Regulation 22E

if the loan applicant is an individual —

the loan applicant’s full name (including any alias), personal identification number (such as his or her NRIC number, birth certificate number or passport number) and nationality;

whether the loan applicant —

is employed or self‑employed;

is a platform worker within the meaning given by section 5(1) of the Platform Workers Act 2024; or

is unemployed and is not a platform worker; and

the total income of the loan applicant during the 3 months immediately preceding the month in which the application for the loan is made;

if the loan applicant is not an individual —

the loan applicant’s name and Unique Entity Number (UEN); and

whether it is a corporation, an unincorporated association, a partnership, a limited liability partnership or other entity;

the following particulars relating to every loan previously granted by a licensee to the loan applicant that is outstanding:

for every instalment of repayment of the loan that has fallen due, whether or not the instalment was paid on time;

the loan applicant’s share of the outstanding amount of the loan (including any interest, late interest and fees);

the aggregate of the loan applicant’s share of the outstanding amount of every secured loan previously granted by a licensee to the loan applicant, both including and excluding any interest, late interest and fees;

the aggregate of the loan applicant’s share of the outstanding amount of every unsecured loan previously granted by a licensee to the loan applicant, both including and excluding any interest, late interest and fees;

where the loan applicant is a surety in relation to any outstanding secured loan previously granted by a licensee to another person — the aggregate of the outstanding amount of every such loan that the loan applicant may be liable for under the contract for the loan, both including and excluding any interest, late interest and fees;

where the loan applicant is a surety in relation to any outstanding unsecured loan previously granted by a licensee to another person — the aggregate of the outstanding amount of every such loan that the loan applicant may be liable for under the contract for the loan, both including and excluding any interest, late interest and fees;

if the loan applicant is an individual —

where the designated credit bureau has been informed by a licensee that the loan applicant is an excluded person — that the loan applicant is an excluded person;

the aggregate of the loan applicant’s share of the amount of every unsecured loan for which there is any pending application made to a licensee by the loan applicant; and

the maximum amount that may comprise the loan applicant’s share of the loan applied for, beyond which the licensee who requested the credit report may contravene rule 21(1), (2), (3) or (4) (whichever is applicable) by granting the loan, as computed by the designated credit bureau using the latest information on the income of the loan applicant obtained and submitted by that licensee;

the date and time of the request for the credit report in question.

before the request for a credit report in relation to the loan applicant is received; and

by a person who was a licensee at the time the loan was granted and on 30 November 2018, whether or not the person is still a licensee at the time the request for the credit report is received.