Singapore legislation

Regulation 31

of Credit Bureau (Appeals) Regulations 2025

Regulation 31

Report of Appeal Advisory Committee

Subregulation 1

Where the Appeal Advisory Committee conducts an oral hearing of an appeal, the Committee must submit a report to the Minister —

(a)

within any period that the Minister directs; or

(b)

in the absence of such direction, as soon as practicable after —

(i)

the Authority and the appellant file the summary of arguments mentioned in regulation 28; or

(ii)

where the Committee directs the parties to file and exchange any closing or additional submissions on a date which is after the date the Authority and the appellant file the summary of arguments mentioned in regulation 28, the date of filing and exchange of those submissions (or, where there is more than such one direction, the latest of those dates).

Subregulation 2

Where the Appeal Advisory Committee decides to make recommendations based on the written or documentary evidence provided or produced without holding any oral hearing of the appeal, the Committee must submit a report to the Minister —

(a)

within any period that the Minister directs; or

(b)

in the absence of such direction, as soon as practicable after the Authority and the appellant have filed and exchanged all submissions mentioned in regulation 25(4)(a) and (5).

Subregulation 3

The report under paragraph (1) or (2) must —

(a)

state the recommendations of the Appeal Advisory Committee on the issues in the appeal, and the grounds upon which the Committee relied in making any recommendation; and

(b)

be accompanied by the summaries, prepared by the Authority and the appellant in compliance with a direction under regulation 28 or 29 (as the case may be) of the respective arguments raised in the appeal.

Subregulation 4

In making the report under paragraph (1) or (2), the Appeal Advisory Committee may —

(a)

place any weight on the evidence given or document or material produced by any person as the Committee thinks fit;

(b)

disregard such evidence, documents or material or any part thereof;

(c)

exclude such evidence, documents or material or any part thereof altogether; or

(d)

draw any inference as it thinks fit in respect of such evidence, documents or material, including the failure to give evidence or produce documents or material.

Subregulation 5

The report and the accompanying summaries must be kept confidential and a person must not disclose the report, any accompanying summary, or any part thereof, to any other person other than the Minister, unless the Minister otherwise directs.

Subregulation 6

Any person who contravenes paragraph (5) shall be guilty of an offence and shall be liable on conviction to a fine not exceeding $2,000 or to imprisonment for a term not exceeding 12 months or to both.