Care Shield Life and Long-Term Care Act 2019 · 2020 Revised Edition · Part 1 · Preliminary
4. Meaning of “authorised applicant”
Feedback & supportIn this Act, unless the context otherwise requires, “authorised applicant”, in relation to —
an individual making a health declaration for the purposes of the CSHL Scheme or ESH Scheme;
health declaration
“health declaration” means a declaration as to whether a person has any pre‑existing medical condition (including a person’s disability condition) that is made to the Board for the purpose of determining whether a person is eligible for insurance cover under the CSHL Scheme or ESH Scheme;
an individual making an application for insurance cover under the CSHL Scheme;
CSHL Scheme
“CSHL Scheme” means the severe disability insurance scheme called the CareShield Life Scheme established by section 5;
an insured person withdrawing from insurance cover under the CSHL Scheme or ESH Scheme;
insured person
“insured person” means a person who is insured under the CSHL Scheme or ESH Scheme, as the case may be;
an insured person making a claim under the CSHL Scheme or ESH Scheme; or
ESH Scheme
“ESH Scheme” means the severe disability insurance scheme called the ElderShield Scheme that is transferred by the private insurers to the Government;
an individual’s reinstatement as an insured person under the CSHL Scheme or ESH Scheme,who lacks mental capacity, means —
a person who is —
a deputy appointed or deemed to be appointed for the individual or insured person (as the case may be) by the court under the Mental Capacity Act 2008 with power in relation to the individual or insured person (as the case may be) for the purposes of this Act; or
a donee under a lasting power of attorney registered under the Mental Capacity Act 2008 with power in relation to the individual or insured person (as the case may be) for the purposes of this Act; or
despite any provision in the Mental Capacity Act 2008, where to the best of the Administrator’s or Board’s knowledge (as the case may be), there is no deputy appointed or deemed to be appointed, or no donee appointed under a lasting power of attorney, for the purposes of this Act for the individual or insured person (as the case may be), a person who is within the class or classes of persons approved by the Minister —
Board
“Board” means the Central Provident Fund Board constituted under section 3 of the CPF Act;
to make a health declaration on behalf of the individual for the purposes of the CSHL Scheme or ESH Scheme;
to make an application for insurance cover under the CSHL Scheme on behalf of the individual;
to withdraw from insurance cover under the CSHL Scheme or ESH Scheme (as the case may be) on behalf of the insured person;
to make a claim under the CSHL Scheme or ESH Scheme (as the case may be) on behalf of the insured person including the nomination of an approved payee (who may be the authorised applicant); or
to act on behalf of the individual in relation to the individual’s reinstatement as an insured person under the CSHL Scheme or ESH Scheme, as the case may be.