport
18BDebt consolidation amount
18CConcessionary amount
20Requests via telephone
22Verifying annual income of cardholder or guarantor with no fixed monthly income
23Verifying specified income of cardholder with no fixed monthly income
23AIncreasing aggregate credit limits, credit limits of relevant cards or facilities, etc., on request
24Revocation

Schedules

Banking (Credit Card and Charge Card) Regulations 2013 · As enacted

24. Revocation

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Official textFrom Singapore Statutes Online, unchanged

The Banking (Credit Card and Charge Card) Regulations 2004 (G.N. No. S 27/2004) are revoked.

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Details

Banking (Credit Card and Charge Card) Regulations 2013 · reg 24

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Singapore Statutes Online · Banking (Credit Card and Charge Card) Regulations 2013, As enacted. Reader record updated on 2 Aug 2026.

Singapore legislation is Government copyright, used with the permission of the Attorney-General’s Chambers. Check Singapore Statutes Online for the latest version.

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