Skip to content

Part 2 · Careshield Life Scheme

7. Application for insurance cover

Feedback & support
(1)

An individual who wishes to have insurance cover under the CSHL Scheme must apply to the Board in accordance with this section.

(2)

Despite any provision in the Mental Capacity Act 2008, if an individual lacks mental capacity, an authorised applicant may make an application under this section on behalf of that individual.

(3)

An application must —

(a)

be in the form and manner required by the Board; and

(b)

be accompanied by any document or information that the Board requires to decide whether to accept the application.

(4)

The Board may accept an application if the individual to be insured satisfies such requirements as may be prescribed.

(5)

In deciding whether to accept an application, the Board may —

(a)

carry out such inquiries and investigations in relation to the application as are necessary for a proper consideration of the application;

(b)

request that the authorised applicant or individual to be insured (as the case may be) provide, within a specified time, any additional information that the Board requires for a proper consideration of the application; and

(c)

require that the individual to be insured attend a disability assessment by an assessor.

Report

Part 3

Eldershield Scheme

Part 4

Benefits

Part 5

Premiums

Part 6

Claims and Payouts

Part 7

Recovery of Outstanding Premiums and Excess Payments

Part 8

Handling of Restricted Information

Part 9

Careshield Life and Eldershield Insurance Fund and Careshield Life Council

Part 10

Long-Term Care Support Fund

Part 11

Enforcement

Part 12

Miscellaneous

Part 13

Final Provision

Schedules