Schedule 3

THIRD SCHEDULERegulation 7Significant shareholdersFirst columnSecond columnPertinent financial institutionSignificant shareholder1.A bank incorporated in SingaporeAny substantial shareholder, 12% controller, 20% controller or indirect controller of the bank2.A finance company licensed under the Finance Companies Act 1967Any person who has effective control (as used in section 10 of the Finance Companies Act 1967) or control (as used in section 11 of the Finance Companies Act 1967) of, or a substantial shareholding (as used in section 12 of the Finance Companies Act 1967) in, the finance company3.A merchant bankAny shareholder of the merchant bank, whether the shareholder is an individual (whether resident in Singapore or not and whether a citizen of Singapore or not) or a body corporate or unincorporate (whether incorporated or carrying on business in Singapore or not)4.A designated financial holding companyAny substantial shareholder, 12% controller, 20% controller or indirect controller of the designated financial holding company5.An operator of a designated payment system under the Payment Services Act 2019Any 5% controller, 12% controller, 20% controller or indirect controller of the operator of the designated payment system6.An approved exchange under the Securities and Futures Act 2001Any substantial shareholder, 12% controller or 20% controller of the approved exchange7.A licensed trade repository under the Securities and Futures Act 2001Any substantial shareholder, 12% controller or 20% controller of the licensed trade repository8.An approved clearing house under the Securities and Futures Act 2001Any substantial shareholder, 12% controller or 20% controller of the approved clearing house9.An approved holding company under the Securities and Futures Act 2001Any substantial shareholder, 12% controller or 20% controller of the approved holding company10.A holder of a capital markets services licence under the Securities and Futures Act 2001 (not being a holder of a capital markets services licence who only carries on business in the regulated activity of providing credit rating services but not any other regulated activity as defined in section 2(1) of that Act) Any person who has obtained effective control (as defined in section 97A(6) of the Securities and Futures Act 2001) of the holder of the capital markets services licence11.A licensed trust company under the Trust Companies Act 2005Any 20% controller, 50% controller or indirect controller of the licensed trust company12.An insurer incorporated in Singapore and licensed under the Insurance Act 1966Any substantial shareholder, or any person who has effective control (as defined in section 26(7) of the Insurance Act 1966) of the insurer