Schedule 1

during bachelorhood

RULE I (a)—Accumulate the contributions at 8% compound interest, with

yearly rests at each 31 December, and multiply the result by the quantity found

from Table A corresponding to the respective ages next birthday of the husband

and wife at the date of marriage.

The product gives the pension on account of the contributions paid during

bachelorhood.

date of marriage

Note—The amount of the current annual contribution is obtained by

multiplying by 12 the amount of the last monthly contribution.

RULE I (b)—Turn to the section of Table B which contains in the heading

the age of the husband at the date of completion of his period of contribution;

and multiply the amount of the current annual contribution by the quantity found

Widows’ and Orphans’ Pension

Act 1904

from that section corresponding to the respective ages next birthday of the

husband and wife at the date of marriage.

The product gives the pension on account of the annual contribution current at

the date of marriage.

Example of the application of Rules I (a) and I (b):

.

Officer born on

31 July 1878.

Do. commenced to contribute on

1 April 1904.

Do. married on

30 June 1908.

Annual contribution, 1 April 1904 to 31 December

1906

$20.

Annual contribution, 1 January 1907 to date of

marriage

$30.

Date of completion of contribution period

1 April 1939.

Wife born on

31 August 1888.

Officer’s age next birthday at date of marriage

30.

Do.

do.

completion of contribution period

61.

Wife’s age next birthday at date of marriage

20.

APPLICATION OF RULE I (a).

Accumulation of contributions paid during bachelorhood —

.

Contributions from 1 April to 31 December 1904

$15.00

Do.

during 1905

20.00

One year’s interest at 8% on $15

1.20

$36.20

Contributions during 1906

20.00

One year’s interest at 8% on $36.20

2.90

$59.10

Contributions during 1907

30.00

One year’s interest at 8% on 59.10

4.73

$93.83

Contributions from 1 January to 30 June 1908

15.00

Widows’ and Orphans’ Pension

Act 1904

Half-year’s interest at 8% on $93.83

3.75

Total accumulation

$112.58

.

Quantity found from Table A — Husband*

30

}

·554

Wife*

20

$112.58 × ·554 = $62.37 = pension in consideration of contributions paid during

bachelorhood.

APPLICATION OF RULE I (b).

Annual contribution current at the date of marriage $30.

Quantity found from Table B, section for officers aged 61 next birthday at

completion of period of contribution —

.

Husband*

30

}

.

5·77.

Wife*

20

$30 × 5·77 = $173.10 = pension in consideration of annual contribution current

at marriage.

Total pension to be recorded on the bachelor contributor marrying —

By Rule I (a)

.

.

.

.

$ 62.37

By Rule I (b)

173.10

Total ...

$ 235.47

*Note—Where the ages are not given in the tables, proceed as illustrated in the general examples given in

section F.

Widows’ and Orphans’ Pension

Act 1904

current annual contribution while the contributor is married to his first wife.

Note—The cessation of the contribution from any cause before the completion

of the full period of contribution must be regarded as a decrement from the current

annual contribution equal to the amount of such current annual contribution.

RULE I (c)—Turn to the section of Table B which contains in the heading the

age of the husband at the date of completion of his period of contribution; and

multiply the amount of the increment to, or the decrement from, the current annual

contribution by the quantity found from that section corresponding to the

respective ages next birthday of the husband and wife at the date of the variation of

the contribution.

The product gives the amount to be added to the pension consequent on the

increment to the current annual contribution, or, as the case may be, the amount to

be deducted from the pension consequent on the decrement from the current

annual contribution.

Example of the application of Rule I (c):

Assume particulars as in the example subjoined to Rules I (a) and I (b):

.

Annual contribution increased on 31 May 1913,

from $30 to

$50.

Annual contribution decreased on 30 April 1918,

from $50 to

$40.

Annual contribution ceased on 31 March 1923.

1913, May 31. Increment to current annual contribution

$20.

Quantity found from Table B, section for officers aged 61 next birthday at

completion of period of contribution —

Husband

35

}

.

4·74.

Wife

25

$20 × 4·74 = $94.80 = amount to be added to the pension.

.

Pension at marriage, see example subjoined to

Rules I (a) and I (b)

$235.47

Add

94.80

Pension at 31 May 1913

$330.27

1918 April 30.—Decrement from current annual contribution

$10

Widows’ and Orphans’ Pension

Act 1904

Quantity found from Table B, section for officers aged 61 next birthday at

completion of period of contribution —

Husband

40

}

.

3·83.

Wife

30

$10 × 3·83 = $38.30 = amount to be deducted from the registered pension.

.

Pension at 31 May 1913, as above

$330.27

Deduct

38.30

Pension at 30 April 1918

$291.97

1923 March 31.—Cessation of contribution regarded as

a decrement from current annual contribution

$40

Quantity found from Table B, section for officers aged 61 next birthday at

completion of period of contribution —

Husband

45

}

.

2·99.

Wife

35

$40 × 2·99 = $119.60 = amount to be deducted from the pension.

.

Pension at 30 April 1918, as above

$291.97

Deduct

119.60

Pension at 31 March 1923

$172.37

II.—SECOND, AND SUBSEQUENT, WIFE’S PROSPECTIVE PENSION

the current annual contribution while the contributor is a widower.

RULE II (a)—Assume that the contributor is married to a wife of the age that his

last preceding wife would have been had she survived to the date of the variation

of the contribution, and proceed in accordance with Rule I (c).

Example of the application of Rule II (a):

If the particulars be as in the example subjoined to Rule I (c), except that the first

wife, who was born on 31 August 1888 died on 30 November 1908, it would be

assumed that the contributor was at the date of each of the 3 variations of the

Widows’ and Orphans’ Pension

Act 1904

contribution married to a wife who was born on 31 August 1888. The calculations

will then be identical with those given in the example subjoined to Rule I (c).

Note—No variation of the pension is to be recorded if the second, or subsequent,

wife was at the date of the remarriage of the same age next birthday as the last

preceding wife would have been had she survived to that date.

RULE II (b)—If the second, or subsequent, wife was at the date of the

remarriage of a less or greater age next birthday than the last preceding wife

would have been had she survived to that date, multiply the amount of the pension

by the quantity found from Table C corresponding to the age next birthday of the

husband at the date of remarriage, and the age next birthday which the last

preceding wife would have attained had she survived to that date; multiply the

product so obtained by the quantity found from Table A corresponding to the

respective ages of the husband and of the second, or subsequent, wife at the date of

the remarriage.

The result gives the pension to be recorded on the remarriage of the contributor.

Example of the application of Rule II (b):

Assume particulars as in the example subjoined to Rules I (a) and I (b).

.

First wife died on

30 November 1908.

Contributor remarried on

31 January 1913.

Contributor’s age next birthday at date of

remarriage

35.

Second wife born on

30 June 1893.

Second wife’s age next birthday at date of the

remarriage

20.

Age next birthday which the first wife would have

attained had she survived to date of the remarriage

25.

1913 January 31.—The second wife being of a less age next birthday at the date

of the remarriage than the first wife would have been had she survived, the pension

$235.47 see example subjoined to Rules I (a) and I (b), is to be recalculated.

Quantity found from Table C —

Husband

35

}

.

2·074.

Wife

25

Widows’ and Orphans’ Pension

Act 1904

Quantity found from Table A —

Husband

35

}

.

·462.

Wife

20

$235.47 × 2·074 = $488.36.

$488.36 × ·462 = $225.62 = pension at 31 January 1913.

current annual contribution while the contributor is married to his second, or

subsequent, wife.

RULE II (c)—Proceed as in Rule I (c).

B.—PUBLIC OFFICER WHO COMMENCED TO

CONTRIBUTE WHILE MARRIED

III.—FIRST WIFE’S PROSPECTIVE PENSION

Note—In every case of a public officer who commenced to contribute while

married, the wife at the date of commencement of the contribution is to be

considered as the officer’s first wife, and no particulars are to be recorded

respecting any former wife to whom he may have been married, unless there is

issue of such former wife of a pensionable age (see D.—Pensions to orphan

children).

commencement of the contribution

RULE III (a)—Turn to the section of Table B which contains in the heading the

age of the husband at the date of completion of his period of contribution; and

multiply the amount of the current annual contribution by the quantity found from

that section corresponding to the respective ages next birthday of the husband and

wife at the date of commencement of the contribution.

The product gives the pension on account of the annual contribution current at

the date of commencement of the contribution.

Example of the application of Rule III (a):

.

Officer born on

31 August 1870.

Do. married on

30 June 1899.

Do. commenced to contribute on

31 July 1910.

Widows’ and Orphans’ Pension

Act 1904

Annual contribution current on 31 July 1910

$100.

Date of completion of contribution period

31 August 1935.

Wife born on

31 October 1880.

Officer’s age next birthday on 31 July 1910

40.

Officer’s age at completion of contribution period

65.

Wife’s age next birthday on 31 July 1910

30.

1910 July 31.—Current annual contribution

$100.

Quantity found from Table B, section for officers aged 65 next birthday at

completion of period of contribution —

Husband

40

}

.

3·99.

Wife

30

$100 × 3·99 = $399.00 = pension in consideration of annual contribution current

at commencement of contribution.

current annual contribution while the contributor is married to his first wife.

RULE III (b)—Proceed as in Rule I (c).

IV.—SECOND, AND SUBSEQUENT, WIFE’S PROSPECTIVE PENSION

the current annual contribution while the contributor is a widower.

RULE IV (a)—Proceed as in Rule II (a).

RULE IV (b)—Proceed as in Rule II (b).

current annual contribution while the contributor is married to his second, or

subsequent, wife.

RULE IV (c)—Proceed as in Rule I (c).

Widows’ and Orphans’ Pension

Act 1904

C.—PUBLIC OFFICER WHO COMMENCED TO

CONTRIBUTE WHILE A WIDOWER

V.—SECOND, AND SUBSEQUENT, WIFE’S PROSPECTIVE PENSION

RULE V—For the purpose of calculating the pension assume that the deceased

wife survived to the date of commencement of the contribution and died

immediately afterwards; then proceed in accordance with the rules applicable to

the case of officers who commenced to contribute while married (see B).

D.—PENSIONS TO ORPHAN CHILDREN

VI.—ORPHANS’ PENSIONS AT DEATH OF WIDOWER CONTRIBUTOR

RULE VI (a)—Divide the amount of the pension of the widower contributor

equally among the children entitled for the time being.

Example of the application of Rule VI (a):

Pension of widower contributor at his death $150 per annum.

Children entitled on his death —

Spinster daughter aged

19.

Son aged

14.

Son aged

12.

Each of the 3 children will take a pension of $50 per annum.

If the spinster daughter marry at the age of 20 the 2 sons will each take a pension

of $75 per annum.

If the younger son subsequently die at the age of 15 the elder son will take the

full pension of $150 per annum.

Note—The rules here given provide for the case of 2 wives only.

RULE VI (b)—

may be entitled for the time being one moiety of the pension which the first wife

would have received had she survived the contributor.

entitled for the time being one moiety of the pension which the second wife would

Widows’ and Orphans’ Pension

Act 1904

have received had she survived the contributor, and had there been no issue of the

first wife entitled to pension.

to be entitled to pension, divide equally among such of the children of the other

wife as may be entitled for the time being the whole of the pension which such

other wife would have received had she survived the contributor, and had there

been no issue of the first wife entitled to pension.

VII.—ORPHANS’ PENSIONS AT DEATH OR REMARRIAGE OF WIDOW

RULE VII—Divide the amount of the widow’s pension equally among her

children entitled for the time being.

Example of the application of Rule VII:

Amount of widow’s pension at her death or remarriage—$150 per annum.

Children entitled at her death:

Assuming the particulars as in the example subjoined in Rule VI (a) proceed as

therein indicated.

VIII.—ORPHANS’ PENSIONS AT DEATH OF MARRIED CONTRIBUTOR

RULE VIII—In the case where a contributor dies leaving a widow, and also

children the issue of a previous marriage, divide equally among such of the

children of the first wife as may be entitled for the time being one moiety of the

pension which the first wife would have received had she survived the contributor.

On the widow’s pension ceasing, divide equally among such of the children of the

first wife as may be entitled for the time being the whole of the pension which the

first wife would have received had she survived the contributor.

Note—In this case, so long as the children of the first wife are entitled to

pension, the widow’s pension is one moiety of that which she would have received

had there been no such children.

E.—RETIREMENT OF ENTITLED OFFICERS AND REPAYMENT TO

CONTRIBUTORS WHO EXERCISE THEIR OPTION UNDER SECTION 8 OF

THE ACT

IX.—SINGLE CONTRIBUTION

RULE IX.—The single contribution referred to in section 7(1)(b) of the Act is

calculated by multiplying the annual contribution, calculated at the rate of 4% of

his salary or pension, by the Table B factor and dividing the product by the Table A

Widows’ and Orphans’ Pension

Act 1904

factor, both factors corresponding to the ages next birthday of the officer and his

wife at the date of retirement.

Example of the application of Rule IX:

If an officer, who is 61 next birthday at the completion of the period of

contribution, is 40 next birthday and his wife 35 next birthday at the date

of retirement the single contribution necessary to commute an annual

contribution of $400 per annum is 400 × 4.06 ÷ .449 = $3,620. In this case

4.06 is the value in Table B for officers who will be aged 61 next

birthday at completion of contributions and .449 is the value in Table A.

X.—REPAYMENT

RULE X.—The sums referred to in sections 7(1)(c) and 8(1)(b)(i) and (iii) of

the Act are calculated by subtracting from the officer’s prospective pension,

calculated in accordance with the foregoing rules, the product of his annual

contribution and Table B factor and multiplying the product by the Table C factor,

both factors corresponding to the ages on the next birthday of the officer and his

wife after the date of retirement or after the date of his exercising the option to

cease to contribute under section 8 of the Act, as the case may be.

Example of the application of Rule X:

An officer aged 40 next birthday with a wife aged 35 has a registered pension of

$4,000 per annum based on continued annual contribution of $400 up to the age of

61 next birthday. If he ceases to contribute on retirement his paid-up registered

pension will be $4,000 minus $400 × 4.06 = $2,376. In this case 4.06 is the value

in Table B for officers who will be 61 next birthday at completion of contributions.

To calculate the refundable sum $2,376 must be multiplied by 2.226, being the

appropriate value in Table C, giving a product of $5,288.

F.—PUBLIC OFFICER TRANSFERRED TO THE SERVICE

OF ANOTHER COUNTRY

Throughout these rules and examples the calculations depend, not on the official

income of the contributor, but on the amount of his contribution to the Fund, so

that the transfer of a public officer to the service of another country does not affect

his pension unless the amount of his current annual contribution is varied, in

which case the proper adjustment is to be made in accordance with the preceding

rules.

Widows’ and Orphans’ Pension

Act 1904

G.—CALCULATION OF QUANTITIES (OR TABULAR

RESULTS) FOR AGES NOT GIVEN IN THE TABLES

TABLE A.—The quantities are given for every age of the husband from 15 to

64; and for every fifth age of the wife from 15 to 65. Ages of husbands and wives

below or beyond are to be treated as the youngest and oldest ages given

respectively.

For the intermediate ages of wives, interpolate by first differences, as follows:

To find the quantity corresponding to the ages of a husband and wife aged

respectively 35 and 27 next birthday.

.

The quantity for ages 35 and 25 given in the Table is

.

·482

The quantity for ages 35 and 30 given in the Table is

·507

So that the addition of 5 years to the age of the wife results in an addition of ·025

to the quantity given in the Table for ages 35 and 25.

An addition of 2 years to the age of the wife accordingly results by proportion in

an addition of two-fifths of 0·025 to the quantity given in the Table for ages 35 and

25.

Two-fifths of ·025 = ·010, which added to ·482 gives ·492 which is the required

quantity corresponding to ages 35 and 27.

TABLE B.—This Table is divided into 11 sections respectively applicable to

officers who will be aged next birthday 55, 56, 57 . . . up to 65, when they complete

their period of contribution. Care should in all cases be taken to turn to the section

which contains in the heading the age of the husband at the date of completion of

his period of contribution.

In each section the quantities are given for 35 consecutive ages of the husband,

terminating at the age preceding that at which the contribution ceases, and for

every fifth age of the wife from 15 to 65.

Ages of the wife below or beyond are to be treated as the youngest and oldest

ages given respectively. For the intermediate ages of wives interpolate by first

differences as explained above. Thus the quantity found from the first section of

the Table (age 55) corresponding to the ages of a husband and wife aged

respectively 45 and 38 next birthday is three-fifths of ·18, added to 2·39 which

gives 2·498.

For officers who commence to contribute at an earlier age than 20 next birthday

the method of calculation given in the subjoined examples is to be followed:

Widows’ and Orphans’ Pension

Act 1904

Example (1) —

.

An officer aged 17 next birthday, having a wife aged 15 next birthday,

commences to contribute. Assume that the officer is aged 20 next birthday,

so that the quantity found from Table B will be 8·30.

This officer receives an increment of salary at age 22 next birthday, when his

wife’s age is 20. Assume that his age is 25 next birthday, i.e., his actual age 22,

plus the difference between his actual age at entry and 20, which is 3 years. The

quantity found from Table B will be 7·00.

Example (2) —

.

An officer aged 19 next birthday commences to contribute as a bachelor,

and 5 years later, when aged 24 next birthday, marries; his wife’s age being

20 next birthday. The quantity found from Table A in accordance with

Rule I (a) will be taken for the actual ages (husband 24 and wife 20) and

will be ·683. With respect to the current annual contribution at marriage,

assume that the officer’s age is 25 (his actual age plus one) so that the

quantity found from Table B will be 7·00.

This officer receives an increment of salary when aged 39, when his wife’s age

is 35. Assume as before that the ages are 40 and 35 respectively, so that the

quantity found from Table B will be 3·61.

Note—It will be observed that this method takes accounts of the actual number

of years for which the annual contribution will run. In example (1), when the

officer receives the increment of salary at age 22 he has contributed to the fund for

5 years, so that at the expiration of 30 years his contributions will cease. Similarly

in example (2), when the officer marries at age 24, he also has contributed to the

fund for 5 years, so that although he is 2 years older than the officer in

Example (1), yet the unexpired period of contribution is the same in each case, and

the wife’s age is in each instance 20, so that no important error is involved in using

the same tabular quantity for the 2 cases.

TABLE C.—The quantities are given for the same ages as in Table A. Ages of

husbands and wives below and beyond are to be treated as in using that Table.

For the intermediate ages of wives interpolate by first differences as explained

above, except that it must be noted that in this Table an addition to the age of the

wife results in a deduction from the quantity given in the Table.

To find the quantity corresponding to the ages of a husband and wife aged

respectively 35 and 27 next birthday.

.

The quantity for ages 35 and 25 given in the Table is

.

2·074.

Widows’ and Orphans’ Pension

Act 1904

The quantity for ages 35 and 30 given in the Table is

1·974.

So that the addition of 5 years to the age of the wife results in a deduction of ·100

from the quantity given in the Table for ages 35 and 25.

An addition of 2 years to the age of the wife accordingly results by proportion in

a deduction of two-fifths of ·100 from the quantity given in the Table for ages 35

and 25.

Two-fifths of ·100 = ·040, which deducted from 2·074 leaves 2·034 which is

the required quantity corresponding to ages 35 and 27.

TABLE A

THE YEARLY PENSION, payable by monthly instalments, which a SINGLE

CONTRIBUTION of 1 will secure.

Age of

husband

next

birthday

AGE OF WIFE NEXT BIRTHDAY

15

20

25

30

35

40

45

50

55

60

65

15

·867

·900

·940

·990

1·055

1·134

1·238

1·389

1·595

1·866

2·242

16

·844

·876

·916

·964

1·028

1·106

1·208

1·353

1·550

1·812

2·188

17

·821

·851

·890

·938

1·000

1·078

1·178

1·318

1·506

1·758

2·132

18

·797

·827

·865

·912

·972

1·047

1·146

1·282

1·464

1·706

2·075

19

·774

·801

·839

·884

·943

1·016

1·112

1·249

1·420

1·658

2·008

20

·751

·779

·814

·858

·916

·987

1·080

1·214

1·378

1·608

1·938

21

·728

·755

·789

·833

·887

·958

1·048

1·177

1·337

1·558

1·873

22

·705

·730

·763

·806

·859

·928

1·016

1·140

1·297

1·508

1·812

23

·683

·707

·738

·780

·831

·899

·983

1·104

1·253

1·460

1·748

24

·660

·683

·713

·754

·803

·869

·952

1·067

1·212

1·411

1·686

25

·639

·660

·690

·728

·776

·838

·919

1·032

1·172

1·364

1·623

26

·618

·638

·667

·703

·750

·809

·887

·997

1·134

1·318

1·562

27

·597

·616

·644

·679

·725

·781

·857

·963

1·096

1·272

1·504

28

·577

·595

·622

·655

·699

·753

·826

·930

1·059

1·229

1·449

29

·556

·573

·600

·632

·674

·727

·797

·898

1·024

1·185

1·397

30

·536

·554

·578

·609

·649

·700

·769

·866

·988

1·142

1·346

31

·518

·534

·558

·587

·626

·674

·741

·835

·954

1·101

1·295

Widows’ and Orphans’ Pension

Act 1904

Age of

husband

next

birthday

AGE OF WIFE NEXT BIRTHDAY

15

20

25

30

35

40

45

50

55

60

65

32

·500

·516

·538

·565

·602

·650

·714

·804

·921

1·063

1·245

33

·482

·497

·519

·545

·580

·627

·688

·776

·888

1·025

1·199

34

·465

·479

·500

·525

·558

·604

·662

·747

·856

·988

1·155

35

·448

·462

·482

·507

·538

·582

·638

·720

·825

·953

1·114

36

·434

·446

·465

·489

·519

·562

·615

·695

·795

·919

1·075

37

·419

·430

·449

·472

·501

·542

·593

·670

·766

·886

1·038

38

·405

·415

·433

·455

·483

·522

·572

·645

·739

·854

1·003

39

·391

·401

·417

·439

·466

·503

·551

·621

·712

·824

·969

40

·378

·387

·402

·423

·449

·484

·530

·598

·686

·795

·936

41

·365

·374

·388

·408

·433

·466

·509

·575

·661

·768

·906

42

·353

·361

·375

·393

·417

·449

·490

·554

·637

·741

·876

43

·341

·349

·362

·379

·402

·432

·472

·533

·614

·716

·848

44

·330

·337

·349

·366

·387

·416

·454

·513

·591

·692

·820

45

·318

·325

·337

·353

·373

·401

·438

·494

·570

·667

·792

46

·307

·314

·326

·341

·360

·386

·422

·476

·549

·642

·764

47

·297

·304

·315

·329

·347

·373

·407

·459

·529

·618

·738

48

·287

·294

·304

·318

·336

·359

·393

·443

·510

·595

·713

49

·278

·284

·294

·307

·323

·347

·378

·427

·491

·572

·689

50

·268

·275

·284

·296

·312

·335

·365

·411

·474

·551

·666

51

·260

·266

·275

·286

·301

·323

·352

·396

·457

·531

·644

52

·251

·258

·266

·277

·291

·312

·340

·382

·440

·513

·624

53

·244

·250

·258

·268

·282

·301

·328

·369

·425

·496

·604

54

·236

·242

·250

·259

·272

·291

·317

·356

·410

·482

·586

55

·228

·234

·242

·251

·264

·281

·306

·344

·396

·467

·568

56

·221

·227

·234

·243

·256

·272

·296

·333

·383

·453

·552

57

·215

·220

·227

·236

·248

·263

·286

·322

·372

·440

·536

58

·208

·214

·220

·229

·240

·255

·277

·312

·360

·427

·522

59

·202

·207

·214

·222

·233

·247

·268

·302

·350

·415

·508

60

·196

·201

·208

·216

·226

·240

·260

·293

·340

·404

·495

Widows’ and Orphans’ Pension

Act 1904

Age of

husband

next

birthday

AGE OF WIFE NEXT BIRTHDAY

15

20

25

30

35

40

45

50

55

60

65

61

·190

·196

·202

·210

·220

·232

·252

·284

·330

·393

·484

62

·184

·190

·196

·204

·214

·226

·244

·275

·321

·383

·473

63

·179

·185

·191

·199

·208

·219

·237

·266

·311

·374

·463

64

·174

·180

·186

·193

·202

·213

·230

·258

·302

·364

·454

TABLE B

This section of Table B is applicable only to the case of Officers who will be

aged 55 next birthday, when they complete their period of contribution.

The Yearly Pension, payable by Monthly Instalments, which a YEARLY

CONTRIBUTION of 1, payable also by Monthly Instalments, will secure. The

Yearly Contribution is to cease on the termination of 35 years from the date of the

Officer’s first Contribution.

Age of

husband

next

birthday

AGE OF WIFE NEXT BIRTHDAY

15

20

25

30

35

40

45

50

55

60

65

20

8·30

8·60

8·98

9·47

10·11

10·90

11·92

13·40

15·21

17·75

21·40

21

7·98

8·27

8·64

9·13

9·72

10·50

11·52

12·89

14·65

17·07

20·53

22

7·67

7·95

8·30

8·77

9·34

10·10

11·06

12·41

14·11

16·41

19·71

23

7·37

7·63

7·97

8·42

8·98

9·71

10·62

11·92

13·53

15·77

18·88

24

7·07

7·33

7·63

8·07

8·59

9·30

10·18

11·42

12·97

15·09

18·04

25

6·77

7·00

7·31

7·72

8·22

8·89

9·74

10·94

12·43

14·46

17·21

26

6·49

6·70

7·00

7·38

7·88

8·50

9·32

10·47

11·90

13·84

16·41

27

6·20

6·40

6·69

7·05

7·52

8·10

8·89

10·00

11·38

13·21

15·61

28

5·92

6·10

6·38

6·72

7·17

7·72

8·48

9·54

10·87

12·60

14·87

29

5·64

5·80

6·07

6·40

6·83

7·36

8·07

9·09

10·39

12·00

14·15

30

5·36

5·54

5·78

6·09

6·49

7·00

7·69

8·66

9·88

11·42

13·46

31

5·10

5·26

5·49

5·78

6·16

6·64

7·30

8·22

9·40

10·85

12·76

32

4·84

5·00

5·22

5·48

5·84

6·31

6·92

7·80

8·93

10·31

12·08

33

4·60

4·74

4·94

5·19

5·52

5·97

6·55

7·39

8·46

9·77

11·43

34

4·36

4·48

4·68

4·92

5·23

5·66

6·20

7·00

8·02

9·25

10·81

Widows’ and Orphans’ Pension

Act 1904

Age of

husband

next

birthday

AGE OF WIFE NEXT BIRTHDAY

15

20

25

30

35

40

45

50

55

60

65

35

4·12

4·24

4·42

4·65

4·94

5·34

5·85

6·60

7·57

8·74

10·21

36

3·90

4·00

4·18

4·39

4·66

5·05

5·53

6·24

7·14

8·26

9·66

37

3·66

3·77

3·94

4·14

4·39

4·75

5·20

5·87

6·72

7·77

9·11

38

3·46

3·55

3·70

3·88

4·13

4·46

4·88

5·51

6·31

7·29

8·57

39

3·24

3·33

3·46

3·64

3·87

4·18

4·57

5·16

5·91

6·84

8·04

40

3·04

3·11

3·24

3·40

3·61

3·89

4·26

4·81

5·51

6·39

7·53

41

2·84

2·90

3·02

3·16

3·36

3·62

3·95

4·47

5·13

5·96

7·03

42

2·63

2·69

2·80

2·93

3·11

3·35

3·66

4·15

4·75

5·53

6·54

43

2·44

2·49

2·58

2·71

2·87

3·09

3·37

3·81

4·38

5·11

6·06

44

2·24

2·29

2·37

2·48

2·63

2·83

3·08

3·49

4·02

4·70

5·57

45

2·04

2·08

2·16

2·26

2·39

2·57

2·80

3·16

3·65

4·27

5·07

46

1·84

1·88

1·94

2·03

2·15

2·31

2·52

2·84

3·28

3·83

4·56

47

1·64

1·68

1·74

1·82

1·92

2·06

2·25

2·54

2·92

3·41

4·07

48

1·44

1·48

1·53

1·59

1·68

1·81

1·98

2·23

2·56

2·99

3·58

49

1·25

1·28

1·32

1·38

1·45

1·56

1·70

1·92

2·21

2·57

3·10

50

1·05

1·08

1·11

1·16

1·22

1·31

1·43

1·61

1·86

2·16

2·61

51

·85

·87

·90

·94

·99

1·06

1·16

1·30

1·50

1·74

2·11

52

·65

·67

·69

·71

·75

·80

·88

·98

1·14

1·32

1·61

53

·44

·45

·46

·48

·51

·54

·59

·66

·77

·89

1·09

54

·22

·23

·24

·25

·26

·28

·30

·34

·39

·46

·56

Widows’ and Orphans’ Pension

Act 1904

TABLE B

This section of Table B is applicable only to the case of Officers who will be

aged 56 next birthday, when they complete their period of contribution.

The Yearly Pension, payable by Monthly Instalments, which a YEARLY

CONTRIBUTION of 1, payable also by Monthly Instalments, will secure. The

Yearly Contribution is to cease on the termination of 35 years from the date of the

Officer’s first Contribution.

Age of

husband

next

birthday

AGE OF WIFE NEXT BIRTHDAY

15

20

25

30

35

40

45

50

55

60

65

21

8·02

8·31

8·68

9·17

9·77

10·55

11·54

12·95

14·72

17·15

20·62

22

7·71

7·98

8·34

8·81

9·39

10·15

11·11

12·46

14·17

16·49

19·80

23

7·40

7·66

8·00

8·46

9·01

9·75

10·66

11·96

13·58

15·82

18·95

24

7·10

7·35

7·68

8·12

8·64

9·35

10·24

11·48

13·04

15·18

18·14

25

6·81

7·04

7·35

7·76

8·27

8·94

9·80

11·00

12·50

14·54

17·31

26

6·52

6·74

7·04

7·43

7·92

8·54

9·37

10·53

11·97

13·92

16·50

27

6·24

6·44

6·73

7·09

7·57

8·16

8·95

10·07

11·46

13·30

15·71

28

5·96

6·15

6·43

6·78

7·23

7·79

8·54

9·62

10·95

12·70

14·99

29

5·69

5·87

6·13

6·46

6·89

7·43

8·14

9·18

10·46

12·11

14·28

30

5·41

5·59

5·83

6·14

6·55

7·07

7·76

8·74

9·97

11·52

13·58

31

5·15

5·32

5·55

5·84

6·22

6·71

7·37

8·30

9·49

10·96

12·89

32

4·89

5·05

5·27

5·54

5·90

6·37

7·00

7·88

9·02

10·41

12·20

33

4·65

4·79

5·00

5·26

5·59

6·05

6·64

7·48

8·57

9·89

11·57

34

4·42

4·55

4·75

4·98

5·30

5·74

6·28

7·09

8·13

9·38

10·96

35

4·19

4·31

4·49

4·72

5·02

5·43

5·95

6·71

7·69

8·88

10·38

36

3·96

4·07

4·25

4·46

4·74

5·13

5·62

6·34

7·26

8·39

9·82

37

3·74

3·84

4·01

4·21

4·47

4·84

5·30

5·98

6·84

7·91

9·28

38

3·53

3·62

3·77

3·97

4·21

4·56

4·98

5·63

6·44

7·45

8·75

39

3·32

3·41

3·55

3·73

3·96

4·28

4·68

5·28

6·05

7·00

8·24

40

3·12

3·20

3·33

3·50

3·71

4·00

4·38

4·94

5·66

6·57

7·73

41

2·92

2·99

3·11

3·26

3·46

3·73

4·08

4·60

5·29

6·14

7·25

42

2·72

2·79

2·90

3·04

3·22

3·47

3·78

4·28

4·92

5·72

6·77

Widows’ and Orphans’ Pension

Act 1904

Age of

husband

next

birthday

AGE OF WIFE NEXT BIRTHDAY

15

20

25

30

35

40

45

50

55

60

65

43

2·54

2·59

2·69

2·82

2·99

3·21

3·50

3·96

4·56

5·32

6·30

44

2·34

2·39

2·48

2·60

2·75

2·96

3·23

3·64

4·20

4·91

5·82

45

2·14

2·19

2·27

2·38

2·52

2·70

2·95

3·33

3·84

4·49

5·34

46

1·95

2·00

2·07

2·16

2·28

2·45

2·68

3·03

3·49

4·08

4·86

47

1·76

1·80

1·87

1·95

2·06

2·21

2·42

2·73

3·14

3·67

4·38

48

1·58

1·62

1·67

1·75

1·84

1·98

2·16

2·44

2·80

3·27

3·92

49

1·39

1·42

1·47

1·54

1·62

1·74

1·90

2·14

2·46

2·86

3·45

50

1·20

1·23

1·27

1·33

1·40

1·50

1·64

1·84

2·12

2·47

2·98

51

1·01

1·04

1·07

1·12

1·18

1·26

1·37

1·54

1·78

2·07

2·51

52

·82

·84

·87

·90

·95

1·02

1·11

1·25

1·44

1·68

2·04

53

·63

·64

·66

·69

·72

·77

·84

·95

1·09

1·27

1·55

54

·43

·44

·45

·47

·49

·52

·57

·64

·74

·87

1·06

55

·21

·22

·23

·24

·25

·27

·29

·33

·38

·44

·54

TABLE B

This section of Table B is applicable only to the case of Officers who will be

aged 57 next birthday, when they complete their period of contribution.

The Yearly Pension, payable by Monthly Instalments, which a YEARLY

CONTRIBUTION of 1, payable also by Monthly Instalments, will secure. The

Yearly Contribution is to cease on the termination of 35 years from the date of the

Officer’s first Contribution.

Age of

husband

next

birthday

AGE OF WIFE NEXT BIRTHDAY

15

20

25

30

35

40

45

50

55

60

65

22

7·74

8·01

8·37

8·84

9·42

10·19

11·15

12·51

14·22

16·55

19·87

23

7·43

7·70

8·04

8·49

9·05

9·78

10·71

12·02

13·65

15·90

19·04

24

7·13

7·38

7·70

8·14

8·67

9·38

10·28

11·53

13·09

15·23

18·21

25

6·84

7·07

7·39

7·80

8·31

8·98

9·84

11·05

12·56

14·61

17·39

26

6·56

6·77

7·08

7·47

7·97

8·59

9·42

10·59

12·04

13·99

16·59

27

6·28

6·48

6·78

7·14

7·62

8·21

9·01

10·13

11·53

13·38

15·82

Widows’ and Orphans’ Pension

Act 1904

Age of

husband

next

birthday

AGE OF WIFE NEXT BIRTHDAY

15

20

25

30

35

40

45

50

55

60

65

28

6·00

6·19

6·47

6·82

7·28

7·84

8·60

9·68

11·03

12·79

15·09

29

5·73

5·90

6·17

6·50

6·93

7·46

8·20

9·24

10·53

12·19

14·37

30

5·46

5·63

5·88

6·19

6·60

7·12

7·82

8·80

10·05

11·61

13·69

31

5·20

5·36

5·60

5·89

6·28

6·77

7·44

8·38

9·58

11·06

13·00

32

4·94

5·10

5·32

5·59

5·96

6·44

7·07

7·96

9·12

10·52

12·33

33

4·70

4·85

5·06

5·32

5·66

6·11

6·71

7·57

8·67

10·00

11·70

34

4·47

4·60

4·80

5·04

5·36

5·80

6·36

7·18

8·22

9·49

11·09

35

4·24

4·36

4·55

4·78

5·08

5·50

6·02

6·80

7·79

9·00

10·51

36

4·02

4·13

4·31

4·53

4·81

5·21

5·70

6·44

7·37

8·52

9·97

37

3·80

3·91

4·07

4·28

4·55

4·92

5·38

6·08

6·96

8·04

9·43

38

3·60

3·69

3·85

4·04

4·30

4·64

5·08

5·74

6·57

7·59

8·92

39

3·39

3·48

3·62

3·81

4·05

4·37

4·78

5·39

6·18

7·15

8·41

40

3·19

3·27

3·40

3·58

3·80

4·09

4·48

5·05

5·80

6·72

7·91

41

3·00

3·07

3·19

3·35

3·56

3·83

4·19

4·72

5·43

6·31

7·45

42

2·81

2·87

2·98

3·13

3·32

3·57

3·90

4·41

5·07

5·90

6·98

43

2·62

2·68

2·78

2·91

3·09

3·32

3·62

4·09

4·72

5·50

6·52

44

2·44

2·49

2·58

2·70

2·86

3·08

3·36

3·79

4·37

5·11

6·06

45

2·25

2·30

2·38

2·49

2·64

2·83

3·09

3·49

4·02

4·71

5·59

46

2·06

2·11

2·18

2·28

2·41

2·59

2·83

3·19

3·68

4·30

5·12

47

1·88

1·92

1·99

2·08

2·19

2·36

2·57

2·90

3·35

3·91

4·66

48

1·70

1·74

1·80

1·88

1·98

2·12

2·32

2·62

3·01

3·52

4·21

49

1·52

1·55

1·61

1·68

1·77

1·90

2·07

2·34

2·69

3·13

3·77

50

1·34

1·37

1·42

1·48

1·56

1·67

1·82

2·05

2·36

2·75

3·32

51

1·16

1·19

1·23

1·28

1·34

1·44

1·57

1·77

2·04

2·37

2·87

52

·98

1·00

1·04

1·08

1·13

1·21

1·32

1·48

1·71

2·00

2·43

53

·79

·81

·84

·87

·92

·98

1·07

1·21

1·38

1·62

1·97

54

·61

·62

·64

·67

·70

·75

·81

·92

1·05

1·24

1·51

55

·41

·42

·44

·45

·47

·51

·55

·62

·71

·84

1·02

56

·21

·22

·22

·23

·24

·26

·28

·32

·36

·43

·52

Widows’ and Orphans’ Pension

Act 1904

TABLE B

This section of Table B is applicable only to the case of Officers who will be

aged 58 next birthday, when they complete their period of contribution.

The Yearly Pension, payable by Monthly Instalments, which a YEARLY

CONTRIBUTION of 1, payable also by Monthly Instalments, will secure. The

Yearly Contribution is to cease on the termination of 35 years from the date of the

Officer’s first Contribution.

Age of

husband

next

birthday

AGE OF WIFE NEXT BIRTHDAY

15

20

25

30

35

40

45

50

55

60

65

23

7·46

7·72

8·07

8·52

9·08

9·83

10·75

12·06

13·70