Care Shield Life and Long-Term Care Act 2019 · 2020 Revised Edition · Part 4 · Benefits
13. Nature of rights and benefits under CSHL Scheme and ESH Scheme
Feedback & supportThe rights and benefits of an insured person arising from his or her insurance cover under the CSHL Scheme or ESH Scheme are not assignable or transferable.
insured person
“insured person” means a person who is insured under the CSHL Scheme or ESH Scheme, as the case may be;
A policy of insurance issued under the CSHL Scheme or ESH Scheme does not create any legal or equitable trust.
CSHL Scheme
“CSHL Scheme” means the severe disability insurance scheme called the CareShield Life Scheme established by section 5;
Section 73 of the Conveyancing and Law of Property Act 1886 and section 132 of the Insurance Act 1966 do not apply to any policy of insurance issued under the CSHL Scheme or ESH Scheme.
ESH Scheme
“ESH Scheme” means the severe disability insurance scheme called the ElderShield Scheme that is transferred by the private insurers to the Government;
The Insurance Act 1966 does not apply to the CSHL Scheme or ESH Scheme, or anything done under this Act in relation to the CSHL Scheme or ESH Scheme.