Singapore legislation

Regulation 13

of Central Provident Fund (Medisave Account Withdrawals) Regulations 2001

Regulation 13

Out‑patient medical treatment, etc.

Amended byS 324/2026 wef 01/06/2026S 324/2026 wef 01/06/2026S 324/2026 wef 01/06/2026S 324/2026 wef 01/06/2026S 324/2026 wef 17/12/2025S 324/2026 wef 17/12/2025S 324/2026 wef 17/12/2025S 324/2026 wef 01/06/2026

Subregulation 1

Amended byS 324/2026 wef 01/06/2026

Except as provided in this regulation and regulations 9A, 9B, 13A, 13C, 13D, 13E, 14, 14A, 14B and 19, and subject to regulations 21C, 21D, 21E and 24, no withdrawal is permitted under this Part for the payment of any charges incurred in respect of any medical treatment afforded to a member or the member’s dependant as an out‑patient.

Subregulation 2

Amended byS 324/2026 wef 01/06/2026

Subject to paragraphs (6) and (7) and regulations 21C, 21D and 21E, where a member or the member’s dependant has received any First Schedule treatment as an out‑patient from an approved medical practitioner in an approved hospital, approved centre or approved clinic, the amount that may be withdrawn by the member for the payment of such treatment must not exceed such sum as is specified in the third column of the First Schedule in relation to that First Schedule treatment.

Subregulation 3

Amended byS 324/2026 wef 01/06/2026

Subject to regulations 21C, 21D and 21E, where a member or a member’s dependant receives any Third Schedule treatment as an out‑patient from an approved medical practitioner in an approved Third Schedule treatment provider, the amount that may be withdrawn by the member for the payment of such treatment must not exceed the sum specified in the third column of the Third Schedule in relation to that Third Schedule treatment.

Subregulation 4

Amended byS 324/2026 wef 01/06/2026

No withdrawal is permitted under this Part for the payment of any charges in respect of any anti‑retroviral drug or any drug for the purposes of treating opportunistic infection registered in Singapore for the medical treatment of human immunodeficiency virus (HIV) or acquired immunodeficiency syndrome (AIDS), except where such treatment —

(a)

is for —

(i)

if the treatment was received before 1 June 2026 — the member himself or herself, or the member’s child aged 21 years or below; or

(ii)

if the treatment is received on or after 1 June 2026 — the member himself or herself, or the member’s dependant; and

(b)

is received from an approved medical practitioner in an approved hospital.

Subregulation 5

Where a member or the member’s dependant has received, on or after 1 October 2002 but before 1 November 2009, any vaccination against Hepatitis B from an approved medical practitioner as an out‑patient in an approved clinic or at an approved community hospital, the amount that may be withdrawn by the member for the payment of the total charges in respect of the vaccination must not exceed the withdrawal limits specified in regulation 11(1) or the total credit balance in the member’s medisave account, whichever is the lower.

Subregulation 6

Amended byS 324/2026 wef 17/12/2025

Subject to regulations 21C and 21D, where a member or a member’s dependant has undergone, on or after 1 April 2008 but before 1 September 2022, any cancer scan or diagnostic test, ordered by an approved medical practitioner, as an out‑patient in an approved medical institution, the amount that may be withdrawn by the member for the payment of such cancer scan or diagnostic test must not exceed the sum specified in the third column of the First Schedule in relation to item 10 of that Schedule.

Subregulation 7

Amended byS 324/2026 wef 17/12/2025

Subject to regulations 21C and 21D, where a member or a member’s dependant has undergone, on or after 1 September 2022 but before 1 December 2023 —

(a)

any cancer scan or diagnostic test, ordered by an approved medical practitioner, as an out‑patient in an approved medical institution; or

(b)

any cancer drug treatment as an out‑patient from an approved medical practitioner in an approved hospital, approved centre or approved clinic,the amount that may be withdrawn by the member for the payment of such cancer drug treatment, cancer scan or diagnostic test must not exceed the sum specified in the third column of the First Schedule in relation to item 11 or 13 or both, as the case may be.

Subregulation 8

Amended byS 324/2026 wef 17/12/2025S 324/2026 wef 01/06/2026

Subject to regulations 21C, 21D and 21E, where a member or a member’s dependant has undergone, on or after 1 December 2023 —

(a)

any cancer scan or diagnostic test, ordered by an approved medical practitioner, as an out‑patient in an approved medical institution; or

(b)

any cancer drug treatment as an out‑patient by an approved medical practitioner in an approved hospital, approved centre or approved clinic,the amount that may be withdrawn by the member for the payment of such cancer drug treatment, cancer scan or diagnostic test must not exceed the sum specified in the third column of the First Schedule in relation to item 12 or 14 or both, as the case may be.

Subregulation 9

Despite any restrictions on the withdrawal of moneys from medisave accounts for the payment of charges incurred in respect of any treatment afforded to a member or the member’s dependant as an out‑patient prescribed in this Part, the Minister for Health, or such person as the Minister for Health may appoint, may, in a particular case, approve the withdrawal of the whole or part of the amount standing to the member’s credit in the member’s medisave account for the payment of the whole or part of the charges incurred in respect of any treatment, except any treatment referred to in regulation 12 and in the Second Schedule, received on an out‑patient basis at any approved medical institution by —

(a)

the member;

(b)

the member’s dependant; or

(c)

a person deemed under regulation 24(3) to be the member’s dependant.

Subregulation 10

Any approval granted under paragraph (9) may be subject to such terms and conditions as the Minister for Health, or such person as the Minister for Health may appoint, may impose.