Official textFrom Singapore Statutes Online, unchanged
reg 1Citation and commencement
These Regulations are the Silver Support Scheme Regulations 2016 and come into operation on 22 July 2016.
Subregulation 1
In these Regulations, unless the context otherwise requires —
“approved home” means any premises —
where residential care for the elderly or disabled is provided; and
which are approved by the Minister for the purposes of this definition;
“average annual trade income”, in relation to an individual, means the individual’s total trade income divided by the number of years in the individual’s trade income assessment period during which the individual had trade income;
“benefit period” means any quarter for which an eligible individual is eligible to receive benefits under the Scheme;
“ComCare Long Term Assistance” means the social assistance programme called ComCare Long Term Assistance administered by the Ministry of Social and Family Development;
“Fund” means the Central Provident Fund established under section 6 of the Central Provident Fund Act 1953;
“gross annual income”, in relation to an individual, means the total income of the individual accruing in or derived from Singapore, or received in Singapore from outside Singapore, in a year, in respect of the sources of income mentioned in section 10(1)(a) and (b) of the Income Tax Act 1947;
“gross monthly household income”, in relation to a household, means the total amount of the gross monthly income of every individual who is a member of the household;
“gross monthly income”, in relation to an individual, means one‑twelfth of the individual’s gross annual income;
“HDB flat” means any flat, house or other building sold under Part 4 or 4B of the Housing and Development Act 1959;
“identity card” means an identity card issued under the National Registration Act 1965;
“medisave account” has the same meaning as in section 2(1) of the Central Provident Fund Act 1953;
“member”, in relation to a household, means an individual who is a member of the family that constitutes the household by reason of a relationship established by blood, by marriage, or by adoption in accordance with any written law (whether in Singapore or elsewhere) relating to the adoption of children;
“ordinary account” has the same meaning as in section 2(1) of the Central Provident Fund Act 1953;
“per capita gross monthly household income”, in relation to a household, means the gross monthly household income of the household divided by the number of individuals who are members of the household;
“qualifying HDB flat” means a 1‑room HDB flat, a 2‑room HDB flat, a 3‑room HDB flat or a 4‑room HDB flat;
“qualifying residence” means any of the following:
a qualifying HDB flat or 5‑room HDB flat;
an approved home;
any quarters occupied by prison staff;
a tax exempt property;
any immovable property in any island of Singapore (other than the main island of Singapore and the island of Sentosa);
“quarter” means any of the following periods (all dates inclusive) in a year:
1 January to 31 March;
1 April to 30 June;
1 July to 30 September;
1 October to 31 December;
“special account” has the same meaning as in section 2(1) of the Central Provident Fund Act 1953;
“tax exempt property” means the whole or part of a building that is exempted, under section 6(6) of the Property Tax Act 1960, from the payment of the property tax imposed by that Act;
“total CPF contribution”, in relation to an individual, means an amount calculated in accordance with the formula A + B + (C + D + E) ‑ (F + G + H), where —
A is the total amount standing to the individual’s credit in the individual’s ordinary account and special account immediately before the 55th anniversary of the individual’s date of birth;
B is —
in the case of an individual whose 55th anniversary of the individual’s date of birth (called the relevant anniversary date) is before 1 January 2016 — the amount (if any) by which the sum standing to the individual’s credit in the individual’s medisave account immediately before the relevant anniversary date exceeds the prescribed amount under section 16 of the Central Provident Fund Act 1953 then in force that applies to the individual immediately before the relevant anniversary date; and
in the case of an individual whose relevant anniversary date is on or after 1 January 2016 — zero;
C is the total amount which —
has been withdrawn by the individual in accordance with regulations made under section 77(1) of the Central Provident Fund Act 1953, from the sum standing to the individual’s credit in the Fund, for one or more of the purposes mentioned in sections 21(1)(a) to (d), 21A(1)(a), (b) and (c) and 21B(1)(a) to (d) of that Act; and
is required under that Act to be, but is not, repaid into any of the individual’s accounts in the Fund before the 55th anniversary of the individual’s date of birth;
D is the total amount which —
has been withdrawn by the individual under section 22(1) of the Central Provident Fund Act 1953, from the sum standing to the individual’s credit in the Fund, for the payment of tuition fees for a course of study mentioned in that provision; and
is required under that Act to be, but is not, repaid into any of the individual’s accounts in the Fund before the 55th anniversary of the individual’s date of birth;
E is the total amount which —
has been withdrawn by the individual in accordance with regulations made under section 77(1)(n) of the Central Provident Fund Act 1953, from the sum standing to the individual’s credit in the Fund, for the purpose of making, or for the reimbursement of the cost of making, any investments mentioned in that provision; and
is required under that Act to be, but is not, repaid into any of the individual’s accounts in the Fund before the 55th anniversary of the individual’s date of birth;
F is the total amount of every cash grant, mentioned in section 14(1) of the Central Provident Fund Act 1953, made by the Government for the benefit of the individual under an approved scheme as defined in section 14(5) of that Act, for one or more of the purposes mentioned in sections 21(1)(a) to (d), 21A(1)(a), (b) and (c) and 21B(1)(a) to (d) of that Act;
G is the total amount paid into the individual’s special account, before the 55th anniversary of the individual’s date of birth, under section 18(3)(b) of the Central Provident Fund Act 1953; and
H is the total amount of relevant contributions credited to the individual, before the 55th anniversary of the individual’s date of birth, under section 57C(1)(b) of the Central Provident Fund Act 1953;
“total trade income”, in relation to an individual, means the total amount of the individual’s trade income in the individual’s trade income assessment period;
“trade income” means income accruing in or derived from Singapore, or received in Singapore from outside Singapore, in respect of the source of income mentioned in section 10(1)(a) of the Income Tax Act 1947;
“trade income assessment period”, in relation to an individual, means the period beginning on 1 January in the year in which the 45th anniversary of the individual’s date of birth occurs, and ending on 31 December in the year in which the 54th anniversary of the individual’s date of birth occurs.
Subregulation 2
In these Regulations, unless the context otherwise requires, an individual is self‑employed if the individual accrues in or derives from Singapore, or receives in Singapore from outside Singapore, income in respect of any trade, business, profession or vocation (other than employment under a contract of service).
Subregulation 3
The Board must publish on its Internet website at https://www.cpf.gov.sg/sss a list of every approved home.
reg 3Additional eligibility criteria
For the purposes of section 6(1)(c) of the Act, the additional eligibility criteria are as follows:
the individual’s place of residence (as stated in the individual’s identity card) is a qualifying residence;
the individual does not own (whether wholly or in part and whether legally or beneficially) any immovable property other than one qualifying HDB flat;
the individual does not have a spouse who owns (whether wholly or in part and whether legally or beneficially) any immovable property other than one qualifying HDB flat;
the Commissioner is satisfied that the individual requires financial support for the individual’s retirement.
Without prejudice to the generality of paragraph (1)(d), the eligibility criterion in that provision is to be treated as satisfied for any benefit period in the years 2016 to 2020 (both years inclusive) if —
all of the following requirements are met:
the individual is a member of, and lives in, a household of which the per capita gross monthly household income is not more than $1,100;
the individual’s total CPF contribution immediately before the 55th anniversary of the individual’s date of birth is not more than $70,000;
where the individual is self‑employed for at least one year during the individual’s trade income assessment period — the individual’s average annual trade income is not more than $22,800; or
the individual is on ComCare Long Term Assistance.
Without limiting paragraph (1)(d), the eligibility criterion in that provision is to be treated as satisfied for any benefit period in the years 2021 to 2024 (both years inclusive) if —
all of the following requirements are met:
the individual is a member of, and lives in, a household of which the per capita gross monthly household income is not more than $1,800;
the individual’s total CPF contribution immediately before the 55th anniversary of the individual’s date of birth is not more than $140,000;
where the individual is self-employed for at least one year during the individual’s trade income assessment period — the individual’s average annual trade income is not more than $27,600; or
the individual is on ComCare Long Term Assistance.
Without limiting paragraph (1)(d), the eligibility criterion in that provision is to be treated as satisfied for any benefit period in the year 2025 or later if —
all of the following requirements are met:
the individual is a member of, and lives in, a household of which the per capita gross monthly household income does not exceed $2,300;
the individual’s total CPF contribution immediately before the 55th anniversary of the individual’s date of birth does not exceed $140,000;
where the individual has trade income at any time during the individual’s trade income assessment period — the individual’s average annual trade income does not exceed $27,600; or
the individual is on ComCare Long Term Assistance.
Subregulation 1
For the purposes of section 6(1)(c) of the Act, the additional eligibility criteria are as follows:
the individual’s place of residence (as stated in the individual’s identity card) is a qualifying residence;
the individual does not own (whether wholly or in part and whether legally or beneficially) any immovable property other than one qualifying HDB flat;
the individual does not have a spouse who owns (whether wholly or in part and whether legally or beneficially) any immovable property other than one qualifying HDB flat;
the Commissioner is satisfied that the individual requires financial support for the individual’s retirement.
Subregulation 2
Without prejudice to the generality of paragraph (1)(d), the eligibility criterion in that provision is to be treated as satisfied for any benefit period in the years 2016 to 2020 (both years inclusive) if —
all of the following requirements are met:
the individual is a member of, and lives in, a household of which the per capita gross monthly household income is not more than $1,100;
the individual’s total CPF contribution immediately before the 55th anniversary of the individual’s date of birth is not more than $70,000;
where the individual is self‑employed for at least one year during the individual’s trade income assessment period — the individual’s average annual trade income is not more than $22,800; or
the individual is on ComCare Long Term Assistance.
Subregulation 3
Without limiting paragraph (1)(d), the eligibility criterion in that provision is to be treated as satisfied for any benefit period in the years 2021 to 2024 (both years inclusive) if —
all of the following requirements are met:
the individual is a member of, and lives in, a household of which the per capita gross monthly household income is not more than $1,800;
the individual’s total CPF contribution immediately before the 55th anniversary of the individual’s date of birth is not more than $140,000;
where the individual is self-employed for at least one year during the individual’s trade income assessment period — the individual’s average annual trade income is not more than $27,600; or
the individual is on ComCare Long Term Assistance.
Subregulation 4
Without limiting paragraph (1)(d), the eligibility criterion in that provision is to be treated as satisfied for any benefit period in the year 2025 or later if —
all of the following requirements are met:
the individual is a member of, and lives in, a household of which the per capita gross monthly household income does not exceed $2,300;
the individual’s total CPF contribution immediately before the 55th anniversary of the individual’s date of birth does not exceed $140,000;
where the individual has trade income at any time during the individual’s trade income assessment period — the individual’s average annual trade income does not exceed $27,600; or
the individual is on ComCare Long Term Assistance.
reg 4Qualifying dates for benefit period in 2016
An eligible individual is eligible to receive benefits for a benefit period in 2016 if the individual —
satisfies the eligibility criteria in section 6(1)(a) and (b) of the Act and regulation 3(1)(a), (b) and (c) on —
30 June 2015; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case; and
satisfies the eligibility criterion in regulation 3(1)(d) —
where that eligibility criterion is treated as satisfied by virtue of regulation 3(2)(a) —
by meeting the requirement in regulation 3(2)(a)(i) on —
29 February 2016; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case; and
by meeting the requirements in regulation 3(2)(a)(ii) and (iii) on —
30 June 2015; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case;
where that eligibility criterion is treated as satisfied by virtue of regulation 3(2)(b) — by being on ComCare Long Term Assistance on —
30 June 2015; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case; or
where regulation 3(2) does not apply — on such date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case.
For the purposes of paragraph (1)(a)(ii), the Commissioner may determine different dates for different eligibility criteria in section 6(1)(a) and (b) of the Act and regulation 3(1)(a), (b) and (c).
For the purposes of paragraph (1)(b)(i)(B)(BB), the Commissioner may determine different dates for different requirements in regulation 3(2)(a)(ii) and (iii).
Subregulation 1
An eligible individual is eligible to receive benefits for a benefit period in 2016 if the individual —
satisfies the eligibility criteria in section 6(1)(a) and (b) of the Act and regulation 3(1)(a), (b) and (c) on —
30 June 2015; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case; and
satisfies the eligibility criterion in regulation 3(1)(d) —
where that eligibility criterion is treated as satisfied by virtue of regulation 3(2)(a) —
by meeting the requirement in regulation 3(2)(a)(i) on —
29 February 2016; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case; and
by meeting the requirements in regulation 3(2)(a)(ii) and (iii) on —
30 June 2015; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case;
where that eligibility criterion is treated as satisfied by virtue of regulation 3(2)(b) — by being on ComCare Long Term Assistance on —
30 June 2015; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case; or
where regulation 3(2) does not apply — on such date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case.
Subregulation 2
For the purposes of paragraph (1)(a)(ii), the Commissioner may determine different dates for different eligibility criteria in section 6(1)(a) and (b) of the Act and regulation 3(1)(a), (b) and (c).
Subregulation 3
For the purposes of paragraph (1)(b)(i)(B)(BB), the Commissioner may determine different dates for different requirements in regulation 3(2)(a)(ii) and (iii).
reg 5Qualifying dates for benefit period in 2017, 2018, 2019, 2020 or 2021
An eligible individual is eligible to receive benefits for a benefit period in any year (being 2017, 2018, 2019, 2020 or 2021) if the individual —
satisfies the eligibility criteria in section 6(1)(a) and (b) of the Act and regulation 3(1)(a), (b) and (c) on —
30 April in the immediately preceding year; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case; and
satisfies the eligibility criterion in regulation 3(1)(d) —
where that eligibility criterion is treated as satisfied by virtue of regulation 3(2)(a) or (3)(a), as the case may be — by meeting the requirements in regulation 3(2)(a)(i), (ii) and (iii) or (3)(a)(i), (ii) and (iii) (as the case may be) on —
30 April in the immediately preceding year; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case;
where that eligibility criterion is treated as satisfied by virtue of regulation 3(2)(b) or (3)(b), as the case may be — by being on ComCare Long Term Assistance on —
30 April in the immediately preceding year; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case; or
where regulation 3(2) or (3) (as the case may be) does not apply, on —
30 April in the immediately preceding year; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case.
For the purposes of paragraph (1)(a)(ii), the Commissioner may determine different dates for different eligibility criteria in section 6(1)(a) and (b) of the Act and regulation 3(1)(a), (b) and (c).
For the purposes of paragraph (1)(b)(i)(B), the Commissioner may determine different dates for different requirements in regulation 3(2)(a)(i), (ii) and (iii) or (3)(a)(i), (ii) and (iii), as the case may be.
Subregulation 1
An eligible individual is eligible to receive benefits for a benefit period in any year (being 2017, 2018, 2019, 2020 or 2021) if the individual —
satisfies the eligibility criteria in section 6(1)(a) and (b) of the Act and regulation 3(1)(a), (b) and (c) on —
30 April in the immediately preceding year; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case; and
satisfies the eligibility criterion in regulation 3(1)(d) —
where that eligibility criterion is treated as satisfied by virtue of regulation 3(2)(a) or (3)(a), as the case may be — by meeting the requirements in regulation 3(2)(a)(i), (ii) and (iii) or (3)(a)(i), (ii) and (iii) (as the case may be) on —
30 April in the immediately preceding year; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case;
where that eligibility criterion is treated as satisfied by virtue of regulation 3(2)(b) or (3)(b), as the case may be — by being on ComCare Long Term Assistance on —
30 April in the immediately preceding year; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case; or
where regulation 3(2) or (3) (as the case may be) does not apply, on —
30 April in the immediately preceding year; or
such later date (not later than the last day of the benefit period) as the Commissioner may determine in any particular case.
Subregulation 2
For the purposes of paragraph (1)(a)(ii), the Commissioner may determine different dates for different eligibility criteria in section 6(1)(a) and (b) of the Act and regulation 3(1)(a), (b) and (c).
Subregulation 3
For the purposes of paragraph (1)(b)(i)(B), the Commissioner may determine different dates for different requirements in regulation 3(2)(a)(i), (ii) and (iii) or (3)(a)(i), (ii) and (iii), as the case may be.