17. Use of words “financial adviser” or “life insurance broker”

a licensed financial adviser;

an exempt financial adviser; or

a person, or a person belonging to a class of persons, approved by the Authority,must not —

use the words “financial adviser” in any language, or any other word indicating that the person carries on business as a financial adviser, in the name, description or title under which the person carries on business in Singapore; or

make any representation to such effect in any bill head, letter paper, notice, advertisement, publication or writing, whether in electronic, print or other form.

an appointed or provisional representative of a licensed financial adviser or exempt financial adviser; or

a representative of an exempt financial adviser mentioned in section 20(1)(f), (g) or (h),from using the words “financial adviser” together with the word “representative” or any other word indicating that the person is a representative of a financial adviser.

a licensed financial adviser which is authorised by its licence to provide any financial advisory service in respect of life policies;

an exempt financial adviser which provides any financial advisory service in respect of life policies; or

a person, or a person belonging to a class of persons, approved by the Authority,must not —

use the words “life insurance broker” or any of its derivatives in any language, or any other word indicating that the person carries on business of providing any financial advisory service in respect of life policies, in the name, description or title under which the person carries on business in Singapore; or

make any representation to such effect in any bill head, letter paper, notice, advertisement, publication or writing, whether in electronic, print or other form.

an appointed or provisional representative of a licensed financial adviser or exempt financial adviser which provides any financial advisory service in respect of life policies; or

a representative of an exempt financial adviser mentioned in section 20(1)(f), (g) or (h) which provides any financial advisory service in respect of life policies,from using the words “life insurance broker” together with the word “representative” or any other word indicating that the person is a representative of a financial adviser providing any financial advisory service in respect of life policies.